24/7 Available · Saginaw
24-Hour Insurance Agents in Saginaw, TX — Always Available
Emergencies don't keep business hours. These insurance agents in Saginaw are available 24 hours a day, 7 days a week — including holidays.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Saginaw, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Steven Barber - State Farm Insurance Agent with a 4.9-star rating from 353 Google reviews and an RNM Score of 87/100. Also in the top tier: Farmers Insurance - Lori Hernandez and Cecy Win - State Farm Insurance Agent. The average rating across all listed insurance agents in Saginaw is 4.6 stars from 101 reviews per business on average.
Insurance in Saginaw: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Woods Insurance Agency
Consistently ranked as a top agency in Saginaw, Woods Insurance Agency is known for its personalized service and competitive rates.
Most Reviewed
Farmers Insurance - Dana Greer
A high review count signals broad community trust and a proven track record of customer satisfaction.
When choosing an insurance agent in Saginaw, compare quotes from at least three of these top-ranked agencies and check their customer service responsiveness. Also verify that the agent offers policies that match your specific coverage needs, whether auto, home, or business.
Local Market Snapshot
18
Businesses listed
4.6★
Avg rating
101
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Saginaw's top-rated insurance agent, earning 4.9 stars from 353 reviews.
209 Belmont St, Saginaw, TX 76179, USASaginaw residents trust this agency, evident from its exceptional 4.9-star rating across 282 reviews.
1029 N Saginaw Blvd E5, Saginaw, TX 76179, USASaginaw's top-rated insurance agent with a perfect 5.0 stars from 185 reviews.
2700 Western Center Blvd #116, Fort Worth, TX 76131, USAInsurance Agents Rankings in Saginaw, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Steven Barber - State Farm Insurance Agent209 Belmont St, Saginaw, TX 76179, USA | 4.9★ | 353 |
| #2 | Farmers Insurance - Lori Hernandez1029 N Saginaw Blvd E5, Saginaw, TX 76179, USA | 4.9★ | 282 |
| #3 | Cecy Win - State Farm Insurance Agent2700 Western Center Blvd #116, Fort Worth, TX 76131, USA | 5.0★ | 185 |
| #4 | Korey Klugman: Allstate Insurance113 W Green St Ste 200, Saginaw, TX 76179, USA | 4.5★ | 50 |
| #5 | Farmers Insurance - Cecelia Fierro124 W McLeroy Blvd suite c, Saginaw, TX 76179, USA | 3.0★ | 2 |
| #6 | Woods Insurance Agency2740 Western Center Blvd #504, Fort Worth, TX 76131, USA | 3.9★ | 9 |
| #7 | State Farm Insurance1708 Western Center Blvd, Saginaw, TX 76131, USA | 4.8★ | 4 |
| #8 | Farmers Insurance - Dana Greer12461 N Saginaw Blvd Ste 300, Fort Worth, TX 76179, USA | 4.6★ | 7 |
| #9 | Farmers Insurance - Michael Palmer424 Belmont St, Saginaw, TX 76179, USA | 4.9★ | 16 |
| #10 | American National Insurance816 Towne Ct, Saginaw, TX 76179, USA | 4.0★ | 4 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Saginaw
Trusted by local clients with a 4.5-star rating across 50 reviews.
113 W Green St Ste 200, Saginaw, TX 76179, USA
124 W McLeroy Blvd suite c, Saginaw, TX 76179, USA
2740 Western Center Blvd #504, Fort Worth, TX 76131, USA
12461 N Saginaw Blvd Ste 300, Fort Worth, TX 76179, USA
Praised by 16 locals for exceptional service, this agent holds a 4.9-star rating.
424 Belmont St, Saginaw, TX 76179, USA
330 S Blue Mound Rd #332, Saginaw, TX 76131, USA
Rated 4.9 stars from over 120 reviews, this Saginaw insurance agent is highly trusted.
2475 Midland Rd, Saginaw, MI 48603, USA
Saginaw’s top-rated insurance agent, with a 4.9-star average from over 120 reviews.
9080 Gratiot Rd ste 100, Saginaw, MI 48609, USA
Trusted by over 100 locals, this Saginaw agent maintains a flawless 4.9-star rating.
8101 Boat Club Rd Suite 325, Fort Worth, TX 76179, USA
Rated 4.8 stars from nearly 100 reviews by Saginaw clients.
5580 State St # 1, Saginaw, MI 48603, USA
Trusted by 92 local clients with an exceptional 4.9-star rating.
128 N Saginaw Blvd #500, Saginaw, TX 76179, USA
Proudly rated 5.0 stars from 66 local Google reviews in Saginaw.
3123 Davenport Ave, Saginaw, MI 48602, USA
Saginaw's top-rated insurance agent, with 4.8 stars from nearly 200 Google reviews.
1708 Western Center Blvd, Saginaw, TX 76131, USA
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Insurance Agents in Saginaw, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Steven Barber - State Farm Insurance Agent | 87/100 | 4.9 ★ | 353 |
| 2 | Farmers Insurance - Lori Hernandez | 87/100 | 4.9 ★ | 282 |
| 3 | Cecy Win - State Farm Insurance Agent | 87/100 | 5.0 ★ | 185 |
| 4 | Korey Klugman: Allstate Insurance | 71/100 | 4.5 ★ | 50 |
| 5 | Farmers Insurance - Cecelia Fierro | 30/100 | 3.0 ★ | 2 |
| 6 | Woods Insurance Agency | 52/100 | 3.9 ★ | 9 |
| 7 | State Farm Insurance | 64/100 | 4.8 ★ | 4 |
| 8 | Farmers Insurance - Dana Greer | 63/100 | 4.6 ★ | 7 |
| 9 | Farmers Insurance - Michael Palmer | 72/100 | 4.9 ★ | 16 |
| 10 | American National Insurance | 50/100 | 4.0 ★ | 4 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Saginaw
What is the difference between a captive and independent insurance agent in Saginaw?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Saginaw cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Saginaw?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Saginaw adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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