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Best Value · Raleigh

Affordable Insurance Agents in Raleigh, NC

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As of May 2026, RatingsNearMe ranks 20 insurance agents in Raleigh, NC by verified customer ratings and review volume. The highest-rated is Brightway Insurance, The Ganim Agency with a 5.0-star rating from 678 verified reviews. Also in the top tier: Karen Boone - State Farm Insurance Agent and Zacharko Insurance Agency. The average rating across all listed insurance agents in Raleigh is 4.9 stars from 331 reviews per business on average.

Insurance in Raleigh: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

331

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

Brightway Insurance, The Ganim Agency

5.0(678 reviews)

5561 McNeely Dr STE 203, Raleigh, NC 27612, USA

🥈

Karen Boone - State Farm Insurance Agent

4.9(735 reviews)

4112 Pleasant Valley Rd Ste 128, Raleigh, NC 27612, USA

🥉

Zacharko Insurance Agency

5.0(483 reviews)

8414 Falls of Neuse Rd Suite 204, Raleigh, NC 27615, USA

Insurance Agents Rankings in Raleigh, NC

#BusinessRatingReviews
#1Brightway Insurance, The Ganim Agency5561 McNeely Dr STE 203, Raleigh, NC 27612, USA5.0678
#2Karen Boone - State Farm Insurance Agent4112 Pleasant Valley Rd Ste 128, Raleigh, NC 27612, USA4.9735
#3Zacharko Insurance Agency8414 Falls of Neuse Rd Suite 204, Raleigh, NC 27615, USA5.0483
#4Callahan & Rice Insurance Group, INC107 Glenwood Ave Suite 202, Raleigh, NC 27603, USA4.917
#5Superior Insurance South Raleigh4710 Fayetteville Rd, Raleigh, NC 27603, USA4.9460
#6Lee Winters Insurance Agency1330 St Marys St Suite 250, Raleigh, NC 27605, USA4.9132
#7Dan Thompson Agency3130 Fairhill Dr Suite 106, Raleigh, NC 27612, USA4.9324
#8Raleigh Insurance Group302 Jefferson St Suite 100, Raleigh, NC 27605, USA5.0199
#9IGO Insurance Agency8360 Six Forks Rd # 103, Raleigh, NC 27615, USA4.544
#10G. Suggs Insurance Agency, Inc.1025 Bullard Ct STE 205, Raleigh, NC 27615, USA4.9135

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Raleigh

4

Callahan & Rice Insurance Group, INC

4.9· 17 reviews

107 Glenwood Ave Suite 202, Raleigh, NC 27603, USA

5

Superior Insurance South Raleigh

4.9· 460 reviews

4710 Fayetteville Rd, Raleigh, NC 27603, USA

6

Lee Winters Insurance Agency

4.9· 132 reviews

1330 St Marys St Suite 250, Raleigh, NC 27605, USA

7

Dan Thompson Agency

4.9· 324 reviews

3130 Fairhill Dr Suite 106, Raleigh, NC 27612, USA

8

Raleigh Insurance Group

5.0· 199 reviews

302 Jefferson St Suite 100, Raleigh, NC 27605, USA

9

IGO Insurance Agency

4.5· 44 reviews

8360 Six Forks Rd # 103, Raleigh, NC 27615, USA

10

G. Suggs Insurance Agency, Inc.

4.9· 135 reviews

1025 Bullard Ct STE 205, Raleigh, NC 27615, USA

11

Brown Phillips Insurance

4.9· 448 reviews

4940 Windy Hill Dr STE B, Raleigh, NC 27609, USA

12

Triangle Life and Health

5.0· 77 reviews

6512 Six Forks Rd STE 503B, Raleigh, NC 27615, USA

13

Amanda Hagood - State Farm Insurance Agent

5.0· 563 reviews

5910 Duraleigh Rd #136, Raleigh, NC 27612, USA

14

Lawson Insurance Group

4.9· 279 reviews

6512 Six Forks Rd STE 101, Raleigh, NC 27615, USA

15

ACF Insurance & Financial Services, Inc.

4.9· 382 reviews

1617 N Market Dr, Raleigh, NC 27609, USA

16

S J Adams Insurance

4.9· 32 reviews

203 W Millbrook Rd STE 105, Raleigh, NC 27609, USA

17

All About Insurance

4.9· 458 reviews

8404 Six Forks Rd STE 203, Raleigh, NC 27615, USA

18

Snotherly Insurance Agency

4.9· 126 reviews

2308 Wake Forest Rd, Raleigh, NC 27608, USA

19

Carolina Insurance Professionals

5.0· 546 reviews

5540 Centerview Dr STE 200, Raleigh, NC 27606, USA

20

Superior Insurance North Raleigh

4.8· 505 reviews

4312 Wake Forest Rd Ste A, Raleigh, NC 27609, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Raleigh

What is the difference between a captive and independent insurance agent in Raleigh?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in NC?

Search the NC Department of Insurance's online license lookup — Google "NC Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NC must be licensed with the state.

How much does working with a local insurance agent in Raleigh cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Raleigh?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Raleigh adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Raleigh, NC

This page lists and ranks 20 insurance agents serving Raleigh, NC as of May 2026. The average verified rating across all listings is 4.9 stars, with an average of 331 customer reviews per business. The top-ranked insurance agents in Raleigh by our algorithm is Brightway Insurance, The Ganim Agency (5.0 stars, 678 reviews). Insurance in Raleigh: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Raleigh: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the NC licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Raleigh