Verified · Oakland
Trusted Mortgage Brokers in Oakland, CA
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Oakland have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Oakland, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Brady Thomas | LaSalle Mortgage - NMLS #396946 with a 5.0-star rating from 453 Google reviews and an RNM Score of 88/100. Also in the top tier: Vic Joshi's Straight Deal Mortgage and Chris Freck @ EstaR Mortgage. The average rating across all listed mortgage brokers in Oakland is 5 stars from 85 reviews per business on average.
Mortgage brokers in Oakland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Quiana Petry
Quiana Petry stands out for consistently high client satisfaction and deep knowledge of the Oakland market.
Most Reviewed
Patricia N. Chavez, Broker-Owner at GSME | NMLS 296489
A high review count indicates strong trust from past clients and reliable service over time.
When choosing a mortgage broker in Oakland, compare multiple options for rates and fees, and verify licenses and reviews to ensure you find a trusted partner for your specific loan needs.
Local Market Snapshot
17
Businesses listed
5★
Avg rating
85
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Earns a perfect 5.0-star rating from over 450 Google reviews.
4200 Broadway Suite 2, Oakland, CA 94611, USAOakland's top-rated mortgage broker, with 5.0 stars from 222 reviews.
4811 Telegraph Ave #511, Oakland, CA 94609, USAOakland mortgage broker with a perfect 5.0★ rating from over 200 reviews.
2413 Webb Ave STE E, Alameda, CA 94501, USAMortgage Brokers Rankings in Oakland, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Brady Thomas | LaSalle Mortgage - NMLS #3969464200 Broadway Suite 2, Oakland, CA 94611, USA | 5.0★ | 453 |
| #2 | Vic Joshi's Straight Deal Mortgage4811 Telegraph Ave #511, Oakland, CA 94609, USA | 5.0★ | 222 |
| #3 | Chris Freck @ EstaR Mortgage2413 Webb Ave STE E, Alameda, CA 94501, USA | 5.0★ | 208 |
| #4 | Brenda Wyatt4200 Broadway Suite 2, Oakland, CA 94611, USA | 5.0★ | 43 |
| #5 | TMC Financing1611 Telegraph Ave Suite 504, Oakland, CA 94612, USA | 4.8★ | 30 |
| #6 | Joey Wolf - Loan Advisor - NMLS#15599904200 Broadway Suite 2, Oakland, CA 94611, USA | 5.0★ | 95 |
| #7 | Chris Granger - Xpert Home Lending1512 Webster St suite b, Alameda, CA 94501, USA | 5.0★ | 85 |
| #8 | Jay Sondhi | U.S. Bank | Oakland Mortgage Loan Officer1998 Mountain Blvd, Oakland, CA 94611, USA | 5.0★ | 69 |
| #9 | Holmgren & Associates4200 Broadway, Oakland, CA 94611, USA | 5.0★ | 24 |
| #10 | Quiana Petry4200 2 Broadway, Oakland, CA 94611, USA | 5.0★ | 20 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Oakland
5.0 stars from 43 Google reviews, reflecting exceptional client satisfaction.
4200 Broadway Suite 2, Oakland, CA 94611, USA
4.8 stars from 30 Google reviews, reflecting trusted local mortgage guidance.
1611 Telegraph Ave Suite 504, Oakland, CA 94612, USA
Rated 5.0 stars from 95 Google reviews, a top choice in Oakland.
4200 Broadway Suite 2, Oakland, CA 94611, USA
5.0-star rating from 85 Google reviews, reflecting exceptional local client satisfaction.
1512 Webster St suite b, Alameda, CA 94501, USA
Rated 5.0 stars from 69 Google reviews, this Oakland mortgage broker is highly trusted.
1998 Mountain Blvd, Oakland, CA 94611, USA
5.0-star rating from 24 Google reviews for this Oakland mortgage broker.
4200 Broadway, Oakland, CA 94611, USA
Top-rated Oakland mortgage broker with a perfect 5.0★ rating from 20 reviews.
4200 2 Broadway, Oakland, CA 94611, USA
Proudly holds a perfect 5.0-star rating from dozens of satisfied local clients.
2411 Santa Clara Ave Suite 1, Alameda, CA 94501, USA
Rated 5.0 stars from 18 Google reviews, this Oakland mortgage broker is highly trusted.
6737 Skyview Dr, Oakland, CA 94605, USA
5.0 stars from 21 Google reviews, reflecting exceptional client satisfaction.
4200 Broadway Suite 2, Oakland, CA 94611, USA
A 5.0-star rating from 21 Google reviews highlights trusted local mortgage help.
6201 Antioch St #200, Oakland, CA 94611, USA
Top-rated Oakland mortgage broker with a perfect 5.0★ rating from 60 reviews.
5608 Shattuck Ave., Oakland, CA 94609, USA
Boasts a perfect 5.0-star rating from 57 Google reviews in Oakland.
1151 Harbor Bay Pkwy # 136, Alameda, CA 94502, USA
Rated 5.0 stars from one glowing Google review in Oakland.
66 Franklin St Suite 300, Oakland, CA 94607, USA
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Mortgage Brokers in Oakland, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Brady Thomas | LaSalle Mortgage - NMLS #396946 | 88/100 | 5.0 ★ | 453 |
| 2 | Vic Joshi's Straight Deal Mortgage | 88/100 | 5.0 ★ | 222 |
| 3 | Chris Freck @ EstaR Mortgage | 87/100 | 5.0 ★ | 208 |
| 4 | Brenda Wyatt | 79/100 | 5.0 ★ | 43 |
| 5 | TMC Financing | 74/100 | 4.8 ★ | 30 |
| 6 | Joey Wolf - Loan Advisor - NMLS#1559990 | 83/100 | 5.0 ★ | 95 |
| 7 | Chris Granger - Xpert Home Lending | 83/100 | 5.0 ★ | 85 |
| 8 | Jay Sondhi | U.S. Bank | Oakland Mortgage Loan Officer | 81/100 | 5.0 ★ | 69 |
| 9 | Holmgren & Associates | 76/100 | 5.0 ★ | 24 |
| 10 | Quiana Petry | 75/100 | 5.0 ★ | 20 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Oakland
What does a mortgage broker do differently than going directly to a bank in Oakland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Oakland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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