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As of June 2026, RatingsNearMe ranks 12 mortgage brokers in Parma, OH by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Mariner Finance with a 5.0-star rating from 605 Google reviews and an RNM Score of 100/100. Also in the top tier: Mutual of Omaha Mortgage and Reliance First Capital, LLC. NMLS ID # 58775. The average rating across all listed mortgage brokers in Parma is 4.8 stars from 172 reviews per business on average.
Mortgage brokers in Parma: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.8★
Avg rating
172
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Parma mortgage broker with a flawless 5.0-star rating from over 600 Google reviews.
1257 B Rockside Rd, Parma, OH 44134, USAA Parma mortgage broker with a flawless 5.0-star rating from 435 reviews.
5800 Lombardo Center, Seven Hills, OH 44131, USAParma’s top-rated mortgage broker with 4.8 stars from over 400 reviews.
6155 Rockside Rd #401, Independence, OH 44131, USAMortgage Brokers Rankings in Parma, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mariner Finance1257 B Rockside Rd, Parma, OH 44134, USA | 5.0★ | 605 |
| #2 | Mutual of Omaha Mortgage5800 Lombardo Center, Seven Hills, OH 44131, USA | 5.0★ | 435 |
| #3 | Reliance First Capital, LLC. NMLS ID # 587756155 Rockside Rd #401, Independence, OH 44131, USA | 4.8★ | 436 |
| #4 | Clint Malusky Personal Mortgage Advisor at Nations Lending - NMLS: 772934 Summit Park Dr #200, Independence, OH 44131, USA | 5.0★ | 31 |
| #5 | Motto Mortgage Full Circle5581 Ridge Rd ste 101, Parma, OH 44129, USA | — | — |
| #6 | Sirva Mortgage6000 Lombardo Center Suite #500, Seven Hills, OH 44131, USA | 4.6★ | 195 |
| #7 | Third Federal Savings & Loan1616 Snow Rd, Parma, OH 44134, USA | 4.1★ | 16 |
| #8 | Nicholas Apostolakis4 Summit Park Dr #200, Independence, OH 44131, USA | 5.0★ | 83 |
| #9 | Johnny Gremm - Preferred Rate12940 State Rd Office #3, North Royalton, OH 44133, USA | 4.6★ | 10 |
| #10 | Ken Muth - Preferred Rate12940 State Rd Office #3, North Royalton, OH 44133, USA | 5.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Parma
Rated 5.0 stars from 31 Google reviews, this Parma mortgage broker is highly trusted.
4 Summit Park Dr #200, Independence, OH 44131, USA
This mortgage broker in Parma, OH has no Google reviews yet.
5581 Ridge Rd ste 101, Parma, OH 44129, USA
Trusted by 195 local clients, this Parma broker holds a strong 4.6-star rating.
6000 Lombardo Center Suite #500, Seven Hills, OH 44131, USA
Trusted by local clients with a solid 4.1-star rating from 16 reviews.
1616 Snow Rd, Parma, OH 44134, USA
Parma's top-rated mortgage broker, with a flawless 5.0-star average from 83 reviews.
4 Summit Park Dr #200, Independence, OH 44131, USA
Parma mortgage broker with a strong 4.6 ★ rating from 10 Google reviews.
12940 State Rd Office #3, North Royalton, OH 44133, USA
Parma mortgage broker with a flawless 5.0-star rating from early clients.
12940 State Rd Office #3, North Royalton, OH 44133, USA
A perfect 5.0-star rating from a small number of Google reviews.
8036 Day Dr, Parma, OH 44129, USA
Trusted by 76 clients with a near-perfect 4.9-star rating in Parma.
19 Whittlesey Ave, Norwalk, OH 44857, USA
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Mortgage Brokers in Parma, OH — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Mariner Finance | 100/100 | 5.0 ★ | 605 |
| 2 | Mutual of Omaha Mortgage | 100/100 | 5.0 ★ | 435 |
| 3 | Reliance First Capital, LLC. NMLS ID # 58775 | 97/100 | 4.8 ★ | 436 |
| 4 | Clint Malusky Personal Mortgage Advisor at Nations Lending - NMLS: 77293 | 89/100 | 5.0 ★ | 31 |
| 5 | Motto Mortgage Full Circle | 15/100 | — | 0 |
| 6 | Sirva Mortgage | 92/100 | 4.6 ★ | 195 |
| 7 | Third Federal Savings & Loan | 70/100 | 4.1 ★ | 16 |
| 8 | Nicholas Apostolakis | 94/100 | 5.0 ★ | 83 |
| 9 | Johnny Gremm - Preferred Rate | 76/100 | 4.6 ★ | 10 |
| 10 | Ken Muth - Preferred Rate | 76/100 | 5.0 ★ | 2 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Parma
What does a mortgage broker do differently than going directly to a bank in Parma?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Parma?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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