Licensed · Round Rock

Licensed & Insured Mortgage Brokers in Round Rock, TX

Every mortgage brokers listed here carries proper licensing and insurance in TX. Protect yourself — always verify credentials before work begins.

As of July 2026, RatingsNearMe ranks 14 mortgage brokers in Round Rock, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is The Penland Team at Fairway Independent Mortgage Company with a 5.0-star rating from 249 Google reviews and an RNM Score of 100/100. Also in the top tier: The Nick Pronsky Lending Team - Fairway Independent Mortgage Corporation and Good Faith Mortgage, Mortgage Brokers, Brian Dorsey, Cedar Park, TX. NMLS 1550268. The average rating across all listed mortgage brokers in Round Rock is 4.9 stars from 90 reviews per business on average.

Mortgage brokers in Round Rock: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Chad Mullenix - Edge Home Finance

Chad Mullenix is top-ranked for his exceptional customer service and deep local market expertise in Round Rock.

Most Reviewed

Chad Mullenix - Edge Home Finance

A high review count indicates broad customer trust and consistent satisfaction, making it a reliable choice.

When choosing a mortgage broker in Round Rock, compare loan options and fees from multiple top-ranked brokers to ensure you get the best rate and service for your specific needs.

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Local Market Snapshot

14

Businesses listed

4.9★

Avg rating

90

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

Mortgage Brokers Rankings in Round Rock, TX

#BusinessRatingReviews
#1The Penland Team at Fairway Independent Mortgage Company2300 Greenhill Dr Suit 200, Round Rock, TX 78664, USA5.0249
#2The Nick Pronsky Lending Team - Fairway Independent Mortgage Corporation2300 Greenhill Dr Suit 200, Round Rock, TX 78664, USA5.0199
#3Good Faith Mortgage, Mortgage Brokers, Brian Dorsey, Cedar Park, TX. NMLS 15502683000 Polar Ln Suite 502, Cedar Park, TX 78613, USA5.0106
#4Chad Mullenix - Edge Home Finance2000 S I-35 Frontage Rd Suite P, Round Rock, TX 78681, USA4.962
#5Joe Krupp - Highlander Mortgage - NMLS #2214711903 Cypress Creek Road # 101, Cedar Park, TX 78613, USA5.084
#6Lending by Liz2000 S I-35 Frontage Rd Suite P, Round Rock, TX 78681, USA5.048
#7Life Changing Lending209 N Sheppard St, Round Rock, TX 78664, USA4.887
#8Your Mortgage Advocate551 S I-35 Frontage Rd Suite 367, Round Rock, TX 78664, USA5.046
#9Adam Styer | Mortgage Solutions LP7000 N Mopac Expy Suite 200, Austin, TX 78731, USA5.092
#10Ricky Coffin, Good Faith Mortgage, Mortgage Brokers, Austin Texas3000 Polar Ln Suite 502, Cedar Park, TX 78613, USA5.032

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Round Rock

4
4.9· 62 reviews

Rated 4.9 stars from 62 Google reviews, this Round Rock mortgage broker is highly trusted.

2000 S I-35 Frontage Rd Suite P, Round Rock, TX 78681, USA

5
5.0· 84 reviews

Proudly maintains a flawless 5.0-star rating from 84 local customer reviews.

1903 Cypress Creek Road # 101, Cedar Park, TX 78613, USA

6
5.0· 48 reviews

5.0 stars from 48 Google reviews, reflecting exceptional client satisfaction.

2000 S I-35 Frontage Rd Suite P, Round Rock, TX 78681, USA

7
4.8· 87 reviews

Trusted by Round Rock clients with a 4.8-star average from 87 reviews.

209 N Sheppard St, Round Rock, TX 78664, USA

8
5.0· 46 reviews

5.0 stars from 46 Google reviews, reflecting exceptional client satisfaction.

551 S I-35 Frontage Rd Suite 367, Round Rock, TX 78664, USA

9
5.0· 92 reviews

Rated 5.0 stars from 92 Google reviews, a trusted local mortgage choice.

7000 N Mopac Expy Suite 200, Austin, TX 78731, USA

10
5.0· 32 reviews

Top-rated in Round Rock with a perfect 5.0 rating from over 30 reviews.

3000 Polar Ln Suite 502, Cedar Park, TX 78613, USA

11
5.0· 156 reviews

Consistently rated 5.0 stars by over 150 local clients.

3000 Joe Dimaggio Blvd STE 66, Round Rock, TX 78665, USA

12
5.0· 8 reviews

5.0 stars from 8 Google reviews, reflecting exceptional client satisfaction.

2000 S I-35 Frontage Rd Suite P, Round Rock, TX 78681, USA

13
4.3· 59 reviews

Rated 4.3 stars from 59 Google reviews, this Round Rock broker is well-regarded.

1150 Lakeway Dr #100, Austin, TX 78734, USA

14
4.7· 35 reviews

Consistently rated 4.7 stars from dozens of local customer reviews.

1717 N Mays St, Round Rock, TX 78664, USA

Data from Google Business listings
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Mortgage Brokers in Round Rock, TX — Compared

#BusinessRNM ScoreRatingReviews
1The Penland Team at Fairway Independent Mortgage Company100/1005.0 ★249
2The Nick Pronsky Lending Team - Fairway Independent Mortgage Corporation99/1005.0 ★199
3Good Faith Mortgage, Mortgage Brokers, Brian Dorsey, Cedar Park, TX. NMLS 155026895/1005.0 ★106
4Chad Mullenix - Edge Home Finance82/1004.9 ★62
5Joe Krupp - Highlander Mortgage - NMLS #22147182/1005.0 ★84
6Lending by Liz79/1005.0 ★48
7Life Changing Lending79/1004.8 ★87
8Your Mortgage Advocate79/1005.0 ★46
9Adam Styer | Mortgage Solutions LP83/1005.0 ★92
10Ricky Coffin, Good Faith Mortgage, Mortgage Brokers, Austin Texas77/1005.0 ★32

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Round Rock

What does a mortgage broker do differently than going directly to a bank in Round Rock?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Round Rock?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Round Rock, TX

This page lists and ranks 14 mortgage brokers serving Round Rock, TX as of July 2026. The average verified rating across all listings is 4.9 stars, with an average of 90 customer reviews per business. The top-ranked mortgage brokers in Round Rock by our algorithm is The Penland Team at Fairway Independent Mortgage Company (5.0 stars, 249 reviews). Mortgage brokers in Round Rock: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Round Rock: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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