RatingsNearMeGet Free Quote

Same Day · Sacramento

Same-Day Insurance Agents in Sacramento, CA

Can't wait a week? These insurance agents in Sacramento offer same-day or next-day appointments. Call now to check availability.

As of May 2026, RatingsNearMe ranks 20 insurance agents in Sacramento, CA by verified customer ratings and review volume. The highest-rated is Saavedra Longino Organization with a 4.9-star rating from 1,243 verified reviews. Also in the top tier: Igor & Irene Slobodyany Insurance Agency and Zuray Perez-Garcia - State Farm Insurance Agent. The average rating across all listed insurance agents in Sacramento is 4.9 stars from 195 reviews per business on average.

Insurance in Sacramento: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

195

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

Saavedra Longino Organization

4.9(1,243 reviews)

2500 Venture Oaks Way #360, Sacramento, CA 95833, USA

🥈

Igor & Irene Slobodyany Insurance Agency

4.9(574 reviews)

5301 Madison Ave STE 204, Sacramento, CA 95841, USA

🥉

Zuray Perez-Garcia - State Farm Insurance Agent

5.0(414 reviews)

8880 Cal Center Dr # 280, Sacramento, CA 95826, USA

Insurance Agents Rankings in Sacramento, CA

#BusinessRatingReviews
#1Saavedra Longino Organization2500 Venture Oaks Way #360, Sacramento, CA 95833, USA4.91,243
#2Igor & Irene Slobodyany Insurance Agency5301 Madison Ave STE 204, Sacramento, CA 95841, USA4.9574
#3Zuray Perez-Garcia - State Farm Insurance Agent8880 Cal Center Dr # 280, Sacramento, CA 95826, USA5.0414
#4American River Insurance Agency333 University Ave suit 200, Sacramento, CA 95825, USA5.0106
#5Cnk Insurance Services2701 Cottage Way #6, Sacramento, CA 95825, USA5.04
#6McClatchy Insurance Agency2410 Fair Oaks Blvd #140, Sacramento, CA 95825, USA5.070
#7Greenhaven Insurance Agency925 Secret River Dr Suite G, Sacramento, CA 95831, USA5.0117
#8Mega Success Insurance Services2868 Northgate Blvd # 103, Sacramento, CA 95833, USA4.69
#9Eugene C Yates Insurance Agency2021 P St, Sacramento, CA 95811, USA5.0113
#10Jacinth Insurance2306 J St, Sacramento, CA 95816, USA3.79

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Sacramento

4

American River Insurance Agency

5.0· 106 reviews

333 University Ave suit 200, Sacramento, CA 95825, USA

5

Cnk Insurance Services

5.0· 4 reviews

2701 Cottage Way #6, Sacramento, CA 95825, USA

6

McClatchy Insurance Agency

5.0· 70 reviews

2410 Fair Oaks Blvd #140, Sacramento, CA 95825, USA

7

Greenhaven Insurance Agency

5.0· 117 reviews

925 Secret River Dr Suite G, Sacramento, CA 95831, USA

8

Mega Success Insurance Services

4.6· 9 reviews

2868 Northgate Blvd # 103, Sacramento, CA 95833, USA

9

Eugene C Yates Insurance Agency

5.0· 113 reviews

2021 P St, Sacramento, CA 95811, USA

10

Jacinth Insurance

3.7· 9 reviews

2306 J St, Sacramento, CA 95816, USA

11

River City Home Insurance Solutions

5.0· 8 reviews

4448 Trumpeter Ct #12, Sacramento, CA 95826, USA

12

Brightwell SR22 Insurance Agency California

5.0· 3 reviews

3311 Northgate Blvd, Sacramento, CA 95834, USA

13

Acceptance Insurance

4.8· 316 reviews

5411 Florin Rd, Sacramento, CA 95823, USA

14

SeguroSmart Insurance Solutions LLC

5.0· 24 reviews

2014 Capitol Ave Ste 100-4020, Sacramento, CA 95811, USA

15

Sacramento Group Health Insurance Broker

5.0· 2 reviews

525 Pavilions Ln, Sacramento, CA 95825, USA

16

Yeh Chen Ferguson - State Farm Insurance Agent

5.0· 329 reviews

7273 14th Ave #100, Sacramento, CA 95820, USA

17

Capital Hill Insurance Agency

5.0· 150 reviews

10265 Old Placerville Rd STE 11, Sacramento, CA 95827, USA

18

Farmers Insurance - Tracy Tran

5.0· 261 reviews

7411 W Stockton Blvd #120, Sacramento, CA 95823, USA

19

Castro Property & Commercial Insurance Agency

5.0· 4 reviews

3155 Jefferson Blvd, West Sacramento, CA 95691, USA

20

Homer Insurance Agency

4.9· 136 reviews

5211 Madison Ave, Sacramento, CA 95841, USA

Data from Google Business listings
Updated regularly with real reviews
No obligation to contact
Free to compare

Get Free Quotes

We'll connect you with the top insurance agents in Sacramento, CA.

Free · No obligation · Local pros only

Frequently Asked Questions — Insurance Agents in Sacramento

What is the difference between a captive and independent insurance agent in Sacramento?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in CA?

Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.

How much does working with a local insurance agent in Sacramento cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Sacramento?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Sacramento adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

Insurance Agents in Nearby Cities

Compare top-rated insurance agents in cities near you.

How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

More Home Services in Sacramento

Related Searches

About This Insurance Agents Directory — Sacramento, CA

This page lists and ranks 20 insurance agents serving Sacramento, CA as of May 2026. The average verified rating across all listings is 4.9 stars, with an average of 195 customer reviews per business. The top-ranked insurance agents in Sacramento by our algorithm is Saavedra Longino Organization (4.9 stars, 1,243 reviews). Insurance in Sacramento: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Sacramento: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CA licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Sacramento