Pricing Guide · Oldsmar
Insurance Agents Cost in Oldsmar, FL — 2026 Price Guide
What should you pay for insurance agents in Oldsmar? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 11 insurance agents in Oldsmar, FL by verified customer ratings and review volume. The highest-rated is Steve Turner Insurance Specialist with a 5.0-star rating from 174 verified reviews. Also in the top tier: Brightway Insurance - The Lutz Agency and Freddy Alfaro-Aprendiendo de Seguros. The average rating across all listed insurance agents in Oldsmar is 4.4 stars from 53 reviews per business on average.
Insurance in Oldsmar: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
11
Businesses listed
4.4★
Avg rating
53
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Steve Turner Insurance Specialist
14502 N Dale Mabry Hwy Suite 200, Tampa, FL 33618, USA
Brightway Insurance - The Lutz Agency
1527 Dale Mabry Hwy STE 100, Lutz, FL 33548, USA
Freddy Alfaro-Aprendiendo de Seguros
327 Lake Placid Ct, Oldsmar, FL 34677, USA
Insurance Agents Rankings in Oldsmar, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Steve Turner Insurance Specialist14502 N Dale Mabry Hwy Suite 200, Tampa, FL 33618, USA | 5.0★ | 174 |
| #2 | Brightway Insurance - The Lutz Agency1527 Dale Mabry Hwy STE 100, Lutz, FL 33548, USA | 4.8★ | 155 |
| #3 | Freddy Alfaro-Aprendiendo de Seguros327 Lake Placid Ct, Oldsmar, FL 34677, USA | 5.0★ | 25 |
| #4 | White Chip Insurance Oldsmar650 Burbank Rd, Oldsmar, FL 34677, USA | — | — |
| #5 | Stahl & Associates Insurance3939 Tampa Rd #1, Oldsmar, FL 34677, USA | 4.1★ | 9 |
| #6 | Progressive Insurance - Claims Office1785 Northpointe Pkwy Ste 100, Lutz, FL 33558, USA | 3.3★ | 106 |
| #7 | Stephen Belau - State Farm Insurance Agent3730 Tampa Rd #2, Oldsmar, FL 34677, USA | 5.0★ | 22 |
| #8 | Hospitality Insurance Agency4025 Tampa Rd, Oldsmar, FL 34677, USA | 3.0★ | 2 |
| #9 | Barber Agency, Inc.3902 Tampa Rd, Oldsmar, FL 34677, USA | 4.1★ | 8 |
| #10 | Supreme Public Adjusters INC109 Nina Way ste 109, Oldsmar, FL 34677, USA | 5.0★ | 23 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Oldsmar
White Chip Insurance Oldsmar
650 Burbank Rd, Oldsmar, FL 34677, USA
Stahl & Associates Insurance
3939 Tampa Rd #1, Oldsmar, FL 34677, USA
Progressive Insurance - Claims Office
1785 Northpointe Pkwy Ste 100, Lutz, FL 33558, USA
Stephen Belau - State Farm Insurance Agent
3730 Tampa Rd #2, Oldsmar, FL 34677, USA
Hospitality Insurance Agency
4025 Tampa Rd, Oldsmar, FL 34677, USA
Barber Agency, Inc.
3902 Tampa Rd, Oldsmar, FL 34677, USA
Supreme Public Adjusters INC
109 Nina Way ste 109, Oldsmar, FL 34677, USA
STAR NSURANCE
180 N Race Track Rd, Oldsmar, FL 34677, USA
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Frequently Asked Questions — Insurance Agents in Oldsmar
What is the difference between a captive and independent insurance agent in Oldsmar?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Oldsmar cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Oldsmar?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Oldsmar adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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