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We don't have mortgage brokers listed specifically in Oshkosh yet — these top-rated pros from Appleton serve your area and are available for calls and quotes today.
10+ Years · Oshkosh
Experienced Mortgage Brokers in Oshkosh, WI
Experience matters. These mortgage brokers in Oshkosh have years of proven work behind them — and the reviews to back it up.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Oshkosh, WI by verified customer ratings and review volume. The highest-rated is Ryan Hall - Guild Mortgage with a 4.9-star rating from 159 verified reviews. Also in the top tier: Kristen Ambos CPO, Point Mortgage (NMLS #239731) and Linda the Lender | Fairway Home Mortgage NMLS# 269744. The average rating across all listed mortgage brokers in Oshkosh is 5 stars from 122 reviews per business on average.
Mortgage brokers in Oshkosh: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
122
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Ryan Hall - Guild Mortgage
1427 Province Terrace suite c, Menasha, WI 54952, USA
Kristen Ambos CPO, Point Mortgage (NMLS #239731)
1050 S Lynndale Dr, Appleton, WI 54914, USA
Linda the Lender | Fairway Home Mortgage NMLS# 269744
15 Park Pl Suite 500, Appleton, WI 54914, USA
Mortgage Brokers Rankings in Oshkosh, WI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Ryan Hall - Guild Mortgage1427 Province Terrace suite c, Menasha, WI 54952, USA | 4.9★ | 159 |
| #2 | Kristen Ambos CPO, Point Mortgage (NMLS #239731)1050 S Lynndale Dr, Appleton, WI 54914, USA | 5.0★ | 25 |
| #3 | Linda the Lender | Fairway Home Mortgage NMLS# 26974415 Park Pl Suite 500, Appleton, WI 54914, USA | 5.0★ | 135 |
| #4 | Guild Mortgage Company5793 W Grande Market Dr suite b, Appleton, WI 54913, USA | 4.9★ | 95 |
| #5 | Guild Mortgage - Jesse Koch5793 W Grande Market Dr suite b, Appleton, WI 54913, USA | 4.9★ | 67 |
| #6 | Waterstone Mortgage Corporation119 N McCarthy Rd Suite F, Appleton, WI 54913, USA | 5.0★ | 379 |
| #7 | Mortgage Nerds4090 W Spencer St, Appleton, WI 54914, USA | 4.9★ | 344 |
| #8 | McGlone Mortgage Group4321 W College Ave Suite 200, Office 324, Appleton, WI 54914, USA | 4.9★ | 551 |
| #9 | Nic Campbell Personal Mortgage Advisor at Nations Lending - NMLS: 2787374321 W College Ave Suite 200, Office 209, Appleton, WI 54914, USA | 5.0★ | 187 |
| #10 | Amber Hageman NMLS 650876 Mortgage Professional4321 W College Ave Suite 200, Office 220, Appleton, WI 54914, USA | 5.0★ | 5 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Oshkosh
Guild Mortgage Company
5793 W Grande Market Dr suite b, Appleton, WI 54913, USA
Guild Mortgage - Jesse Koch
5793 W Grande Market Dr suite b, Appleton, WI 54913, USA
Waterstone Mortgage Corporation
119 N McCarthy Rd Suite F, Appleton, WI 54913, USA
Mortgage Nerds
4090 W Spencer St, Appleton, WI 54914, USA
McGlone Mortgage Group
4321 W College Ave Suite 200, Office 324, Appleton, WI 54914, USA
Nic Campbell Personal Mortgage Advisor at Nations Lending - NMLS: 278737
4321 W College Ave Suite 200, Office 209, Appleton, WI 54914, USA
Amber Hageman NMLS 650876 Mortgage Professional
4321 W College Ave Suite 200, Office 220, Appleton, WI 54914, USA
Finance of America Mortgage
650 N Westhill Blvd, Appleton, WI 54914, USA
Silver Stone Team -powered Home State Bank N/A nmls#478452
650 N Westhill Blvd, Appleton, WI 54914, USA
Christina Zamora- Integrity Mortgage Group
1314 W College Ave, Appleton, WI 54914, USA
Integrity Mortgage Group Wisconsin
1314 W College Ave #2, Appleton, WI 54914, USA
Gwenn Tanvas | The Mortgage Gal |Broker NEXA Mortgage, LLC
120 N Morrison St ste 101-g, Appleton, WI 54911, USA
Tom Seaman, Mortgage Broker | Wintrust Mortgage, NMLS #400629
200 E Washington St, Appleton, WI 54911, USA
Lisa Rohloff- Mortgage Broker NMLS #1206703
161 Riverheath Way, Appleton, WI 54915, USA
Jim Dovalis - Bank Five Nine
3601 Commerce Ct, Appleton, WI 54911, USA
Cornerstone Mortgage LLC - Jolie Hayes
1494 Mid Valley Dr, De Pere, WI 54115, USA
Mortgages by Adam Aleknavicius
3301 Packerland Dr Suite D, De Pere, WI 54115, USA
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Frequently Asked Questions — Mortgage Brokers in Oshkosh
What does a mortgage broker do differently than going directly to a bank in Oshkosh?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Oshkosh?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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