Pricing Guide · Reno
Mortgage Brokers Cost in Reno, NV — 2026 Price Guide
What should you pay for mortgage brokers in Reno? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Reno, NV by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Guild Mortgage - Jorge I Montoya Morales with a 5.0-star rating from 604 Google reviews and an RNM Score of 88/100. Also in the top tier: Gold Star Mortgage - Mike Richardson and Home Wealth Funding, Inc. The average rating across all listed mortgage brokers in Reno is 5 stars from 162 reviews per business on average.
Mortgage brokers in Reno: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Home Wealth Funding, Inc
This broker is consistently top-ranked in Reno for its exceptional customer service, competitive rates, and strong local reputation.
Most Reviewed
Guild Mortgage - The Hulbert Brazil Team
A high volume of reviews provides a more reliable picture of customer satisfaction and service consistency over time.
When choosing a mortgage broker in Reno, compare loan options, fees, and closing times, and prioritize brokers with deep local market knowledge and transparent communication.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
162
Avg reviews
Jun 13, 2026
Last updated
Top Rated Mortgage Brokers
Rated 5.0 stars from over 600 Google reviews in Reno, Nevada.
5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USABoasts a perfect 5.0-star rating from nearly 400 glowing Google reviews.
300 E 2nd St Suite 1205, Reno, NV 89501, USARated 5.0 stars from over 300 Google reviews, this Reno mortgage broker is highly trusted.
5595 Kietzke Ln #100, Reno, NV 89511, USAMortgage Brokers Rankings in Reno, NV
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Jorge I Montoya Morales5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USA | 5.0★ | 604 |
| #2 | Gold Star Mortgage - Mike Richardson300 E 2nd St Suite 1205, Reno, NV 89501, USA | 5.0★ | 397 |
| #3 | Home Wealth Funding, Inc5595 Kietzke Ln #100, Reno, NV 89511, USA | 5.0★ | 302 |
| #4 | Becky Wishart | Reno Home Loans Specialist300 E 2nd St Suite 1205, Reno, NV 89501, USA | 5.0★ | 42 |
| #5 | Kevin Edwards Mortgage Broker3500 Lakeside Ct Suite 110, Reno, NV 89509, USA | 5.0★ | 180 |
| #6 | Borrego Lending Group with Mortgage Professionals Group5496 Reno Corporate Dr, Reno, NV 89511, USA | 5.0★ | 39 |
| #7 | Raintree Mortgage: Chad Satterwhite, Mortgage Broker NMLS #293351150 W Huffaker Ln # 104, Reno, NV 89511, USA | 5.0★ | 46 |
| #8 | Evergreen Home Loans Reno NMLS 16419226151 Lakeside Dr Suite 2100, Reno, NV 89511, USA | 5.0★ | 100 |
| #9 | Rory Butler - Gold Star Mortgage300 E 2nd St Suite 1205, Reno, NV 89501, USA | 5.0★ | 65 |
| #10 | Guild Mortgage - The Hulbert Brazil Team5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USA | 5.0★ | 247 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Reno
Rated 5.0 stars from 42 Google reviews, this Reno mortgage broker is highly trusted.
300 E 2nd St Suite 1205, Reno, NV 89501, USA
Top-rated Reno mortgage broker backed by 180 perfect 5.0-star Google reviews.
3500 Lakeside Ct Suite 110, Reno, NV 89509, USA
Rated 5.0 stars from 39 Google reviews for exceptional mortgage service in Reno.
5496 Reno Corporate Dr, Reno, NV 89511, USA
Rated 5.0 stars from 46 reviews, this Reno mortgage broker is highly recommended.
150 W Huffaker Ln # 104, Reno, NV 89511, USA
Rated 5.0 stars from over 100 Google reviews in Reno.
6151 Lakeside Dr Suite 2100, Reno, NV 89511, USA
Rated 5.0 stars from 65 Google reviews by local clients in Reno.
300 E 2nd St Suite 1205, Reno, NV 89501, USA
Top-rated Reno mortgage broker with a flawless 5.0-star rating from hundreds of reviews.
5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USA
Rated 4.9 stars from 165 Google reviews, this Reno mortgage broker is highly trusted.
6566 S McCarran Blvd suite b, Reno, NV 89509, USA
Top-rated Reno mortgage broker with 4.9 stars from 89 Google reviews.
5370 Kietzke Ln #103, Reno, NV 89511, USA
Highly rated Reno mortgage broker with 4.7 stars from 59 Google reviews.
5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USA
Highly rated Reno mortgage broker with 4.9 stars from 49 Google reviews.
675 W Moana Ln #121, Reno, NV 89511, USA
Rated 5.0 stars from nearly 300 Google reviews, this Reno mortgage broker is highly trusted.
5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USA
Rated 5.0 stars from 71 Google reviews, this Reno mortgage broker is highly trusted.
1325 Airmotive Wy #175-D, Reno, NV 89502, USA
Rated 5.0 stars from 63 Google reviews, this Reno mortgage broker is highly trusted.
9635 Gateway Dr # B, Reno, NV 89521, USA
Rated 5.0 stars from 245 Google reviews, this Reno mortgage broker is highly trusted.
1170 S Rock Blvd #201, Reno, NV 89502, USA
Rated 5.0 stars from 91 Google reviews, this Reno mortgage broker is highly trusted.
6900 S McCarran Blvd Suite 1080, Reno, NV 89509, USA
Rated 5.0 stars from 88 Google reviews, this Reno mortgage broker is highly trusted.
295 Holcomb Ave Suite 250, Reno, NV 89502, USA
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Mortgage Brokers in Reno, NV — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Guild Mortgage - Jorge I Montoya Morales | 88/100 | 5.0 ★ | 604 |
| 2 | Gold Star Mortgage - Mike Richardson | 88/100 | 5.0 ★ | 397 |
| 3 | Home Wealth Funding, Inc | 88/100 | 5.0 ★ | 302 |
| 4 | Becky Wishart | Reno Home Loans Specialist | 79/100 | 5.0 ★ | 42 |
| 5 | Kevin Edwards Mortgage Broker | 87/100 | 5.0 ★ | 180 |
| 6 | Borrego Lending Group with Mortgage Professionals Group | 78/100 | 5.0 ★ | 39 |
| 7 | Raintree Mortgage: Chad Satterwhite, Mortgage Broker NMLS #293351 | 79/100 | 5.0 ★ | 46 |
| 8 | Evergreen Home Loans Reno NMLS 1641922 | 83/100 | 5.0 ★ | 100 |
| 9 | Rory Butler - Gold Star Mortgage | 81/100 | 5.0 ★ | 65 |
| 10 | Guild Mortgage - The Hulbert Brazil Team | 88/100 | 5.0 ★ | 247 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Reno
What does a mortgage broker do differently than going directly to a bank in Reno?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Reno?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NV?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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