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Affordable Mortgage Brokers in Owensboro, KY
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As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Owensboro, KY by verified customer ratings and review volume. The highest-rated is Mortgage Masters with a 4.9-star rating from 154 verified reviews. Also in the top tier: Lisa Parsons - Mortgage Masters of Indiana and Josh Harris - Mortgage Masters of Indiana. The average rating across all listed mortgage brokers in Owensboro is 4.7 stars from 68 reviews per business on average.
Mortgage brokers in Owensboro: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.7★
Avg rating
68
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Mortgage Masters
501 N N Cross Pointe Blvd, Evansville, IN 47715, USA
Lisa Parsons - Mortgage Masters of Indiana
501 N, 501 N Cross Pointe Blvd, Evansville, IN 47715, USA
Josh Harris - Mortgage Masters of Indiana
501 N Cross Pointe Blvd, Evansville, IN 47715, USA
Mortgage Brokers Rankings in Owensboro, KY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mortgage Masters501 N N Cross Pointe Blvd, Evansville, IN 47715, USA | 4.9★ | 154 |
| #2 | Lisa Parsons - Mortgage Masters of Indiana501 N, 501 N Cross Pointe Blvd, Evansville, IN 47715, USA | 5.0★ | 2 |
| #3 | Josh Harris - Mortgage Masters of Indiana501 N Cross Pointe Blvd, Evansville, IN 47715, USA | 5.0★ | 31 |
| #4 | TRH Mortgage, LLC4600 Washington Ave UNIT 107, Evansville, IN 47714, USA | 4.8★ | 61 |
| #5 | Jessica Richardson | Loan Originator5600 E Division St suite b, Evansville, IN 47715, USA | 5.0★ | 2 |
| #6 | Luminate Bank (Indiana Team)5600 E Virginia St Suite B, Evansville, IN 47715, USA | 5.0★ | 98 |
| #7 | Jesse Mahan - Luminate Bank5600 E Virginia St, Evansville, IN 47715, USA | 5.0★ | 11 |
| #8 | Acceptance Home Mortgage LLC1221 N Royal Ave, Evansville, IN 47715, USA | 3.3★ | 52 |
| #9 | Eagle Loan Company577 N Green River Rd, Evansville, IN 47715, USA | 5.0★ | 271 |
| #10 | Oxford Mortgage Corp5330 Vogel Rd, Evansville, IN 47715, USA | 2.7★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Owensboro
TRH Mortgage, LLC
4600 Washington Ave UNIT 107, Evansville, IN 47714, USA
Jessica Richardson | Loan Originator
5600 E Division St suite b, Evansville, IN 47715, USA
Luminate Bank (Indiana Team)
5600 E Virginia St Suite B, Evansville, IN 47715, USA
Jesse Mahan - Luminate Bank
5600 E Virginia St, Evansville, IN 47715, USA
Acceptance Home Mortgage LLC
1221 N Royal Ave, Evansville, IN 47715, USA
Eagle Loan Company
577 N Green River Rd, Evansville, IN 47715, USA
Oxford Mortgage Corp
5330 Vogel Rd, Evansville, IN 47715, USA
Guild Mortgage
3427 N Green River Rd, Evansville, IN 47715, USA
Jeffrey H. Jones with NEXA Mortgage
1211 Henning Ave, Evansville, IN 47714, USA
Heritage United Mortgage Services
1420 N Weinbach Ave, Evansville, IN 47711, USA
Matt Anderson, Senior Mortgage Loan Officer with Broker Brothers Mortgage
225 Court St Ste 101, Evansville, IN 47708, USA
Broker Brothers Mortgage
220 NW 3rd St Ste 101, Evansville, IN 47708, USA
Clint Bender | Fairway Independent Mortgage Corporation Loan Officer
1137 W Mill Rd, Evansville, IN 47710, USA
Fairway Independent Mortgage Corporation
1137 W Mill Rd, Evansville, IN 47710, USA
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Frequently Asked Questions — Mortgage Brokers in Owensboro
What does a mortgage broker do differently than going directly to a bank in Owensboro?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Owensboro?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in KY?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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