Pricing Guide · Newark
Mortgage Brokers Cost in Newark, NJ — 2026 Price Guide
What should you pay for mortgage brokers in Newark? See real 2026 price ranges from local pros and get free quotes to compare.
As of August 2026, RatingsNearMe ranks 17 mortgage brokers in Newark, NJ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is NACA with a 4.7-star rating from 2,664 Google reviews and an RNM Score of 83/100. Also in the top tier: NewMark Home Mortgage LLC and AMS Mortgage Services, Inc. The average rating across all listed mortgage brokers in Newark is 4.9 stars from 219 reviews per business on average.
Mortgage brokers in Newark: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated August 2, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
219
Avg reviews
Aug 2, 2026
Last updated
Top Rated Mortgage Brokers
A 4.7-star rating from 2,664 reviews highlights trusted service in Newark.
60 Park Pl 8th floor, Newark, NJ 07102, USATrusted by hundreds of clients, this Newark broker holds a flawless 5.0-star rating.
1 Eves Dr Suite #111, Marlton, NJ 08053, USATop-rated Newark mortgage broker with 4.8 stars from 24 Google reviews.
375 Chestnut St, Newark, NJ 07105, USAMortgage Brokers Rankings in Newark, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | NACA60 Park Pl 8th floor, Newark, NJ 07102, USA | 4.7★ | 2,664 |
| #2 | NewMark Home Mortgage LLC1 Eves Dr Suite #111, Marlton, NJ 08053, USA | 5.0★ | 364 |
| #3 | AMS Mortgage Services, Inc375 Chestnut St, Newark, NJ 07105, USA | 4.8★ | 24 |
| #4 | Peter Vander Valk: Mortgage Loan Officer16 Orange St # 101, Bloomfield, NJ 07003, USA | 5.0★ | 26 |
| #5 | American Fidelity Mortgage, LLC146 Delancy St, Newark, NJ 07105, USA | 3.8★ | 16 |
| #6 | Pinky Shah Mortgage Team777 Scudders Mill Rd Bldg 4 Ste 101, Plainsboro Township, NJ 08536, USA | 5.0★ | 150 |
| #7 | Platinum Mortgage LLC75 Midland Ave, Montclair, NJ 07042, USA | 5.0★ | 53 |
| #8 | Faith Lending Associates - Mortgages, Refinance & Home Loans1435 Morris Ave Unit 2D, Union, NJ 07083, USA | 4.9★ | 40 |
| #9 | Lucid Mortgage24 Coppola St Unit 4, Nutley, NJ 07110, USA | 5.0★ | 168 |
| #10 | Brick City Capital50 Park Pl STE 301, Newark, NJ 07102, USA | 5.0★ | 94 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated August 2026
All Mortgage Brokers in Newark
A 5.0-star rating from 26 Google reviews highlights exceptional local service.
16 Orange St # 101, Bloomfield, NJ 07003, USA
Consistently rated 3.8 stars from 16 Google reviews for mortgage services in Newark.
146 Delancy St, Newark, NJ 07105, USA
5.0 stars from 150 reviews, reflecting exceptional client satisfaction in Newark.
777 Scudders Mill Rd Bldg 4 Ste 101, Plainsboro Township, NJ 08536, USA
A trusted Newark mortgage broker with a perfect 5.0★ rating from 53 reviews.
75 Midland Ave, Montclair, NJ 07042, USA
A local mortgage broker with a perfect 4.9-star rating from 40 Google reviews.
1435 Morris Ave Unit 2D, Union, NJ 07083, USA
Top-rated Newark mortgage broker with a perfect 5.0★ score from 168 reviews.
24 Coppola St Unit 4, Nutley, NJ 07110, USA
Rated 5.0 stars from 94 Google reviews by local clients.
50 Park Pl STE 301, Newark, NJ 07102, USA
A 5.0-star mortgage broker in Newark with 11 glowing Google reviews.
375 Chestnut St, Newark, NJ 07105, USA
Top-rated Newark mortgage broker with 4.8 stars from 40 Google reviews.
16 Orange St # 101, Bloomfield, NJ 07003, USA
Trusted Newark mortgage broker with a 4.9-star rating from 16 reviews.
80 W Grand St 3rd Floor, Elizabeth, NJ 07201, USA
A 5.0-star rating from 13 Google reviews highlights exceptional local mortgage service.
84 Clinton Ave 1st Floor (Suite 1, Newark, NJ 07114, USA
Rated 5.0 stars from 10 Google reviews by local Newark clients.
11 Summer Pl, Newark, NJ 07104, USA
Earned a perfect 5.0-star rating from early customer reviews in Newark.
109 Nichols St, Newark, NJ 07105, USA
Earns a perfect 5.0-star rating from 26 Google reviews in Newark.
375 Chestnut St #3C, Newark, NJ 07105, USA
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Mortgage Brokers in Newark, NJ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | NACA | 83/100 | 4.7 ★ | 2,664 |
| 2 | NewMark Home Mortgage LLC | 88/100 | 5.0 ★ | 364 |
| 3 | AMS Mortgage Services, Inc | 84/100 | 4.8 ★ | 24 |
| 4 | Peter Vander Valk: Mortgage Loan Officer | 76/100 | 5.0 ★ | 26 |
| 5 | American Fidelity Mortgage, LLC | 65/100 | 3.8 ★ | 16 |
| 6 | Pinky Shah Mortgage Team | 86/100 | 5.0 ★ | 150 |
| 7 | Platinum Mortgage LLC | 80/100 | 5.0 ★ | 53 |
| 8 | Faith Lending Associates - Mortgages, Refinance & Home Loans | 77/100 | 4.9 ★ | 40 |
| 9 | Lucid Mortgage | 86/100 | 5.0 ★ | 168 |
| 10 | Brick City Capital | 83/100 | 5.0 ★ | 94 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · August 2026
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Frequently Asked Questions — Mortgage Brokers in Newark
What does a mortgage broker do differently than going directly to a bank in Newark?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Newark?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NJ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: August 2, 2026.
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