Local Pros · New York
Local Insurance Agents in New York, NY
Locally owned and operated insurance agents serving New York and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 20 insurance agents in New York, NY by verified customer ratings and review volume. The highest-rated is Kate Rhee - State Farm Insurance Agent with a 4.9-star rating from 781 verified reviews. Also in the top tier: State Farm: James B Lavelle and Virginia Chan - State Farm Insurance Agent. The average rating across all listed insurance agents in New York is 4.7 stars from 158 reviews per business on average.
Insurance in New York: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
158
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Kate Rhee - State Farm Insurance Agent
315 5th Ave #901, New York, NY 10016, USA
State Farm: James B Lavelle
420 Lexington Ave # 2432, New York, NY 10170, USA
Virginia Chan - State Farm Insurance Agent
1015 Madison Ave Suite 503, New York, NY 10075, USA
Insurance Agents Rankings in New York, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Kate Rhee - State Farm Insurance Agent315 5th Ave #901, New York, NY 10016, USA | 4.9★ | 781 |
| #2 | State Farm: James B Lavelle420 Lexington Ave # 2432, New York, NY 10170, USA | 4.9★ | 688 |
| #3 | Virginia Chan - State Farm Insurance Agent1015 Madison Ave Suite 503, New York, NY 10075, USA | 4.9★ | 477 |
| #4 | Prana Risk Insurance Brokers & Agents75 Wall St, New York, NY 10005, USA | 5.0★ | 50 |
| #5 | LIFE14361 Broadway Suite 2770, New York, NY 10006, USA | 4.8★ | 81 |
| #6 | MKR Specialty Insurance Brokerage, Inc.46-02 21st St Box 1793, Long Island City, NY 11101, USA | 5.0★ | 9 |
| #7 | Roadsafe Affordable Auto Insurance554 8th Ave Floor 1, New York, NY 10018, USA | 5.0★ | 11 |
| #8 | Liberty Mutual Insurance Agent Magdalena Sokolowska28 Liberty St 4th Floor, New York, NY 10005, USA | 3.4★ | 48 |
| #9 | New York Insurance Company91-14 59th Ave, Elmhurst, NY 11373, USA | 4.1★ | 11 |
| #10 | Insure NYC Brokerage Inc33 West 60th Street 2nd fl, Queens, NY 10023, USA | 4.9★ | 243 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in New York
Prana Risk Insurance Brokers & Agents
75 Wall St, New York, NY 10005, USA
LIFE143
61 Broadway Suite 2770, New York, NY 10006, USA
MKR Specialty Insurance Brokerage, Inc.
46-02 21st St Box 1793, Long Island City, NY 11101, USA
Roadsafe Affordable Auto Insurance
554 8th Ave Floor 1, New York, NY 10018, USA
Liberty Mutual Insurance Agent Magdalena Sokolowska
28 Liberty St 4th Floor, New York, NY 10005, USA
New York Insurance Company
91-14 59th Ave, Elmhurst, NY 11373, USA
Insure NYC Brokerage Inc
33 West 60th Street 2nd fl, Queens, NY 10023, USA
TY Health Insurance Brokerage
42 Broadway 12th Flr, New York, NY 10004, USA
NYC Insurance
244 5th Ave c99, New York, NY 10001, USA
Silverline Insurance
4, 150 Greenwich St 29th Floor Suite 2906, New York, NY 10007, USA
Kelly Qu Agency: Allstate Insurance
147 W 35th St Ste 603, New York, NY 10001, USA
Jeff Waddle Ins Agency Inc
53 W 8th St Suite FE, New York, NY 10011, USA
Brock Barrett - State Farm Insurance Agent
1560 Broadway 10th Floor, Suite 1008, New York, NY 10036, USA
Meilee Fu - State Farm Insurance Agent
139 Centre St STE 813, New York, NY 10013, USA
New York Life Insurance
1 World Trade Center 39th Floor, New York, NY 10007, USA
Parkway Insurance NY
27 Warren St, New York, NY 10007, USA
J. A. Reaney Agency Insurance Brokers
112 W 34th St., New York, NY 10120, USA
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Frequently Asked Questions — Insurance Agents in New York
What is the difference between a captive and independent insurance agent in New York?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NY?
Search the NY Department of Insurance's online license lookup — Google "NY Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NY must be licensed with the state.
How much does working with a local insurance agent in New York cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in New York?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in New York adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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