Real Reviews · Ponte Vedra Beach
Top-Reviewed Insurance Agents in Ponte Vedra Beach, FL
What are customers actually saying? Read verified reviews for insurance agents in Ponte Vedra Beach — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Ponte Vedra Beach, FL by verified customer ratings and review volume. The highest-rated is Brightway Insurance, Ponte Vedra Beach with a 4.9-star rating from 1,075 verified reviews. Also in the top tier: Jonathan Gibbs - State Farm Insurance Agent and Locke Insurance Group, Inc.. The average rating across all listed insurance agents in Ponte Vedra Beach is 4.8 stars from 151 reviews per business on average.
Insurance in Ponte Vedra Beach: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
151
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Brightway Insurance, Ponte Vedra Beach
111 Solana Rd, Ponte Vedra Beach, FL 32082, USA
Jonathan Gibbs - State Farm Insurance Agent
340 Town Plaza Ave STE 250, Ponte Vedra Beach, FL 32081, USA
Locke Insurance Group, Inc.
822 A1A N #310a, Ponte Vedra Beach, FL 32082, USA
Insurance Agents Rankings in Ponte Vedra Beach, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Brightway Insurance, Ponte Vedra Beach111 Solana Rd, Ponte Vedra Beach, FL 32082, USA | 4.9★ | 1,075 |
| #2 | Jonathan Gibbs - State Farm Insurance Agent340 Town Plaza Ave STE 250, Ponte Vedra Beach, FL 32081, USA | 5.0★ | 514 |
| #3 | Locke Insurance Group, Inc.822 A1A N #310a, Ponte Vedra Beach, FL 32082, USA | 4.9★ | 353 |
| #4 | Anderson Agency Insurance820 A1A N w11, Ponte Vedra Beach, FL 32082, USA | 5.0★ | 218 |
| #5 | Moran Insurance183 Landrum Ln STE 101, Ponte Vedra Beach, FL 32082, USA | 5.0★ | 132 |
| #6 | Blue Marlin Insurance822 A1A N suit #310, Ponte Vedra Beach, FL 32082, USA | 5.0★ | 27 |
| #7 | Edie Williams - State Farm Insurance Agent330 A1A N Ste 324, Ponte Vedra Beach, FL 32082, USA | 4.8★ | 341 |
| #8 | We Insure Ponte Vedra - Maureen Radcliffe10033 Sawgrass Dr W Ste 124, Ponte Vedra Beach, FL 32082, USA | 5.0★ | 27 |
| #9 | First Florida Agency90 Fort Wade Rd Suite 100, Ponte Vedra Beach, FL 32081, USA | 5.0★ | 6 |
| #10 | First Beaches Insurance1617 Beach Blvd, Jacksonville Beach, FL 32250, USA | 5.0★ | 146 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Ponte Vedra Beach
Anderson Agency Insurance
820 A1A N w11, Ponte Vedra Beach, FL 32082, USA
Moran Insurance
183 Landrum Ln STE 101, Ponte Vedra Beach, FL 32082, USA
Blue Marlin Insurance
822 A1A N suit #310, Ponte Vedra Beach, FL 32082, USA
Edie Williams - State Farm Insurance Agent
330 A1A N Ste 324, Ponte Vedra Beach, FL 32082, USA
We Insure Ponte Vedra - Maureen Radcliffe
10033 Sawgrass Dr W Ste 124, Ponte Vedra Beach, FL 32082, USA
First Florida Agency
90 Fort Wade Rd Suite 100, Ponte Vedra Beach, FL 32081, USA
First Beaches Insurance
1617 Beach Blvd, Jacksonville Beach, FL 32250, USA
Beach Insurance
100 Corridor Rd #260, Ponte Vedra Beach, FL 32082, USA
The Browning Agency
2109 Sawgrass Village Dr, Ponte Vedra Beach, FL 32082, USA
Beach Insurance LLC
101 Marketside Avenue #404-299, Ponte Vedra Beach, FL 32081, USA
Carly Jackson - State Farm Insurance Agent
238 Canal Blvd STE 4, Ponte Vedra Beach, FL 32082, USA
Acentria Insurance
115 Solana Rd A, Ponte Vedra Beach, FL 32082, USA
Coastal Insurance Underwriters
816 A1A N, Ponte Vedra Beach, FL 32082, USA
Christopher Heisler: Allstate Insurance
105 Solana Rd STE C, Ponte Vedra Beach, FL 32082, USA
AAA Ponte Vedra
840 Jimmy Buffett Mem Hwy Suite 180, Ponte Vedra Beach, FL 32082, USA
Tidal Shield Insurance
6000A Sawgrass Village Cir Unit 9, Ponte Vedra Beach, FL 32082, USA
Peter Merlini Insurance
422 Jacksonville Dr, Jacksonville Beach, FL 32250, USA
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Frequently Asked Questions — Insurance Agents in Ponte Vedra Beach
What is the difference between a captive and independent insurance agent in Ponte Vedra Beach?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Ponte Vedra Beach cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Ponte Vedra Beach?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Ponte Vedra Beach adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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