Local Pros · Ontario
Local Mortgage Brokers in Ontario, CA
Locally owned and operated mortgage brokers serving Ontario and the surrounding area. Supporting local businesses means faster response and accountability.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Ontario, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Ratehub.ca with a 4.9-star rating from 5,423 Google reviews and an RNM Score of 87/100. Also in the top tier: Mortgage Wellness and GEM Mortgage. The average rating across all listed mortgage brokers in Ontario is 5 stars from 355 reviews per business on average.
Mortgage brokers in Ontario: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Inspire Home Loans - Ontario, CA
Inspire Home Loans is consistently top-ranked due to its personalized service, competitive rates, and strong local reputation in Ontario, CA.
Most Reviewed
Ratehub.ca
A high review count indicates broad consumer trust and a proven track record of reliable, transparent mortgage services.
When choosing a mortgage broker in Ontario, compare multiple brokers’ rates and fees, and read recent reviews to ensure they match your specific needs. Also verify their licensing and ask about any hidden costs upfront.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
355
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by thousands, this Ontario mortgage broker holds a stellar 4.9-star rating.
100 University Ave 5th Floor, Toronto, ON M5J 1V6, CanadaTrusted by hundreds of local clients, this broker holds a flawless 5.0-star rating.
430 Essa Rd Unit 8, Barrie, ON L9J 0M1, CanadaTrusted Ontario mortgage broker with a flawless 5.0-star rating from over 140 reviews.
3281 E Guasti Rd Suite 330, Ontario, CA 91761, USAMortgage Brokers Rankings in Ontario, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Ratehub.ca100 University Ave 5th Floor, Toronto, ON M5J 1V6, Canada | 4.9★ | 5,423 |
| #2 | Mortgage Wellness430 Essa Rd Unit 8, Barrie, ON L9J 0M1, Canada | 5.0★ | 701 |
| #3 | GEM Mortgage3281 E Guasti Rd Suite 330, Ontario, CA 91761, USA | 5.0★ | 140 |
| #4 | The Mortgage Phoenix Group8599 Haven Ave # 301, Rancho Cucamonga, CA 91730, USA | 5.0★ | 114 |
| #5 | BirdEye Loans, Inc.3200 E Guasti Rd #100, Ontario, CA 91761, USA | 5.0★ | 35 |
| #6 | Golden Coast Mortgage (25+ Years in Mortgage Lending)1119 S Milliken Ave Suite E, Ontario, CA 91761, USA | 5.0★ | 34 |
| #7 | Evelyn Vega | Home Sweet Home Mortgage3281 E Guasti Rd 7th Floor Suite 705, Ontario, CA 91761, USA | 5.0★ | 5 |
| #8 | TDR Mortgage - Teresa Tims188 D St, Upland, CA 91786, USA | 5.0★ | 86 |
| #9 | Francisco M Orozco | Mortgage Loan Originator1520 N Mountain Ave #117, Ontario, CA 91762, USA | 5.0★ | 31 |
| #10 | House of Loans388 E Foothill Blvd, Upland, CA 91786, USA | 4.9★ | 28 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Ontario
Top-rated Ontario mortgage broker with a perfect 5.0★ from 114 reviews.
8599 Haven Ave # 301, Rancho Cucamonga, CA 91730, USA
Trusted Ontario mortgage broker with a perfect 5.0★ rating from 35 reviews.
3200 E Guasti Rd #100, Ontario, CA 91761, USA
5.0-star rating from 34 Google reviews reflects consistent client satisfaction.
1119 S Milliken Ave Suite E, Ontario, CA 91761, USA
Rated 5.0 stars from 5 Google reviews for exceptional local mortgage service.
3281 E Guasti Rd 7th Floor Suite 705, Ontario, CA 91761, USA
Rated 5.0 stars from 86 Google reviews, this Ontario mortgage broker earns exceptional client trust.
188 D St, Upland, CA 91786, USA
Exceptional 5.0-star rating from 31 Google reviews for trusted mortgage guidance.
1520 N Mountain Ave #117, Ontario, CA 91762, USA
Trusted by clients with a 4.9-star rating from 28 reviews.
388 E Foothill Blvd, Upland, CA 91786, USA
Trusted by clients with a perfect 5.0-star rating from over 100 reviews.
3602 Inland Empire Blvd # B205, Ontario, CA 91764, USA
Trusted by hundreds of local clients, this broker holds a flawless 5.0-star rating.
99 E C St #206, Upland, CA 91786, USA
Rated 5.0 stars from 93 Google reviews, this mortgage broker is highly trusted.
3595-1 Inland Empire Blvd BLDG 1, Ontario, CA 91764, USA
Trusted by 88 clients with a perfect 5.0-star rating on Google.
3237 E Guasti Rd #120, Ontario, CA 91761, USA
Rated 5.0 stars from 55 Google reviews, reflecting exceptional client satisfaction.
3155 Sedona Ct bldg c, Ontario, CA 91764, USA
Rated 5.0 stars from 18 glowing Google reviews, consistently exceeding client expectations.
3800 Concours St Suite 160, Ontario, CA 91764, USA
Rated 5.0 stars from 12 Google reviews for exceptional mortgage service.
3350 Shelby St #100, Ontario, CA 91764, USA
Ontario mortgage broker with a flawless 5.0-star rating from 11 reviews.
316 N Corona Ave, Ontario, CA 91764, USA
Trusted Ontario mortgage broker with a flawless 5.0-star rating from 9 reviews.
800 N Haven Ave Ste. 100, Ontario, CA 91764, USA
Exceptional 5.0-star rating based on six Google reviews from local clients.
3595 Inland Empire Blvd #1240, Ontario, CA 91764, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Ontario, CA.
Mortgage Brokers in Ontario, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Ratehub.ca | 87/100 | 4.9 ★ | 5,423 |
| 2 | Mortgage Wellness | 88/100 | 5.0 ★ | 701 |
| 3 | GEM Mortgage | 85/100 | 5.0 ★ | 140 |
| 4 | The Mortgage Phoenix Group | 84/100 | 5.0 ★ | 114 |
| 5 | BirdEye Loans, Inc. | 78/100 | 5.0 ★ | 35 |
| 6 | Golden Coast Mortgage (25+ Years in Mortgage Lending) | 78/100 | 5.0 ★ | 34 |
| 7 | Evelyn Vega | Home Sweet Home Mortgage | 68/100 | 5.0 ★ | 5 |
| 8 | TDR Mortgage - Teresa Tims | 83/100 | 5.0 ★ | 86 |
| 9 | Francisco M Orozco | Mortgage Loan Originator | 77/100 | 5.0 ★ | 31 |
| 10 | House of Loans | 75/100 | 4.9 ★ | 28 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Ontario to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Ontario
What does a mortgage broker do differently than going directly to a bank in Ontario?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Ontario?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
More Home Services in Ontario
Related Searches
More ways to find mortgage brokers in Ontario
Mortgage Brokers in nearby cities