24/7 Available · Reno
24-Hour Insurance Agents in Reno, NV — Always Available
Emergencies don't keep business hours. These insurance agents in Reno are available 24 hours a day, 7 days a week — including holidays.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Reno, NV by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Northtowne Insurance with a 5.0-star rating from 674 Google reviews and an RNM Score of 88/100. Also in the top tier: Health Benefits Associates - Health Insurance Reno and Express Insurance - Kietzke. The average rating across all listed insurance agents in Reno is 4.8 stars from 205 reviews per business on average.
Insurance in Reno: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
High Sierra Insurance
High Sierra Insurance stands out as the top-ranked agent in Reno due to its strong reputation and consistent high ratings across multiple review platforms.
Most Reviewed
Express Insurance - Kietzke
A high review count indicates a large customer base and proven reliability, making it easier to gauge service quality from real experiences.
When choosing an insurance agent in Reno, compare quotes from multiple top-ranked agencies and read recent reviews to ensure the agent specializes in the coverage you need, such as auto, home, or life insurance.
Local Market Snapshot
18
Businesses listed
4.8★
Avg rating
205
Avg reviews
Jun 13, 2026
Last updated
Top Rated Insurance Agents
Rated 5.0 stars from over 670 Google reviews for trusted local insurance guidance.
2880 Northtowne Ln Suite 101, Reno, NV 89512, USARated 5.0 stars from over 500 Google reviews, this Reno insurance agent is highly trusted.
3716 Lakeside Dr #100, Reno, NV 89509, USABoasting a 4.8-star rating from over 700 reviews, this Reno agent is highly trusted.
4088 Kietzke Ln, Reno, NV 89502, USAInsurance Agents Rankings in Reno, NV
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Northtowne Insurance2880 Northtowne Ln Suite 101, Reno, NV 89512, USA | 5.0★ | 674 |
| #2 | Health Benefits Associates - Health Insurance Reno3716 Lakeside Dr #100, Reno, NV 89509, USA | 5.0★ | 547 |
| #3 | Express Insurance - Kietzke4088 Kietzke Ln, Reno, NV 89502, USA | 4.8★ | 716 |
| #4 | Freeway Insurance530 Kietzke Ln, Reno, NV 89502, USA | 4.7★ | 322 |
| #5 | Cheap Car Insurance Quotes Reno522 Lander St, Reno, NV 89509, USA | 5.0★ | 4 |
| #6 | A and H Insurance3301 S Virginia St #115, Reno, NV 89502, USA | 4.8★ | 226 |
| #7 | Northern Insurance402 Crampton St, Reno, NV 89502, USA | 4.8★ | 36 |
| #8 | Amity Insurance Services Inc3100 Mill St Suite 100, Reno, NV 89502, USA | 5.0★ | 35 |
| #9 | Nevada Insurance Agency Company3724 Lakeside Dr Suite 100, Reno, NV 89509, USA | 4.1★ | 27 |
| #10 | Statement Insurance Agency994 Forest St, Reno, NV 89509, USA | 5.0★ | 19 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Reno
4.7 stars from over 300 Google reviews, reflecting strong local trust.
530 Kietzke Ln, Reno, NV 89502, USA
Earns a perfect 5.0-star rating from a handful of local Google reviews.
522 Lander St, Reno, NV 89509, USA
Boasts a 4.8-star rating based on hundreds of Google reviews in Reno.
3301 S Virginia St #115, Reno, NV 89502, USA
Rated 4.8 stars from 36 Google reviews, this Reno insurance agent is highly trusted.
402 Crampton St, Reno, NV 89502, USA
Rated 5.0 stars from 35 Google reviews, this Reno insurance agent is highly recommended.
3100 Mill St Suite 100, Reno, NV 89502, USA
Solid 4.1-star rating from 27 Google reviews for this local Reno insurance agent.
3724 Lakeside Dr Suite 100, Reno, NV 89509, USA
5.0-star rated insurance agent in Reno with dozens of positive client reviews.
994 Forest St, Reno, NV 89509, USA
Rated 4.8 stars from hundreds of Google reviews, offering trusted local insurance guidance in Reno.
1314 S Wells Ave, Reno, NV 89502, USA
4.7-star rating from over 300 Google reviews in Reno, Nevada.
685 E Moana Ln, Reno, NV 89502, USA
Rated 4.8 stars from over 140 Google reviews, this Reno insurance agent is highly trusted.
1100 E Plumb Ln Ste F, Reno, NV 89502, USA
Rated 5.0 stars from 14 Google reviews, this Reno insurance agent is highly recommended.
4600 Kietzke Ln building a ste.105, Reno, NV 89502, USA
Rated 5.0 stars from 17 Google reviews, consistently praised by clients.
3115 Knight Rd, Reno, NV 89509, USA
Trusted by hundreds of local clients, this Reno agent holds a stellar 4.9-star rating.
6500 S Virginia St, Reno, NV 89511, USA
Rated 4.9 stars from over 70 Google reviews by local clients in Reno.
16520 Wedge Pkwy Unit 300 Building B, Reno, NV 89511, USA
Rated 4.8 stars from 18 reviews, this Reno insurance agent is highly recommended.
499 W Plumb Ln # 201, Reno, NV 89509, USA
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Insurance Agents in Reno, NV — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Northtowne Insurance | 88/100 | 5.0 ★ | 674 |
| 2 | Health Benefits Associates - Health Insurance Reno | 88/100 | 5.0 ★ | 547 |
| 3 | Express Insurance - Kietzke | 85/100 | 4.8 ★ | 716 |
| 4 | Freeway Insurance | 83/100 | 4.7 ★ | 322 |
| 5 | Cheap Car Insurance Quotes Reno | 67/100 | 5.0 ★ | 4 |
| 6 | A and H Insurance | 84/100 | 4.8 ★ | 226 |
| 7 | Northern Insurance | 75/100 | 4.8 ★ | 36 |
| 8 | Amity Insurance Services Inc | 78/100 | 5.0 ★ | 35 |
| 9 | Nevada Insurance Agency Company | 61/100 | 4.1 ★ | 27 |
| 10 | Statement Insurance Agency | 75/100 | 5.0 ★ | 19 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Reno
What is the difference between a captive and independent insurance agent in Reno?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NV?
Search the NV Department of Insurance's online license lookup — Google "NV Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NV must be licensed with the state.
How much does working with a local insurance agent in Reno cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Reno?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Reno adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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