Top Picks · Pearland
Best Mortgage Brokers in Pearland, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 11 mortgage brokers in Pearland, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is LB Lending with a 5.0-star rating from 116 Google reviews and an RNM Score of 96/100. Also in the top tier: Jose Alvarez TX Lender Clear Home Loans Inc and Clear Home Loans, Danny Alvarez, VP Of Mortgage Lending. The average rating across all listed mortgage brokers in Pearland is 5 stars from 45 reviews per business on average.
Mortgage brokers in Pearland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Esperanza Garcia - Clear Choice Home Loans, LLC
Esperanza Garcia is top-ranked for her strong local reputation and personalized service in Pearland.
Most Reviewed
Esperanza Garcia - Clear Choice Home Loans, LLC
A high review count indicates broad customer trust and consistent service quality.
When choosing a mortgage broker in Pearland, compare loan options and fees from multiple brokers, and read recent reviews to ensure they align with your specific needs.
Local Market Snapshot
11
Businesses listed
5★
Avg rating
45
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Pearland's top-rated mortgage broker with a perfect 5.0★ from 116 reviews.
2880 Broadway Bend Dr Building 3, Pearland, TX 77584, USAPearland's top-rated mortgage broker with a perfect 5.0★ score from 173 reviews.
11960 W Broadway St Suite 220, Pearland, TX 77584, USA5.0-star rating from 55 Google reviews for a trusted Pearland mortgage broker.
11960 W Broadway St Ste. 220, Pearland, TX 77584, USAMortgage Brokers Rankings in Pearland, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | LB Lending2880 Broadway Bend Dr Building 3, Pearland, TX 77584, USA | 5.0★ | 116 |
| #2 | Jose Alvarez TX Lender Clear Home Loans Inc11960 W Broadway St Suite 220, Pearland, TX 77584, USA | 5.0★ | 173 |
| #3 | Clear Home Loans, Danny Alvarez, VP Of Mortgage Lending11960 W Broadway St Ste. 220, Pearland, TX 77584, USA | 5.0★ | 55 |
| #4 | Esperanza Garcia - Clear Choice Home Loans, LLC11960 W Broadway St Ste 220, Pearland, TX 77584, USA | 5.0★ | 12 |
| #5 | Mortgage Options Of Texas LLC2404 S Grand Blvd #220A, Pearland, TX 77581, USA | 4.8★ | 20 |
| #6 | Gateway Mortgage Group1000 Broadway St #110b, Pearland, TX 77581, USA | 5.0★ | 3 |
| #7 | Flagstone Financial - Mortgage4900 Woodway Dr Ste 1060, Houston, TX 77056, USA | 4.9★ | 56 |
| #8 | Yesenia Benavides Lender VP Clear Home Loans Inc.11960 W Broadway St Suite 220, Pearland, TX 77584, USA | 5.0★ | 7 |
| #9 | Peabody Capital Lending, LLC2743 Smith Ranch Rd Unit 303, Pearland, TX 77584, USA | 5.0★ | 5 |
| #10 | Clear Home Loans Inc: Eugenio Guajardo, VP of Mortgage Lending11960 W Broadway St suite 220, Pearland, TX 77584, USA | 5.0★ | 12 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Pearland
5.0-star rating from 12 Google reviews in Pearland, TX.
11960 W Broadway St Ste 220, Pearland, TX 77584, USA
Rated 4.8 stars from 20 Google reviews, a trusted local mortgage choice.
2404 S Grand Blvd #220A, Pearland, TX 77581, USA
Trusted Pearland mortgage broker with a perfect 5.0-star rating from recent clients.
1000 Broadway St #110b, Pearland, TX 77581, USA
Pearland mortgage broker with a 4.9-star rating from over 50 Google reviews.
4900 Woodway Dr Ste 1060, Houston, TX 77056, USA
Trusted Pearland mortgage broker with a perfect 5.0 rating from 7 reviews.
11960 W Broadway St Suite 220, Pearland, TX 77584, USA
5.0 stars from 5 Google reviews, reflecting exceptional local client satisfaction.
2743 Smith Ranch Rd Unit 303, Pearland, TX 77584, USA
5.0 stars from 12 Google reviews, reflecting exceptional local client satisfaction.
11960 W Broadway St suite 220, Pearland, TX 77584, USA
Pearland's top-rated mortgage broker with a perfect 5.0★ rating from 41 reviews.
1506 E Broadway St Suite 102, Pearland, TX 77581, USA
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Mortgage Brokers in Pearland, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | LB Lending | 96/100 | 5.0 ★ | 116 |
| 2 | Jose Alvarez TX Lender Clear Home Loans Inc | 90/100 | 5.0 ★ | 173 |
| 3 | Clear Home Loans, Danny Alvarez, VP Of Mortgage Lending | 84/100 | 5.0 ★ | 55 |
| 4 | Esperanza Garcia - Clear Choice Home Loans, LLC | 84/100 | 5.0 ★ | 12 |
| 5 | Mortgage Options Of Texas LLC | 83/100 | 4.8 ★ | 20 |
| 6 | Gateway Mortgage Group | 69/100 | 5.0 ★ | 3 |
| 7 | Flagstone Financial - Mortgage | 79/100 | 4.9 ★ | 56 |
| 8 | Yesenia Benavides Lender VP Clear Home Loans Inc. | 70/100 | 5.0 ★ | 7 |
| 9 | Peabody Capital Lending, LLC | 68/100 | 5.0 ★ | 5 |
| 10 | Clear Home Loans Inc: Eugenio Guajardo, VP of Mortgage Lending | 84/100 | 5.0 ★ | 12 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Pearland
What does a mortgage broker do differently than going directly to a bank in Pearland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Pearland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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