Real Reviews · Oceanside
Top-Reviewed Financial Advisors in Oceanside, CA
What are customers actually saying? Read verified reviews for financial advisors in Oceanside — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 19 financial advisors in Oceanside, CA by verified customer ratings and review volume. The highest-rated is Monterey Financial Services LLC with a 3.8-star rating from 2,709 verified reviews. Also in the top tier: IDA Wealth - Intelligence Driven Advisers and Seaside Wealth Management. The average rating across all listed financial advisors in Oceanside is 4.9 stars from 172 reviews per business on average.
Financial advisors in Oceanside typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
172
Avg reviews
May 17, 2026
Last updated
Top Rated Financial Advisors
Monterey Financial Services LLC
4095 Avenida De La Plata, Oceanside, CA 92056, USA
IDA Wealth - Intelligence Driven Advisers
2792 Gateway Rd, Carlsbad, CA 92009, USA
Seaside Wealth Management
6154 Innovation Way, Carlsbad, CA 92009, USA
Financial Advisors Rankings in Oceanside, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Monterey Financial Services LLC4095 Avenida De La Plata, Oceanside, CA 92056, USA | 3.8★ | 2,709 |
| #2 | IDA Wealth - Intelligence Driven Advisers2792 Gateway Rd, Carlsbad, CA 92009, USA | 5.0★ | 98 |
| #3 | Seaside Wealth Management6154 Innovation Way, Carlsbad, CA 92009, USA | 5.0★ | 56 |
| #4 | U.S. Bancorp Advisors - Financial Advisors: Ross Hansen165 Old Grove Rd, Oceanside, CA 92057, USA | 5.0★ | 1 |
| #5 | Edward Jones - Financial Advisor: Dale M Maas3636 Ocean Ranch Blvd, Oceanside, CA 92056, USA | 5.0★ | 1 |
| #6 | Russ Jacobs - Financial Advisor, Ameriprise Financial Services, LLC5256 S Mission Rd Ste 301, Bonsall, CA 92003, USA | 5.0★ | 15 |
| #7 | Clarke Financial Services, Inc.3642 Ocean Ranch Blvd, Oceanside, CA 92056, USA | 5.0★ | 2 |
| #8 | First Command4167 Avenida De La Plata # 102, Oceanside, CA 92056, USA | 4.7★ | 11 |
| #9 | Edward Jones - Financial Advisor: Katy Conser, CFP®3609 Ocean Ranch Blvd Suite 180, Oceanside, CA 92056, USA | — | — |
| #10 | First Command Financial Advisor - Matt Rose, ChFC®|RICP®|CFP®4167 Avenida De La Plata # 102, Oceanside, CA 92056, USA | 5.0★ | 39 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Financial Advisors in Oceanside
U.S. Bancorp Advisors - Financial Advisors: Ross Hansen
165 Old Grove Rd, Oceanside, CA 92057, USA
Edward Jones - Financial Advisor: Dale M Maas
3636 Ocean Ranch Blvd, Oceanside, CA 92056, USA
Russ Jacobs - Financial Advisor, Ameriprise Financial Services, LLC
5256 S Mission Rd Ste 301, Bonsall, CA 92003, USA
Clarke Financial Services, Inc.
3642 Ocean Ranch Blvd, Oceanside, CA 92056, USA
First Command
4167 Avenida De La Plata # 102, Oceanside, CA 92056, USA
Edward Jones - Financial Advisor: Katy Conser, CFP®
3609 Ocean Ranch Blvd Suite 180, Oceanside, CA 92056, USA
First Command Financial Advisor - Matt Rose, ChFC®|RICP®|CFP®
4167 Avenida De La Plata # 102, Oceanside, CA 92056, USA
First Command Financial Advisor - J Kelly Olson, PhD
4167 Avenida De La Plata # 102, Oceanside, CA 92056, USA
First Command Financial Advisor - Adam Creel
4167 Avenida De La Plata # 102, Oceanside, CA 92056, USA
Wealth Compass Financial
5860 Owens Ave STE 150, Carlsbad, CA 92008, USA
Andrew Marshall Financial, LLC
5857 Owens Ave #300, Carlsbad, CA 92008, USA
Brenton Stransky, CFP® - Independence Square Advisors
2173 Salk Ave Suite 250, Carlsbad, CA 92008, USA
WWM Financial
2131 Palomar Airport Rd #330, Carlsbad, CA 92011, USA
Guide My Finances
1265 Carlsbad Village Dr # 201, Carlsbad, CA 92008, USA
Comprehensive Advisor
2011 Palomar Airport Rd #302, Carlsbad, CA 92011, USA
First Command Financial Advisor - Nick Gilewitch, RICP®|CMFA™
4167 Avenida De La Plata # 102, Oceanside, CA 92056, USA
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Frequently Asked Questions — Financial Advisors in Oceanside
What is a fiduciary financial advisor and why does it matter in Oceanside?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Oceanside, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Oceanside?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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