24/7 Emergency · Philadelphia
Emergency Insurance Agents in Philadelphia, PA — Available 24/7
When you can't wait, these insurance agents in Philadelphia offer emergency response. Call now — most respond within the hour.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Philadelphia, PA by verified customer ratings and review volume. The highest-rated is Maxie Insurance LLC ⭐⭐⭐⭐⭐ with a 4.9-star rating from 828 verified reviews. Also in the top tier: Emmanuel Insurance and Judd Greenberg - State Farm Insurance Agent. The average rating across all listed insurance agents in Philadelphia is 4.7 stars from 240 reviews per business on average.
Insurance in Philadelphia: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
240
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Maxie Insurance LLC ⭐⭐⭐⭐⭐
6378 Castor Ave, Philadelphia, PA 19149, USA
Emmanuel Insurance
516 N Bethlehem Pike, Lower Gwynedd Township, PA 19002, USA
Judd Greenberg - State Farm Insurance Agent
1546 South St, Philadelphia, PA 19146, USA
Insurance Agents Rankings in Philadelphia, PA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Maxie Insurance LLC ⭐⭐⭐⭐⭐6378 Castor Ave, Philadelphia, PA 19149, USA | 4.9★ | 828 |
| #2 | Emmanuel Insurance516 N Bethlehem Pike, Lower Gwynedd Township, PA 19002, USA | 4.9★ | 714 |
| #3 | Judd Greenberg - State Farm Insurance Agent1546 South St, Philadelphia, PA 19146, USA | 5.0★ | 526 |
| #4 | Starlight Agency LLC6226 Bustleton Ave, Philadelphia, PA 19149, USA | 4.9★ | 124 |
| #5 | Marino Vasquez - State Farm Insurance Agent712 Washington Ave, Philadelphia, PA 19147, USA | 4.9★ | 70 |
| #6 | Adam Hutcheon - State Farm Insurance Agent687 N Broad St, Philadelphia, PA 19123, USA | 4.9★ | 368 |
| #7 | Premier Group Insurance, LLC106 Central Ave, Cheltenham, PA 19012, USA | 5.0★ | 354 |
| #8 | Young Alfred1700 Market St #1005, Philadelphia, PA 19103, USA | 3.8★ | 64 |
| #9 | McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐106 Grape St #2, Philadelphia, PA 19127, USA | 4.8★ | 202 |
| #10 | Insurephilly.com12325 Academy Rd, Philadelphia, PA 19154, USA | 5.0★ | 83 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Philadelphia
Starlight Agency LLC
6226 Bustleton Ave, Philadelphia, PA 19149, USA
Marino Vasquez - State Farm Insurance Agent
712 Washington Ave, Philadelphia, PA 19147, USA
Adam Hutcheon - State Farm Insurance Agent
687 N Broad St, Philadelphia, PA 19123, USA
Premier Group Insurance, LLC
106 Central Ave, Cheltenham, PA 19012, USA
Young Alfred
1700 Market St #1005, Philadelphia, PA 19103, USA
McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐
106 Grape St #2, Philadelphia, PA 19127, USA
Insurephilly.com
12325 Academy Rd, Philadelphia, PA 19154, USA
Troast-Singley & Miller Insurance Agency
2700 S 18th St, Philadelphia, PA 19145, USA
Mackley Insurance, Inc.
595 Skippack Pike Suite 210, Blue Bell, PA 19422, USA
Eckroth Insurance Group ⭐⭐⭐⭐
521 N 22nd St, Philadelphia, PA 19130, USA
Freedom Insurance Group Inc
3308 Grant Ave, Philadelphia, PA 19114, USA
Liability Insurance Philadelphia
1312 State Rte 3008, Philadelphia, PA 19107, USA
Haven Affordable Auto Insurance Philadelphia
1737 Chestnut St #203, Philadelphia, PA 19103, USA
Nationwide Insurance: Ott & Associates Inc.
2448 Cottman Ave, Philadelphia, PA 19149, USA
Main Line Risk Management
7300 City Ave Suite 120, Philadelphia, PA 19151, USA
Terra Insurance Services
1879 Cottman Ave, Philadelphia, PA 19111, USA
Progressive Philadelphia
Walnut St, Philadelphia, PA 19103, USA
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Frequently Asked Questions — Insurance Agents in Philadelphia
What is the difference between a captive and independent insurance agent in Philadelphia?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in PA?
Search the PA Department of Insurance's online license lookup — Google "PA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in PA must be licensed with the state.
How much does working with a local insurance agent in Philadelphia cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Philadelphia?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Philadelphia adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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