Licensed · Rochester
Licensed & Insured Mortgage Brokers in Rochester, MN
Every mortgage brokers listed here carries proper licensing and insurance in MN. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 17 mortgage brokers in Rochester, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is PrimeSource Funding with a 5.0-star rating from 1,323 Google reviews and an RNM Score of 88/100. Also in the top tier: PrimeSource Funding (Rochester, MN) and The Heichel Team powered by Fairway HomeMortgage. The average rating across all listed mortgage brokers in Rochester is 4.9 stars from 200 reviews per business on average.
Mortgage brokers in Rochester: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
PrimeLending, A PlainsCapital Company - Rochester
As a top-ranked broker with strong industry reputation and comprehensive mortgage products, PrimeLending is a reliable choice for Rochester homebuyers.
Most Reviewed
The Heichel Team powered by Fairway HomeMortgage
A high number of reviews indicates broad client experience and trust, making it easier to gauge service quality.
Compare offers from at least two or three brokers to find the best rates and terms, and always check recent reviews to ensure consistent customer satisfaction.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
200
Avg reviews
Jun 13, 2026
Last updated
Top Rated Mortgage Brokers
Rated 5.0 stars from over 1,300 Google reviews, trusted by Rochester.
1751 N Victory Dr STE 500, Mankato, MN 56001, USARated 5.0 stars from over 1,300 Google reviews in Rochester, MN.
2876 Superior Dr NW #102, Rochester, MN 55901, USARated 5.0 stars from 274 Google reviews, reflecting exceptional client satisfaction.
1403 15th Ave NW A, Austin, MN 55912, USAMortgage Brokers Rankings in Rochester, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | PrimeSource Funding1751 N Victory Dr STE 500, Mankato, MN 56001, USA | 5.0★ | 1,323 |
| #2 | PrimeSource Funding (Rochester, MN)2876 Superior Dr NW #102, Rochester, MN 55901, USA | 5.0★ | 1,310 |
| #3 | The Heichel Team powered by Fairway HomeMortgage1403 15th Ave NW A, Austin, MN 55912, USA | 5.0★ | 274 |
| #4 | loanDepot2765 Commerce Dr NW Suite 100, Rochester, MN 55901, USA | 5.0★ | 28 |
| #5 | PrimeLending, A PlainsCapital Company - Rochester2514 Superior Dr NW Suite B, Rochester, MN 55901, USA | 4.9★ | 127 |
| #6 | Results Home Mortgage4123 26th St NW, Rochester, MN 55901, USA | 4.9★ | 122 |
| #7 | Bell Bank Mortgage, Heather Fuelberth2689 Commerce Dr NW, Rochester, MN 55901, USA | 5.0★ | 57 |
| #8 | Bell Bank Mortgage, Stacy Jahraus2689 Commerce Dr NW, Rochester, MN 55901, USA | 5.0★ | 37 |
| #9 | Bell Bank Mortgage, Mike Danielson2689 Commerce Dr NW, Rochester, MN 55901, USA | 5.0★ | 36 |
| #10 | Bell Bank Mortgage, Jason Griggs2689 Commerce Dr NW, Rochester, MN 55901, USA | 5.0★ | 36 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Rochester
Top-rated Rochester mortgage broker with a perfect 5.0-star rating from 28 reviews.
2765 Commerce Dr NW Suite 100, Rochester, MN 55901, USA
Rated 4.9 stars from 127 Google reviews, this Rochester mortgage broker is highly trusted.
2514 Superior Dr NW Suite B, Rochester, MN 55901, USA
Rated 4.9 stars from over 120 reviews, this Rochester mortgage broker is highly trusted.
4123 26th St NW, Rochester, MN 55901, USA
Rated 5.0 stars from 57 Google reviews, this Rochester mortgage broker is highly trusted.
2689 Commerce Dr NW, Rochester, MN 55901, USA
Rated 5.0 stars from 37 Google reviews, this Rochester mortgage broker is highly recommended.
2689 Commerce Dr NW, Rochester, MN 55901, USA
Rated 5.0 stars from 36 Google reviews, this Rochester mortgage broker is highly trusted.
2689 Commerce Dr NW, Rochester, MN 55901, USA
Rated 5.0 stars from 36 Google reviews, this Rochester mortgage broker is highly trusted.
2689 Commerce Dr NW, Rochester, MN 55901, USA
Rated 5.0 stars from 13 Google reviews, reflecting exceptional client satisfaction.
2768 Superior Dr NW # C, Rochester, MN 55901, USA
Earns a perfect 5.0-star rating from 5 Google reviews in Rochester, MN.
1836 3rd Ave SE, Rochester, MN 55904, USA
Rated 5.0 stars from 2 Google reviews, reflecting exceptional client satisfaction.
2514 Superior Dr NW Suite B, Rochester, MN 55901, USA
Rated 5.0 stars from 12 Google reviews, this Rochester mortgage broker earns exceptional client trust.
2768 Superior Dr NW # C, Rochester, MN 55901, USA
Rated 5.0 stars from 2 Google reviews for exceptional local mortgage service.
905 N Broadway Ave, Rochester, MN 55901, USA
Exceptional 5.0-star rating from 5 Google reviews in Rochester, MN.
2768 Superior Dr NW # C, Rochester, MN 55901, USA
A 3.7-star rating based on three Google reviews suggests mixed customer experiences.
3552 West River Pkwy NW, Rochester, MN 55901, USA
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Mortgage Brokers in Rochester, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | PrimeSource Funding | 88/100 | 5.0 ★ | 1,323 |
| 2 | PrimeSource Funding (Rochester, MN) | 88/100 | 5.0 ★ | 1,310 |
| 3 | The Heichel Team powered by Fairway HomeMortgage | 88/100 | 5.0 ★ | 274 |
| 4 | loanDepot | 77/100 | 5.0 ★ | 28 |
| 5 | PrimeLending, A PlainsCapital Company - Rochester | 83/100 | 4.9 ★ | 127 |
| 6 | Results Home Mortgage | 83/100 | 4.9 ★ | 122 |
| 7 | Bell Bank Mortgage, Heather Fuelberth | 80/100 | 5.0 ★ | 57 |
| 8 | Bell Bank Mortgage, Stacy Jahraus | 78/100 | 5.0 ★ | 37 |
| 9 | Bell Bank Mortgage, Mike Danielson | 78/100 | 5.0 ★ | 36 |
| 10 | Bell Bank Mortgage, Jason Griggs | 78/100 | 5.0 ★ | 36 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Rochester
What does a mortgage broker do differently than going directly to a bank in Rochester?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Rochester?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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