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Mortgage Brokers Near You in Richmond, VA
Find mortgage brokers close to you in Richmond. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Richmond, VA by verified customer ratings and review volume. The highest-rated is Blake Bogese, NMLS ID# 1486989 with a 5.0-star rating from 114 verified reviews. Also in the top tier: William Schroeder-Real Estate and Mortgage Bundled Together- Go804.com Team! and The Burkett Team of Cross Country Mortgage. The average rating across all listed mortgage brokers in Richmond is 5 stars from 61 reviews per business on average.
Mortgage brokers in Richmond: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
5★
Avg rating
61
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Blake Bogese, NMLS ID# 1486989
5000 Monument Ave Suite 111, Richmond, VA 23230, USA
William Schroeder-Real Estate and Mortgage Bundled Together- Go804.com Team!
Richmond, VA 23220, USA
The Burkett Team of Cross Country Mortgage
1127 W Main St A, Richmond, VA 23230, USA
Mortgage Brokers Rankings in Richmond, VA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Blake Bogese, NMLS ID# 14869895000 Monument Ave Suite 111, Richmond, VA 23230, USA | 5.0★ | 114 |
| #2 | William Schroeder-Real Estate and Mortgage Bundled Together- Go804.com Team!Richmond, VA 23220, USA | 5.0★ | 104 |
| #3 | The Burkett Team of Cross Country Mortgage1127 W Main St A, Richmond, VA 23230, USA | 5.0★ | 86 |
| #4 | MAK Financial Group Inc210 Portland Pl, Richmond, VA 23221, USA | 4.9★ | 80 |
| #5 | The Maverick Mortgage Group Powered By Nexa Mortgage301 Virginia St Unit 903, Richmond, VA 23219, USA | 5.0★ | 18 |
| #6 | First Heritage Mortgage, LLC - Richmond4551 Cox Rd Suite 305, Glen Allen, VA 23060, USA | 4.8★ | 118 |
| #7 | The Rudd Mortgage Team2920 W Broad St Suite 248, Richmond, VA 23230, USA | 5.0★ | 57 |
| #8 | Liberty Mortgage Corporation2501 Monument Ave, Richmond, VA 23220, USA | 4.9★ | 29 |
| #9 | ALCOVA Mortgage | Richmond, VA8401 Mayland Dr suite r, Richmond, VA 23294, USA | 4.9★ | 54 |
| #10 | James Bowry8720 Stony Point Pkwy, Richmond, VA 23235, USA | 5.0★ | 57 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Richmond
MAK Financial Group Inc
210 Portland Pl, Richmond, VA 23221, USA
The Maverick Mortgage Group Powered By Nexa Mortgage
301 Virginia St Unit 903, Richmond, VA 23219, USA
First Heritage Mortgage, LLC - Richmond
4551 Cox Rd Suite 305, Glen Allen, VA 23060, USA
The Rudd Mortgage Team
2920 W Broad St Suite 248, Richmond, VA 23230, USA
Liberty Mortgage Corporation
2501 Monument Ave, Richmond, VA 23220, USA
ALCOVA Mortgage | Richmond, VA
8401 Mayland Dr suite r, Richmond, VA 23294, USA
James Bowry
8720 Stony Point Pkwy, Richmond, VA 23235, USA
Richmond First Mortgage Group
1309 Broad St Rd FL 2, Oilville, VA 23129, USA
United Mortgage Advisors - Izzy Khalil
4913 Fitzhugh Ave UNIT 201, Richmond, VA 23230, USA
Home Loan Zone Inc
400 N Ridge Rd Suite 200, Richmond, VA 23229, USA
ALCOVA Mortgage | Midlothian, VA
1106 N Thompson St, Richmond, VA 23230, USA
Briana Sparrow
1807 Libbie Ave suite 1, Richmond, VA 23226, USA
Southern Trust Mortgage
9030 Stony Point Pkwy #565, Richmond, VA 23235, USA
Michael Repshas - Guild Mortgage
7400 Beaufont Spg Dr Suite 300 Office 311 And 312, Richmond, VA 23225, USA
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Frequently Asked Questions — Mortgage Brokers in Richmond
What does a mortgage broker do differently than going directly to a bank in Richmond?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Richmond?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in VA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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