Real Reviews · Oviedo
Top-Reviewed Insurance Agents in Oviedo, FL
What are customers actually saying? Read verified reviews for insurance agents in Oviedo — every rating is from a real customer.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Oviedo, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Steve Manzano - State Farm Insurance Agent with a 4.9-star rating from 423 Google reviews and an RNM Score of 98/100. Also in the top tier: Professional Property & Casualty LLC and Jorel Rodriguez - State Farm Insurance Agent. The average rating across all listed insurance agents in Oviedo is 4.7 stars from 112 reviews per business on average.
Insurance in Oviedo: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Professional Property & Casualty LLC
This business stands out as the top-ranked insurance agent in Oviedo due to its strong reputation and comprehensive coverage options.
Most Reviewed
Professional Property & Casualty LLC
A high review count indicates broad customer experience and trust, helping consumers gauge reliability and service quality.
When choosing an insurance agent in Oviedo, compare quotes from multiple top-ranked agencies and read recent reviews to ensure the agent meets your specific coverage needs. Local agents often provide more personalized service and faster claims support.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
112
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by 423 locals, this Oviedo agent maintains a stellar 4.9-star rating.
1977 Alafaya Trail #1031, Oviedo, FL 32765, USATrusted by hundreds of local clients with a stellar 4.8-star average rating.
2050 Winter Springs Blvd, Oviedo, FL 32765, USATrusted by hundreds of local clients, this Oviedo agent holds a stellar 4.9-star rating.
1875 County Rd 419 #300, Oviedo, FL 32765, USAInsurance Agents Rankings in Oviedo, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Steve Manzano - State Farm Insurance Agent1977 Alafaya Trail #1031, Oviedo, FL 32765, USA | 4.9★ | 423 |
| #2 | Professional Property & Casualty LLC2050 Winter Springs Blvd, Oviedo, FL 32765, USA | 4.8★ | 311 |
| #3 | Jorel Rodriguez - State Farm Insurance Agent1875 County Rd 419 #300, Oviedo, FL 32765, USA | 4.9★ | 275 |
| #4 | Jorge Pomales Insurance Agency3053 W State Rd 426 #127, Oviedo, FL 32765, USA | 4.5★ | 11 |
| #5 | Adam Williams - State Farm Insurance Agent7250 Red Bug Lake Rd STE 1016, Oviedo, FL 32765, USA | 4.8★ | 67 |
| #6 | Integrity Insurance Group Inc.1755 W Broadway St #7, Oviedo, FL 32765, USA | 4.9★ | 42 |
| #7 | Winchester Insurance, Inc.376 N Central Ave, Oviedo, FL 32765, USA | 4.7★ | 15 |
| #8 | All Florida Insurance3228 W State Rd 426 #1032, Oviedo, FL 32765, USA | 3.8★ | 13 |
| #9 | Top SR22 Insurance Company2461 W State Rd 426 #1840, Oviedo, FL 32765, USA | 5.0★ | 7 |
| #10 | Goosehead Insurance - Stephanie Velez1317 W Broadway St, Oviedo, FL 32765, USA | 4.7★ | 75 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Oviedo
A trusted Oviedo insurance agent with a strong 4.5-star rating from 11 reviews.
3053 W State Rd 426 #127, Oviedo, FL 32765, USA
With 67 reviews and a 4.8-star rating, this Oviedo agent is highly trusted.
7250 Red Bug Lake Rd STE 1016, Oviedo, FL 32765, USA
Exceptional 4.9-star rating from 42 reviews, reflecting trusted local service.
1755 W Broadway St #7, Oviedo, FL 32765, USA
Highly rated Oviedo insurance agent with 4.7 stars from 15 reviews.
376 N Central Ave, Oviedo, FL 32765, USA
Mixed 3.8-star rating from 13 Google reviews, reflecting varied customer experiences.
3228 W State Rd 426 #1032, Oviedo, FL 32765, USA
Rated 5.0 stars from 7 reviews, this Oviedo insurance agent is highly praised.
2461 W State Rd 426 #1840, Oviedo, FL 32765, USA
Trusted by locals with a 4.7-star rating from 75 reviews.
1317 W Broadway St, Oviedo, FL 32765, USA
Trusted by hundreds of local clients, this Oviedo agency maintains a stellar 4.8★ rating.
1890 County Rd 419 #1040, Oviedo, FL 32765, USA
Trusted Oviedo insurance agent with a 4.8-star rating from over 200 reviews.
1331 Sundial Point, Winter Springs, FL 32708, USA
Oviedo insurance agent with a 4.9-star rating from over 230 Google reviews.
2840 Tuskawilla Rd, Oviedo, FL 32765, USA
Oviedo insurance agent with 4.9 stars from 85 glowing reviews.
95 E Mitchell Hammock Rd #201, Oviedo, FL 32765, USA
Oviedo insurance agent with a 4.9-star rating from 32 Google reviews.
1065 E State Rd 434, Winter Springs, FL 32708, USA
Rated 4.0 stars based on 4 Google reviews from local clients.
1755 W Broadway St #7, Oviedo, FL 32765, USA
A local agent with a 3.7-star rating based on 6 Google reviews.
1755 W Broadway St STE 7, Oviedo, FL 32765, USA
Exceptional 4.8-star rating from 192 reviews, trusted by Oviedo locals.
1500 Alafaya Trail STE 1012, Oviedo, FL 32765, USA
Oviedo insurance agent with a perfect 4.9-star rating from nearly 50 reviews.
1949 County Rd 419 #1251, Oviedo, FL 32766, USA
Oviedo insurance agent with a 4.9-star rating from 16 Google reviews.
120 Alexandria Blvd Ste 16, Oviedo, FL 32765, USA
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Insurance Agents in Oviedo, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Steve Manzano - State Farm Insurance Agent | 98/100 | 4.9 ★ | 423 |
| 2 | Professional Property & Casualty LLC | 97/100 | 4.8 ★ | 311 |
| 3 | Jorel Rodriguez - State Farm Insurance Agent | 90/100 | 4.9 ★ | 275 |
| 4 | Jorge Pomales Insurance Agency | 75/100 | 4.5 ★ | 11 |
| 5 | Adam Williams - State Farm Insurance Agent | 81/100 | 4.8 ★ | 67 |
| 6 | Integrity Insurance Group Inc. | 89/100 | 4.9 ★ | 42 |
| 7 | Winchester Insurance, Inc. | 80/100 | 4.7 ★ | 15 |
| 8 | All Florida Insurance | 64/100 | 3.8 ★ | 13 |
| 9 | Top SR22 Insurance Company | 70/100 | 5.0 ★ | 7 |
| 10 | Goosehead Insurance - Stephanie Velez | 80/100 | 4.7 ★ | 75 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Oviedo
What is the difference between a captive and independent insurance agent in Oviedo?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Oviedo cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Oviedo?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Oviedo adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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