Real Reviews · Oviedo
Top-Reviewed Insurance Agents in Oviedo, FL
What are customers actually saying? Read verified reviews for insurance agents in Oviedo — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Oviedo, FL by verified customer ratings and review volume. The highest-rated is Steve Manzano - State Farm Insurance Agent with a 4.9-star rating from 423 verified reviews. Also in the top tier: Professional Property & Casualty LLC and Jorel Rodriguez - State Farm Insurance Agent. The average rating across all listed insurance agents in Oviedo is 4.7 stars from 112 reviews per business on average.
Insurance in Oviedo: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
112
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Steve Manzano - State Farm Insurance Agent
1977 Alafaya Trail #1031, Oviedo, FL 32765, USA
Professional Property & Casualty LLC
2050 Winter Springs Blvd, Oviedo, FL 32765, USA
Jorel Rodriguez - State Farm Insurance Agent
1875 County Rd 419 #300, Oviedo, FL 32765, USA
Insurance Agents Rankings in Oviedo, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Steve Manzano - State Farm Insurance Agent1977 Alafaya Trail #1031, Oviedo, FL 32765, USA | 4.9★ | 423 |
| #2 | Professional Property & Casualty LLC2050 Winter Springs Blvd, Oviedo, FL 32765, USA | 4.8★ | 311 |
| #3 | Jorel Rodriguez - State Farm Insurance Agent1875 County Rd 419 #300, Oviedo, FL 32765, USA | 4.9★ | 275 |
| #4 | Top SR22 Insurance Company2461 W State Rd 426 #1840, Oviedo, FL 32765, USA | 5.0★ | 7 |
| #5 | Integrity Insurance Group Inc.1755 W Broadway St #7, Oviedo, FL 32765, USA | 4.9★ | 42 |
| #6 | Karla Salmon Insurance95 E Mitchell Hammock Rd #201, Oviedo, FL 32765, USA | 4.9★ | 85 |
| #7 | Winchester Insurance, Inc.376 N Central Ave, Oviedo, FL 32765, USA | 4.7★ | 15 |
| #8 | Pontell Insurance Group1331 Sundial Point, Winter Springs, FL 32708, USA | 4.8★ | 207 |
| #9 | Goosehead Insurance - Stephanie Velez1317 W Broadway St, Oviedo, FL 32765, USA | 4.7★ | 75 |
| #10 | Salmon Agency1890 County Rd 419 #1040, Oviedo, FL 32765, USA | 4.8★ | 173 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Oviedo
Top SR22 Insurance Company
2461 W State Rd 426 #1840, Oviedo, FL 32765, USA
Integrity Insurance Group Inc.
1755 W Broadway St #7, Oviedo, FL 32765, USA
Karla Salmon Insurance
95 E Mitchell Hammock Rd #201, Oviedo, FL 32765, USA
Winchester Insurance, Inc.
376 N Central Ave, Oviedo, FL 32765, USA
Pontell Insurance Group
1331 Sundial Point, Winter Springs, FL 32708, USA
Goosehead Insurance - Stephanie Velez
1317 W Broadway St, Oviedo, FL 32765, USA
Jeffrey B Campbell - State Farm Insurance Agent
2840 Tuskawilla Rd, Oviedo, FL 32765, USA
All Florida Insurance
3228 W State Rd 426 #1032, Oviedo, FL 32765, USA
Advantage Insurance Solutions LLC
1755 W Broadway St STE 7, Oviedo, FL 32765, USA
TNT Insurance Agency LLC
1065 E State Rd 434, Winter Springs, FL 32708, USA
American Auto Insurance Oviedo
1755 W Broadway St #7, Oviedo, FL 32765, USA
Adam Williams - State Farm Insurance Agent
7250 Red Bug Lake Rd STE 1016, Oviedo, FL 32765, USA
Jorge Pomales Insurance Agency
3053 W State Rd 426 #127, Oviedo, FL 32765, USA
Kerbelis Insurance Agency
1949 County Rd 419 #1251, Oviedo, FL 32766, USA
Brightway Insurance, Oviedo-Winter Springs
1500 Alafaya Trail STE 1012, Oviedo, FL 32765, USA
Get Free Quotes
We'll connect you with the top insurance agents in Oviedo, FL.
Frequently Asked Questions — Insurance Agents in Oviedo
What is the difference between a captive and independent insurance agent in Oviedo?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Oviedo cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Oviedo?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Oviedo adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Oviedo
Related Searches
More ways to find insurance agents in Oviedo
Insurance Agents in nearby cities