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Licensed · Saint Petersburg
Licensed & Insured Insurance Agents in Saint Petersburg, FL
Every insurance agents listed here carries proper licensing and insurance in FL. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Saint Petersburg, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Comegys Insurance Agency with a 4.7-star rating from 93 Google reviews and an RNM Score of 78/100. Also in the top tier: WWW Insurance, LLC and 5-Star Insurance. The average rating across all listed insurance agents in Saint Petersburg is 4.8 stars from 323 reviews per business on average.
Insurance in Saint Petersburg: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
323
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by locals with a 4.7-star rating from 93 reviews.
1 Beach Dr SE Suite 230, St. Petersburg, FL 33701, USATrusted by locals with a 4.5-star rating from 46 Google reviews.
300 1st Ave S 5th Floor, St. Petersburg, FL 33701, USATrusted by hundreds of local clients, this St. Petersburg agent holds a perfect 5.0-star rating.
475 Central Ave m5, St. Petersburg, FL 33701, USAInsurance Agents Rankings in Saint Petersburg, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Comegys Insurance Agency1 Beach Dr SE Suite 230, St. Petersburg, FL 33701, USA | 4.7★ | 93 |
| #2 | WWW Insurance, LLC300 1st Ave S 5th Floor, St. Petersburg, FL 33701, USA | 4.5★ | 46 |
| #3 | 5-Star Insurance475 Central Ave m5, St. Petersburg, FL 33701, USA | 5.0★ | 135 |
| #4 | Veritas Insurance Group, Inc.742 2nd Ave S, St. Petersburg, FL 33701, USA | 5.0★ | 109 |
| #5 | We Insure | Insurance Unlimited2012 4th St N, St. Petersburg, FL 33704, USA | 5.0★ | 55 |
| #6 | Acceptance Insurance3114 1st Ave N, St. Petersburg, FL 33713, USA | 4.7★ | 302 |
| #7 | Northeast Underwriters Insurance4790 1st St N, St. Petersburg, FL 33703, USA | 5.0★ | 409 |
| #8 | Freeway Insurance3939 Central Ave, St. Petersburg, FL 33713, USA | 4.7★ | 95 |
| #9 | Direct Auto Insurance3375 34th St N Suite 100, St. Petersburg, FL 33713, USA | 4.6★ | 220 |
| #10 | Moore Resources Insurance Agency4563 Central Ave, St. Petersburg, FL 33713, USA | 5.0★ | 328 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Saint Petersburg
Rated 5.0 stars from over 100 Google reviews, this St. Petersburg insurance agent is highly trusted.
742 2nd Ave S, St. Petersburg, FL 33701, USA
Based on 55 reviews, this St. Petersburg insurance agent maintains a flawless 5.0-star rating.
2012 4th St N, St. Petersburg, FL 33704, USA
Trusted by hundreds of local clients, this St. Petersburg agency holds a strong 4.7-star rating.
3114 1st Ave N, St. Petersburg, FL 33713, USA
Trusted by hundreds of local clients, this St. Petersburg agent holds a flawless 5.0-star rating.
4790 1st St N, St. Petersburg, FL 33703, USA
Trusted by 95 local clients, this St. Petersburg insurance agent holds a 4.7-star rating.
3939 Central Ave, St. Petersburg, FL 33713, USA
Trusted by hundreds of local clients with a consistent 4.6-star rating.
3375 34th St N Suite 100, St. Petersburg, FL 33713, USA
5.0-star insurance agent with over 300 glowing Google reviews in St. Petersburg.
4563 Central Ave, St. Petersburg, FL 33713, USA
Top-rated St. Petersburg insurance agent with a 4.9-star rating from over 600 reviews.
4640 Central Ave, St. Petersburg, FL 33711, USA
Trusted by locals with a 4.7-star rating from over 90 reviews.
5301 34th St N Ste A, St. Petersburg, FL 33714, USA
Trusted by hundreds of local clients, this St. Petersburg agent holds a stellar 4.8-star rating.
5429 Central Ave, St. Petersburg, FL 33710, USA
4.9-star rating from over 230 Google reviews for an insurance agent in St. Petersburg.
6620 1st Ave S, St. Petersburg, FL 33707, USA
Trusted by clients, this St. Petersburg insurance agent maintains a strong 4.6-star rating from 59 reviews.
2972 66th St N, St. Petersburg, FL 33710, USA
Top-rated St. Petersburg insurance agent with a perfect 5.0-star rating from over 2,300 reviews.
9887 4th St N # 200, St. Petersburg, FL 33702, USA
St. Petersburg's top-rated insurance agent with a flawless 5.0 stars from 443 reviews.
7024 Central Ave, St. Petersburg, FL 33707, USA
Trusted by hundreds of locals with a near-perfect 4.9-star rating.
4501 Mainlands Blvd W, Pinellas Park, FL 33782, USA
Trusted by hundreds of clients, this St. Petersburg agent holds a 4.8-star rating.
5980 66th St N unit k, St. Petersburg, FL 33709, USA
Consistently rated 4.6 stars from nearly 30 local Google reviews.
11250 66th St N, Largo, FL 33773, USA
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Insurance Agents in Saint Petersburg, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Comegys Insurance Agency | 78/100 | 4.7 ★ | 93 |
| 2 | WWW Insurance, LLC | 82/100 | 4.5 ★ | 46 |
| 3 | 5-Star Insurance | 85/100 | 5.0 ★ | 135 |
| 4 | Veritas Insurance Group, Inc. | 84/100 | 5.0 ★ | 109 |
| 5 | We Insure | Insurance Unlimited | 80/100 | 5.0 ★ | 55 |
| 6 | Acceptance Insurance | 83/100 | 4.7 ★ | 302 |
| 7 | Northeast Underwriters Insurance | 88/100 | 5.0 ★ | 409 |
| 8 | Freeway Insurance | 78/100 | 4.7 ★ | 95 |
| 9 | Direct Auto Insurance | 81/100 | 4.6 ★ | 220 |
| 10 | Moore Resources Insurance Agency | 88/100 | 5.0 ★ | 328 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Saint Petersburg
What is the difference between a captive and independent insurance agent in Saint Petersburg?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Saint Petersburg cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Saint Petersburg?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Saint Petersburg adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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