4.5+ Stars · Pasadena
Highly Rated Mortgage Brokers in Pasadena, TX
Only the best make this list. These mortgage brokers in Pasadena have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Pasadena, TX by verified customer ratings and review volume. The highest-rated is Hometrust Mortgage Company with a 4.9-star rating from 192 verified reviews. Also in the top tier: New American Funding - Cliff Saunders and 1st Franklin Financial. The average rating across all listed mortgage brokers in Pasadena is 5 stars from 81 reviews per business on average.
Mortgage brokers in Pasadena: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
5★
Avg rating
81
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Hometrust Mortgage Company
1150 Clear Lake City Blvd Suite 204, Houston, TX 77062, USA
New American Funding - Cliff Saunders
106 E San Augustine St, Deer Park, TX 77536, USA
1st Franklin Financial
320 Southmore Ave #314, Pasadena, TX 77502, USA
Mortgage Brokers Rankings in Pasadena, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Hometrust Mortgage Company1150 Clear Lake City Blvd Suite 204, Houston, TX 77062, USA | 4.9★ | 192 |
| #2 | New American Funding - Cliff Saunders106 E San Augustine St, Deer Park, TX 77536, USA | 5.0★ | 433 |
| #3 | 1st Franklin Financial320 Southmore Ave #314, Pasadena, TX 77502, USA | 5.0★ | 245 |
| #4 | Capital Home Lending4532 Pasadena Blvd ste c, Pasadena, TX 77503, USA | 5.0★ | 154 |
| #5 | Southwest Funding4314 Green Tree Ct, Pasadena, TX 77505, USA | 5.0★ | 10 |
| #6 | Ali Gol Sabbagh - Mortgage Broker12621 Featherwood Dr # 110, Houston, TX 77034, USA | 4.9★ | 36 |
| #7 | Alliance Mortgage Group LLC | Mortgages | Refinance3515 Preston Ave, Pasadena, TX 77505, USA | 5.0★ | 1 |
| #8 | Clearlake Lending LLC3803 Pine Green Trail, Houston, TX 77059, USA | 5.0★ | 1 |
| #9 | First Community Mortgage825 Fairmont Pkwy #100, Pasadena, TX 77504, USA | 5.0★ | 20 |
| #10 | Michael Velez - Mortgage Expert3515 Preston Ave Suite 202, Pasadena, TX 77505, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Pasadena
Capital Home Lending
4532 Pasadena Blvd ste c, Pasadena, TX 77503, USA
Southwest Funding
4314 Green Tree Ct, Pasadena, TX 77505, USA
Ali Gol Sabbagh - Mortgage Broker
12621 Featherwood Dr # 110, Houston, TX 77034, USA
Alliance Mortgage Group LLC | Mortgages | Refinance
3515 Preston Ave, Pasadena, TX 77505, USA
Clearlake Lending LLC
3803 Pine Green Trail, Houston, TX 77059, USA
First Community Mortgage
825 Fairmont Pkwy #100, Pasadena, TX 77504, USA
Michael Velez - Mortgage Expert
3515 Preston Ave Suite 202, Pasadena, TX 77505, USA
Terry Walters Mortgage NMLS #265781
Alliance Mortgage Group LLC, 3515 Preston Ave, Pasadena, TX 77505, USA
Fabian Hernandez-Clear Choice Home Loans LLC
12941 Gulf Fwy #101, Houston, TX 77034, USA
Space City Mortgage Services
3515 Preston Ave, Pasadena, TX 77505, USA
Laura Guerra - Texas Choice Home Finance LLC
12941 Gulf Fwy #101, Houston, TX 77034, USA
Galan Mortgage, LLC
8822 Dexter St, Houston, TX 77075, USA
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Frequently Asked Questions — Mortgage Brokers in Pasadena
What does a mortgage broker do differently than going directly to a bank in Pasadena?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Pasadena?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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