24/7 Available · Portland
24-Hour Insurance Agents in Portland, OR — Always Available
Emergencies don't keep business hours. These insurance agents in Portland are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Portland, OR by verified customer ratings and review volume. The highest-rated is Elliott, Powell, Baden & Baker Inc with a 4.9-star rating from 294 verified reviews. Also in the top tier: Chamberlain Insurance Agency and Jared Dean - State Farm Insurance Agent. The average rating across all listed insurance agents in Portland is 4.9 stars from 125 reviews per business on average.
Insurance in Portland: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
125
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Elliott, Powell, Baden & Baker Inc
1521 SW Salmon St, Portland, OR 97205, USA
Chamberlain Insurance Agency
7831 SE Stark St #102, Portland, OR 97215, USA
Jared Dean - State Farm Insurance Agent
610 SW Alder St # 1000, Portland, OR 97205, USA
Insurance Agents Rankings in Portland, OR
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Elliott, Powell, Baden & Baker Inc1521 SW Salmon St, Portland, OR 97205, USA | 4.9★ | 294 |
| #2 | Chamberlain Insurance Agency7831 SE Stark St #102, Portland, OR 97215, USA | 4.9★ | 269 |
| #3 | Jared Dean - State Farm Insurance Agent610 SW Alder St # 1000, Portland, OR 97205, USA | 4.8★ | 521 |
| #4 | Westfall Insurance3439 SE Hawthorne Blvd #983, Portland, OR 97214, USA | 5.0★ | 11 |
| #5 | Affordable Insurance By Jefferson & Madison Inc811 SW Naito Pkwy #520, Portland, OR 97204, USA | 5.0★ | 2 |
| #6 | Low Cost Car Insurance Team657 NE Oregon St, Portland, OR 97232, USA | 5.0★ | 1 |
| #7 | Bridge City Insurance650 NE Holladay St #1600, Portland, OR 97232, USA | 4.6★ | 107 |
| #8 | Auto Mate Insurance1507 SE 45th Ave UNIT 305, Portland, OR 97215, USA | 4.9★ | 155 |
| #9 | Cox Insurance5755 NE Glisan St #1, Portland, OR 97213, USA | 4.9★ | 40 |
| #10 | Barnett Insurance Agency LLC3332 N Lombard St Suite #A, Portland, OR 97217, USA | 5.0★ | 91 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Portland
Westfall Insurance
3439 SE Hawthorne Blvd #983, Portland, OR 97214, USA
Affordable Insurance By Jefferson & Madison Inc
811 SW Naito Pkwy #520, Portland, OR 97204, USA
Low Cost Car Insurance Team
657 NE Oregon St, Portland, OR 97232, USA
Auto Mate Insurance
1507 SE 45th Ave UNIT 305, Portland, OR 97215, USA
Barnett Insurance Agency LLC
3332 N Lombard St Suite #A, Portland, OR 97217, USA
Health Plans in Oregon
333 SW 5th Ave #410, Portland, OR 97204, USA
Lori Nye - Independent Health Insurance Broker
1550 NW 14th Ave, Portland, OR 97209, USA
Atkinson Insurance Group
8235 SW Oleson Rd, Portland, OR 97223, USA
Grace Insurance Services
8615 SE Division St UNIT 201, Portland, OR 97266, USA
PDX Insurance & Associates Inc.
4800 SW Griffith Dr # 320, Beaverton, OR 97005, USA
Einstein Insurance
2233 NW 23rd Ave Suite 120, Portland, OR 97210, USA
Insurance Lounge
11835 NW Cedar Falls Dr #115, Portland, OR 97229, USA
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Frequently Asked Questions — Insurance Agents in Portland
What is the difference between a captive and independent insurance agent in Portland?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in OR?
Search the OR Department of Insurance's online license lookup — Google "OR Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in OR must be licensed with the state.
How much does working with a local insurance agent in Portland cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Portland?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Portland adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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