Licensed · Reading
Licensed & Insured Mortgage Brokers in Reading, PA
Every mortgage brokers listed here carries proper licensing and insurance in PA. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Reading, PA by verified customer ratings and review volume. The highest-rated is AJM Mortgage Inc with a 5.0-star rating from 292 verified reviews. Also in the top tier: BMC Keystone Home Mortgage and Fidelis Mortgage Corporation. The average rating across all listed mortgage brokers in Reading is 4.9 stars from 41 reviews per business on average.
Mortgage brokers in Reading: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
41
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
AJM Mortgage Inc
5915 Baum Blvd, Pittsburgh, PA 15206, USA
BMC Keystone Home Mortgage
508 N Tyson Ave, Glenside, PA 19038, USA
Fidelis Mortgage Corporation
938 Penn Ave, Wyomissing, PA 19610, USA
Mortgage Brokers Rankings in Reading, PA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | AJM Mortgage Inc5915 Baum Blvd, Pittsburgh, PA 15206, USA | 5.0★ | 292 |
| #2 | BMC Keystone Home Mortgage508 N Tyson Ave, Glenside, PA 19038, USA | 5.0★ | 50 |
| #3 | Fidelis Mortgage Corporation938 Penn Ave, Wyomissing, PA 19610, USA | 5.0★ | 140 |
| #4 | Emily Nein Loan Originator - Mortgage America Inc.1100 Berkshire Blvd, Wyomissing, PA 19610, USA | 5.0★ | 12 |
| #5 | Tidewater Mortgage Services, Inc.3608 St Lawrence Ave # 102, Reading, PA 19606, USA | 4.9★ | 40 |
| #6 | Nereida Ceballos at CrossCountry Mortgage26 Village Center Dr Unit B-1, Reading, PA 19607, USA | 5.0★ | 11 |
| #7 | Michael Miley at CrossCountry Mortgage26 Village Center Dr Unit B-1, Reading, PA 19607, USA | 5.0★ | 2 |
| #8 | Guild Mortgage Company2208 Quarry Dr #205, West Lawn, PA 19609, USA | 4.6★ | 19 |
| #9 | Keith Zielaskowski at Rate (NMLS #126951)711 Spring St, Wyomissing, PA 19610, USA | 4.8★ | 23 |
| #10 | Mortgage America Inc - Darryl Steffey1100 Berkshire Blvd, Wyomissing, PA 19610, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Reading
Emily Nein Loan Originator - Mortgage America Inc.
1100 Berkshire Blvd, Wyomissing, PA 19610, USA
Tidewater Mortgage Services, Inc.
3608 St Lawrence Ave # 102, Reading, PA 19606, USA
Nereida Ceballos at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607, USA
Michael Miley at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607, USA
Guild Mortgage Company
2208 Quarry Dr #205, West Lawn, PA 19609, USA
Keith Zielaskowski at Rate (NMLS #126951)
711 Spring St, Wyomissing, PA 19610, USA
Mortgage America Inc - Darryl Steffey
1100 Berkshire Blvd, Wyomissing, PA 19610, USA
Jaime Cartagena at CrossCountry Mortgage
1220 Broadcasting Rd Suite 201, Wyomissing, PA 19610, USA
Rate
711 Spring St, Wyomissing, PA 19610, USA
Miguel Gonzalez - NEXA Mortgage LLC
644 Penn Ave Ste 101, Reading, PA 19611, USA
David Payonk at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607, USA
The AMG Team: Mortgage Lenders
4 Park Plaza Suite 200, Wyomissing, PA 19610, USA
Max Mortgage
6103 Washington Dr, Reading, PA 19606, USA
Mortgage America Berks County
1100 Berkshire Blvd # 120, Wyomissing, PA 19610, USA
Brian Conner - Contour Mortgage
2345 Bernville Rd 2nd floor, Reading, PA 19605, USA
The Ken Pitts Team at First Choice Mortgage Advisors, LLC
211 N Olive St Suite 102B, Media, PA 19063, USA
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Frequently Asked Questions — Mortgage Brokers in Reading
What does a mortgage broker do differently than going directly to a bank in Reading?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Reading?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in PA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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