Highest Rated · Overland Park
Top-Rated Mortgage Brokers in Overland Park, KS
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Overland Park, KS by verified customer ratings and review volume. The highest-rated is First State Bank Mortgage with a 5.0-star rating from 494 verified reviews. Also in the top tier: First Federal Bank Mortgage Lenders and Mutual of Omaha Mortgage. The average rating across all listed mortgage brokers in Overland Park is 5 stars from 291 reviews per business on average.
Mortgage brokers in Overland Park: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
291
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
First State Bank Mortgage
6800 College Blvd, Overland Park, KS 66211, USA
First Federal Bank Mortgage Lenders
7007 College Blvd Suite 600, Overland Park, KS 66211, USA
Mutual of Omaha Mortgage
10740 Nall Ave #115, Overland Park, KS 66211, USA
Mortgage Brokers Rankings in Overland Park, KS
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | First State Bank Mortgage6800 College Blvd, Overland Park, KS 66211, USA | 5.0★ | 494 |
| #2 | First Federal Bank Mortgage Lenders7007 College Blvd Suite 600, Overland Park, KS 66211, USA | 4.9★ | 1,557 |
| #3 | Mutual of Omaha Mortgage10740 Nall Ave #115, Overland Park, KS 66211, USA | 4.8★ | 500 |
| #4 | Homestead Financial Mortgage - Overland Park, KS8585 College Blvd # 110, Overland Park, KS 66210, USA | 4.9★ | 160 |
| #5 | KP Mortgage Powered by Community Mortgage12980 Metcalf Ave Ste 100, Overland Park, KS 66213, USA | 5.0★ | 46 |
| #6 | Brittani King at CrossCountry Mortgage4000 W 114th St Suite 324, Overland Park, KS 66211, USA | 5.0★ | 40 |
| #7 | Trevor Tannahill | Mortgage & Refinance Expert | CrossCountry Mortgage4000 W 114th St, Overland Park, KS 66211, USA | 5.0★ | 174 |
| #8 | Metropolitan Mortgage Corporation - Overland Park7381 W 133rd St STE 200, Overland Park, KS 66213, USA | 4.8★ | 82 |
| #9 | PrimeLending, A PlainsCapital Company - Overland Park8900 Indian Creek Pkwy, Overland Park, KS 66210, USA | 4.9★ | 194 |
| #10 | Guild Mortgage - James Finch10740 Nall Ave Ste 150, Overland Park, KS 66211, USA | 5.0★ | 68 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Overland Park
Homestead Financial Mortgage - Overland Park, KS
8585 College Blvd # 110, Overland Park, KS 66210, USA
KP Mortgage Powered by Community Mortgage
12980 Metcalf Ave Ste 100, Overland Park, KS 66213, USA
Brittani King at CrossCountry Mortgage
4000 W 114th St Suite 324, Overland Park, KS 66211, USA
Trevor Tannahill | Mortgage & Refinance Expert | CrossCountry Mortgage
4000 W 114th St, Overland Park, KS 66211, USA
Metropolitan Mortgage Corporation - Overland Park
7381 W 133rd St STE 200, Overland Park, KS 66213, USA
PrimeLending, A PlainsCapital Company - Overland Park
8900 Indian Creek Pkwy, Overland Park, KS 66210, USA
Guild Mortgage - James Finch
10740 Nall Ave Ste 150, Overland Park, KS 66211, USA
Trease Mortgage Group
6320 Lamar Ave Suite 205, Overland Park, KS 66202, USA
Delmar Mortgage: Matt Stein with the Craig Miller Mortgage Team
6900 College Blvd #750, Overland Park, KS 66211, USA
Jen Gile - Loans with Jen | Benchmark Mortgage
7201 W 110th St Suite 200, Overland Park, KS 66210, USA
Waterstone Mortgage - Overland Park, KS
7516 W 161st St, Overland Park, KS 66085, USA
Guild Mortgage Company
7201 W 129th St #120, Overland Park, KS 66213, USA
Affinity Mortgage LLC
8725 Rosehill Rd #109, Lenexa, KS 66215, USA
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Frequently Asked Questions — Mortgage Brokers in Overland Park
What does a mortgage broker do differently than going directly to a bank in Overland Park?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Overland Park?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in KS?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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