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10+ Years · Pembroke Pines

Experienced Insurance Agents in Pembroke Pines, FL

Experience matters. These insurance agents in Pembroke Pines have years of proven work behind them — and the reviews to back it up.

As of May 2026, RatingsNearMe ranks 15 insurance agents in Pembroke Pines, FL by verified customer ratings and review volume. The highest-rated is Mendez & Associates Insurance with a 4.9-star rating from 1,320 verified reviews. Also in the top tier: Southern Guard Insurance and Best One Insurance, Inc.. The average rating across all listed insurance agents in Pembroke Pines is 4.9 stars from 291 reviews per business on average.

Insurance in Pembroke Pines: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

15

Businesses listed

4.9★

Avg rating

291

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

Mendez & Associates Insurance

4.9(1,320 reviews)

2020 NW 150th Ave Suite 301, Pembroke Pines, FL 33028, USA

🥈

Southern Guard Insurance

5.0(684 reviews)

10000 Stirling Rd Ste 6, Pembroke Pines, FL 33024, USA

🥉

Best One Insurance, Inc.

4.9(414 reviews)

18503 Pines Blvd Suite 206, Pembroke Pines, FL 33029, USA

Insurance Agents Rankings in Pembroke Pines, FL

#BusinessRatingReviews
#1Mendez & Associates Insurance2020 NW 150th Ave Suite 301, Pembroke Pines, FL 33028, USA4.91,320
#2Southern Guard Insurance10000 Stirling Rd Ste 6, Pembroke Pines, FL 33024, USA5.0684
#3Best One Insurance, Inc.18503 Pines Blvd Suite 206, Pembroke Pines, FL 33029, USA4.9414
#4Amelia Vega Insurance10796 Pines Blvd STE 105, Pembroke Pines, FL 33026, USA5.05
#5Univista Insurance12399 Pembroke Rd Unit 1, Pembroke Pines, FL 33025, USA5.023
#6Gillette Insurance Agency Inc.2500 NW 79th Ave STE 235, Doral, FL 33122, USA4.964
#7MAD INSURANCE INC9050 Pines Blvd Ste. 415-418, Pembroke Pines, FL 33024, USA5.049
#8C & C Insurance Partner of Acentria1921 NW 150th Ave #101, Pembroke Pines, FL 33028, USA4.857
#9GreatFlorida Insurance: Jovanny Valdes9050 Pines Blvd Suite 455, Pembroke Pines, FL 33024, USA5.0104
#10Michelle Silva - State Farm Insurance Agent1601 N Flamingo Rd Ste 4, Pembroke Pines, FL 33028, USA4.9151

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Pembroke Pines

4

Amelia Vega Insurance

5.0· 5 reviews

10796 Pines Blvd STE 105, Pembroke Pines, FL 33026, USA

5

Univista Insurance

5.0· 23 reviews

12399 Pembroke Rd Unit 1, Pembroke Pines, FL 33025, USA

6

Gillette Insurance Agency Inc.

4.9· 64 reviews

2500 NW 79th Ave STE 235, Doral, FL 33122, USA

7

MAD INSURANCE INC

5.0· 49 reviews

9050 Pines Blvd Ste. 415-418, Pembroke Pines, FL 33024, USA

8

C & C Insurance Partner of Acentria

4.8· 57 reviews

1921 NW 150th Ave #101, Pembroke Pines, FL 33028, USA

9

GreatFlorida Insurance: Jovanny Valdes

5.0· 104 reviews

9050 Pines Blvd Suite 455, Pembroke Pines, FL 33024, USA

10

Michelle Silva - State Farm Insurance Agent

4.9· 151 reviews

1601 N Flamingo Rd Ste 4, Pembroke Pines, FL 33028, USA

11

Pines Insurance 👍

4.9· 332 reviews

2853 Executive Park Dr #103, Weston, FL 33331, USA

12

Estrella Insurance

4.9· 940 reviews

210 S Flamingo Rd, Pembroke Pines, FL 33027, USA

13

We Insure Pembroke Pines - Frantz Jean-Baptiste Agency

5.0· 26 reviews

8569 Pines Blvd # 212, Pembroke Pines, FL 33024, USA

14

Brightway Insurance, Pembroke Pines West

4.2· 9 reviews

17515 Pines Blvd, Pembroke Pines, FL 33029, USA

15

Louise Bernstein - State Farm Insurance Agent

4.8· 183 reviews

Sedano's Center, 17107 Pines Blvd, Pembroke Pines, FL 33027, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Pembroke Pines

What is the difference between a captive and independent insurance agent in Pembroke Pines?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in FL?

Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.

How much does working with a local insurance agent in Pembroke Pines cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Pembroke Pines?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Pembroke Pines adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Pembroke Pines, FL

This page lists and ranks 15 insurance agents serving Pembroke Pines, FL as of May 2026. The average verified rating across all listings is 4.9 stars, with an average of 291 customer reviews per business. The top-ranked insurance agents in Pembroke Pines by our algorithm is Mendez & Associates Insurance (4.9 stars, 1,320 reviews). Insurance in Pembroke Pines: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Pembroke Pines: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the FL licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Pembroke Pines