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Best Value · Queens
Affordable Mortgage Brokers in Queens, NY
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As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Queens, NY by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is MortgageDepot with a 4.9-star rating from 577 Google reviews and an RNM Score of 87/100. Also in the top tier: R&J Capital Mortgage & Loan Brokers of NY and Grayton Mortgage, Inc.. The average rating across all listed mortgage brokers in Queens is 4.9 stars from 282 reviews per business on average.
Mortgage brokers in Queens: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
282
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of clients, this New York mortgage broker holds a flawless 4.9-star rating.
125-10 Queens Blvd STE 316, Kew Gardens, NY 11415, USATrusted by hundreds of clients with a perfect 5.0-star rating in New York.
80-02 Kew Gardens Rd Suite 1040, Forest Hills, NY 11375, USA5.0-star rating from 68 Google reviews, a trusted local mortgage broker.
37 Greenpoint Ave, 414 Mailbox 32, Brooklyn, NY 11222, USAMortgage Brokers Rankings in Queens, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | MortgageDepot125-10 Queens Blvd STE 316, Kew Gardens, NY 11415, USA | 4.9★ | 577 |
| #2 | R&J Capital Mortgage & Loan Brokers of NY80-02 Kew Gardens Rd Suite 1040, Forest Hills, NY 11375, USA | 5.0★ | 454 |
| #3 | Grayton Mortgage, Inc.37 Greenpoint Ave, 414 Mailbox 32, Brooklyn, NY 11222, USA | 5.0★ | 68 |
| #4 | GoRascal185 Wythe Ave Suite A2, Brooklyn, NY 11249, USA | 4.9★ | 416 |
| #5 | GuardHill Financial LLC140 E 45th St 31st fl, New York, NY 10017, USA | 4.8★ | 254 |
| #6 | Pan Am Mortgage116 E 30th St, New York, NY 10016, USA | 5.0★ | 43 |
| #7 | Amerifund Home Mortgage LLC1177 6th Ave 5th floor, New York, NY 10036, USA | 4.1★ | 14 |
| #8 | R&J Mortgage & Loan Brokers Manhattan NYC31 W 34th St. #7162, New York, NY 10001, USA | 4.8★ | 20 |
| #9 | Block Financial Resources1123 Broadway #921, New York, NY 10010, USA | 4.8★ | 97 |
| #10 | Lee's Brokerage Co191 Canal St # 402, New York, NY 10013, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Queens
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
185 Wythe Ave Suite A2, Brooklyn, NY 11249, USA
Top-rated mortgage broker in New York with 4.8 stars from over 250 reviews.
140 E 45th St 31st fl, New York, NY 10017, USA
Top-rated New York mortgage broker with a perfect 5.0-star rating from 43 reviews.
116 E 30th St, New York, NY 10016, USA
Rated 4.1 stars from 14 Google reviews, this New York mortgage broker has solid local feedback.
1177 6th Ave 5th floor, New York, NY 10036, USA
Trusted New York mortgage broker with a 4.8★ rating from 20 reviews.
31 W 34th St. #7162, New York, NY 10001, USA
Trusted by nearly 100 clients, with an exceptional 4.8-star average rating.
1123 Broadway #921, New York, NY 10010, USA
A perfect 5.0-star rating from one Google review highlights exceptional client service.
191 Canal St # 402, New York, NY 10013, USA
Trusted by clients with a strong 4.7-star rating from 39 reviews.
180 Varick St #816, New York, NY 10014, USA
5.0-star rating from 11 Google reviews for mortgage brokerage in New Rochelle.
258 City Island Ave, Bronx, NY 10464, USA
Consistently rated 5.0 stars across dozens of Google reviews in New Rochelle.
258 City Island Ave, Bronx, NY 10464, USA
Trusted by 75 clients with a perfect 5.0-star rating on Google.
348 W 14th St Second Floor, New York, NY 10014, USA
Rated 5.0 stars from 26 Google reviews, this New York mortgage broker is highly trusted.
2 Wall St, New York, NY 10005, USA
Trusted by thousands, this New York mortgage broker holds a strong 4.6-star rating.
1 World Trade Center 80th Floor, New York, NY 10007, USA
Top-rated New York mortgage broker with a perfect 5.0-star rating from 48 reviews.
One World Trade Center, 285 Fulton St, New York, NY 10007, USA
Top-rated New York mortgage broker with 5.0 stars from over 200 reviews.
2105 Williamsbridge Rd 2nd Floor, Bronx, NY 10461, USA
Exceptional 5.0-star rating from 8 Google reviews for a Jersey City mortgage broker.
5 Marine Vw Plz, Hoboken, NJ 07030, USA
Trusted by 77 clients, this Jersey City mortgage broker holds a perfect 5.0-star rating.
33-41 Newark St. Suite 4B, Hoboken, NJ 07030, USA
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Mortgage Brokers in Queens, NY — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | MortgageDepot | 87/100 | 4.9 ★ | 577 |
| 2 | R&J Capital Mortgage & Loan Brokers of NY | 88/100 | 5.0 ★ | 454 |
| 3 | Grayton Mortgage, Inc. | 93/100 | 5.0 ★ | 68 |
| 4 | GoRascal | 87/100 | 4.9 ★ | 416 |
| 5 | GuardHill Financial LLC | 85/100 | 4.8 ★ | 254 |
| 6 | Pan Am Mortgage | 79/100 | 5.0 ★ | 43 |
| 7 | Amerifund Home Mortgage LLC | 58/100 | 4.1 ★ | 14 |
| 8 | R&J Mortgage & Loan Brokers Manhattan NYC | 71/100 | 4.8 ★ | 20 |
| 9 | Block Financial Resources | 80/100 | 4.8 ★ | 97 |
| 10 | Lee's Brokerage Co | 62/100 | 5.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Queens
What does a mortgage broker do differently than going directly to a bank in Queens?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Queens?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NY?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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