Verified · Reno
Trusted Mortgage Brokers in Reno, NV
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Reno have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Reno, NV by verified customer ratings and review volume. The highest-rated is Guild Mortgage - Jorge I Montoya Morales with a 5.0-star rating from 604 verified reviews. Also in the top tier: Gold Star Mortgage - Mike Richardson and Home Wealth Funding, Inc. The average rating across all listed mortgage brokers in Reno is 5 stars from 162 reviews per business on average.
Mortgage brokers in Reno: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
162
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Guild Mortgage - Jorge I Montoya Morales
5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USA
Gold Star Mortgage - Mike Richardson
300 E 2nd St Suite 1205, Reno, NV 89501, USA
Home Wealth Funding, Inc
5595 Kietzke Ln #100, Reno, NV 89511, USA
Mortgage Brokers Rankings in Reno, NV
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Jorge I Montoya Morales5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USA | 5.0★ | 604 |
| #2 | Gold Star Mortgage - Mike Richardson300 E 2nd St Suite 1205, Reno, NV 89501, USA | 5.0★ | 397 |
| #3 | Home Wealth Funding, Inc5595 Kietzke Ln #100, Reno, NV 89511, USA | 5.0★ | 302 |
| #4 | Raintree Mortgage: Chad Satterwhite, Mortgage Broker NMLS #293351150 W Huffaker Ln # 104, Reno, NV 89511, USA | 5.0★ | 46 |
| #5 | Rory Butler - Gold Star Mortgage300 E 2nd St Suite 1205, Reno, NV 89501, USA | 5.0★ | 65 |
| #6 | Evergreen Home Loans Reno NMLS 16419226151 Lakeside Dr Suite 2100, Reno, NV 89511, USA | 5.0★ | 100 |
| #7 | Guild Mortgage - The Hulbert Brazil Team5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USA | 5.0★ | 247 |
| #8 | Guild Mortgage Company5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USA | 4.7★ | 59 |
| #9 | The Gifford Team at Guild Mortgage5370 Kietzke Ln #103, Reno, NV 89511, USA | 4.9★ | 89 |
| #10 | Mason-McDuffie Mortgage Corporation6566 S McCarran Blvd suite b, Reno, NV 89509, USA | 4.9★ | 165 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Reno
Raintree Mortgage: Chad Satterwhite, Mortgage Broker NMLS #293351
150 W Huffaker Ln # 104, Reno, NV 89511, USA
Rory Butler - Gold Star Mortgage
300 E 2nd St Suite 1205, Reno, NV 89501, USA
Evergreen Home Loans Reno NMLS 1641922
6151 Lakeside Dr Suite 2100, Reno, NV 89511, USA
Guild Mortgage - The Hulbert Brazil Team
5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USA
Guild Mortgage Company
5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USA
The Gifford Team at Guild Mortgage
5370 Kietzke Ln #103, Reno, NV 89511, USA
Mason-McDuffie Mortgage Corporation
6566 S McCarran Blvd suite b, Reno, NV 89509, USA
Becky Wishart | Reno Home Loans Specialist
300 E 2nd St Suite 1205, Reno, NV 89501, USA
Kevin Edwards Mortgage Broker
3500 Lakeside Ct Suite 110, Reno, NV 89509, USA
Wholesale Mortgage Services
9635 Gateway Dr # B, Reno, NV 89521, USA
Aria James, Mortgage Broker, NMLS# 158286
675 W Moana Ln #121, Reno, NV 89511, USA
Guild Mortgage - Amanda Rea
5370 Kietzke Ln Suite 101 & 103, Reno, NV 89511, USA
US Financial, LLC - Mark Lamerdin
1325 Airmotive Wy #175-D, Reno, NV 89502, USA
Kevin Areia - Mortgage Advisor at Stanford Mortgage
1170 S Rock Blvd #201, Reno, NV 89502, USA
Shivani Peterson, Mortgage Advisor
295 Holcomb Ave Suite 250, Reno, NV 89502, USA
Borrego Lending Group with Mortgage Professionals Group
5496 Reno Corporate Dr, Reno, NV 89511, USA
PrimeLending, A PlainsCapital Company - Reno
6900 S McCarran Blvd Suite 1080, Reno, NV 89509, USA
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Frequently Asked Questions — Mortgage Brokers in Reno
What does a mortgage broker do differently than going directly to a bank in Reno?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Reno?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NV?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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