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24/7 Available · Prosper
24-Hour Insurance Agents in Prosper, TX — Always Available
Emergencies don't keep business hours. These insurance agents in Prosper are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Prosper, TX by verified customer ratings and review volume. The highest-rated is Gene Wolfgram - State Farm Insurance Agent with a 4.9-star rating from 308 verified reviews. Also in the top tier: Jason Binyon Agency - Farmers Insurance and RangeRise Affordable Auto Insurance McKinney TX. The average rating across all listed insurance agents in Prosper is 5 stars from 183 reviews per business on average.
Insurance in Prosper: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
183
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Gene Wolfgram - State Farm Insurance Agent
8902 Preston Manor Dr, Frisco, TX 75033, USA
Jason Binyon Agency - Farmers Insurance
9741 Preston Rd Suite 200, Frisco, TX 75033, USA
RangeRise Affordable Auto Insurance McKinney TX
3900 S Stonebridge Dr STE 603, McKinney, TX 75070, USA
Insurance Agents Rankings in Prosper, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Gene Wolfgram - State Farm Insurance Agent8902 Preston Manor Dr, Frisco, TX 75033, USA | 4.9★ | 308 |
| #2 | Jason Binyon Agency - Farmers Insurance9741 Preston Rd Suite 200, Frisco, TX 75033, USA | 5.0★ | 83 |
| #3 | RangeRise Affordable Auto Insurance McKinney TX3900 S Stonebridge Dr STE 603, McKinney, TX 75070, USA | 5.0★ | 4 |
| #4 | Rush Agency7043 Elm St, Frisco, TX 75034, USA | 4.9★ | 105 |
| #5 | The Agency Frisco5566 Main St #150, Frisco, TX 75033, USA | 5.0★ | 191 |
| #6 | TWFG Frisco Robertson McCuiston Agency6136 Frisco Square Blvd Suite 400, Frisco, TX 75034, USA | 4.8★ | 72 |
| #7 | Brightway Insurance, The Wilkins Family Agency6136 Frisco Square Blvd Ste 400 Ofc 487, Frisco, TX 75034, USA | 5.0★ | 99 |
| #8 | Hillcrest Insurance Group - Frisco7950 Preston Rd Suite 705, Frisco, TX 75034, USA | 4.9★ | 51 |
| #9 | Moore Insurance Group4280 Main St # 400, Frisco, TX 75033, USA | 5.0★ | 8 |
| #10 | Christy Brott - State Farm Insurance Agent7700 Preston Rd Ste 201, Frisco, TX 75034, USA | 5.0★ | 394 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Prosper
Rush Agency
7043 Elm St, Frisco, TX 75034, USA
The Agency Frisco
5566 Main St #150, Frisco, TX 75033, USA
TWFG Frisco Robertson McCuiston Agency
6136 Frisco Square Blvd Suite 400, Frisco, TX 75034, USA
Brightway Insurance, The Wilkins Family Agency
6136 Frisco Square Blvd Ste 400 Ofc 487, Frisco, TX 75034, USA
Hillcrest Insurance Group - Frisco
7950 Preston Rd Suite 705, Frisco, TX 75034, USA
Moore Insurance Group
4280 Main St # 400, Frisco, TX 75033, USA
Christy Brott - State Farm Insurance Agent
7700 Preston Rd Ste 201, Frisco, TX 75034, USA
Roger Welch Agency, LLC
2770 Main St #144, Frisco, TX 75033, USA
NTO Agency - Insurance Agency
5750 Genesis Ct #201, Frisco, TX 75034, USA
Stonebriar Insurance Group
5750 Genesis Ct Suite 203, Frisco, TX 75034, USA
The Taylor Insurance Agency
6401 Eldorado Pkwy STE 119, McKinney, TX 75070, USA
American Option Insurance Agency
8501 Wade Blvd Suite 250, Frisco, TX 75034, USA
Anthony Blackmon Agency, Inc. | Full-Service Insurance Agency in Frisco, TX
7905 Staley Dr, Frisco, TX 75036, USA
Pierce Insurance Group, Inc
7951 Collin McKinney Pkwy APT 1200, McKinney, TX 75070, USA
DW Insurance & Financial Services Inc
6000 Alma Rd Suite 201, McKinney, TX 75070, USA
Integrity Insurance Group
4500 Eldorado Pkwy STE 2500, McKinney, TX 75070, USA
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Frequently Asked Questions — Insurance Agents in Prosper
What is the difference between a captive and independent insurance agent in Prosper?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Prosper cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Prosper?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Prosper adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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