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Financial Advisors in San Diego, CA — Free Estimates

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As of May 2026, RatingsNearMe ranks 20 financial advisors in San Diego, CA by verified customer ratings and review volume. The highest-rated is Pure Financial Advisors, LLC with a 5.0-star rating from 190 verified reviews. Also in the top tier: Darrin A. Santos, CFP®-FSI Wealth and Copley Financial Group, Inc.. The average rating across all listed financial advisors in San Diego is 5 stars from 37 reviews per business on average.

Financial advisors in San Diego typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

5★

Avg rating

37

Avg reviews

May 17, 2026

Last updated

Top Rated Financial Advisors

🥇

Pure Financial Advisors, LLC

5.0(190 reviews)

3131 Camino Del Rio N #1550, San Diego, CA 92108, USA

🥈

Darrin A. Santos, CFP®-FSI Wealth

5.0(68 reviews)

1455 Frazee Rd Ste. 804-A, San Diego, CA 92108, USA

🥉

Copley Financial Group, Inc.

4.8(81 reviews)

2650 Camino Del Rio N Suite #350, San Diego, CA 92108, USA

Financial Advisors Rankings in San Diego, CA

#BusinessRatingReviews
#1Pure Financial Advisors, LLC3131 Camino Del Rio N #1550, San Diego, CA 92108, USA5.0190
#2Darrin A. Santos, CFP®-FSI Wealth1455 Frazee Rd Ste. 804-A, San Diego, CA 92108, USA5.068
#3Copley Financial Group, Inc.2650 Camino Del Rio N Suite #350, San Diego, CA 92108, USA4.881
#4Platt Wealth Management3838 Camino Del Rio N Unit 365, San Diego, CA 92108, USA5.022
#5Next Gen Financial Planning1455 Frazee Rd Suite 543, San Diego, CA 92108, USA5.09
#6Edward Jones - Financial Advisor: David S Peterson, CFP®12750 Carmel Country Rd Ste 208, San Diego, CA 92130, USA4.945
#7Daniel Shahmoradian, CFP - Financial Planner600 W Broadway #600, San Diego, CA 92101, USA5.011
#8WestPac® Wealth Partners (San Diego)5280 Carroll Canyon Rd Suite 300, San Diego, CA 92121, USA4.927
#9Define Financial12526 High Bluff Dr STE 270, San Diego, CA 92130, USA5.017
#10San Diego Wealth Management6390 Greenwich Dr #215, San Diego, CA 92122, USA5.01

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Financial Advisors in San Diego

4

Platt Wealth Management

5.0· 22 reviews

3838 Camino Del Rio N Unit 365, San Diego, CA 92108, USA

5

Next Gen Financial Planning

5.0· 9 reviews

1455 Frazee Rd Suite 543, San Diego, CA 92108, USA

6

Edward Jones - Financial Advisor: David S Peterson, CFP®

4.9· 45 reviews

12750 Carmel Country Rd Ste 208, San Diego, CA 92130, USA

7

Daniel Shahmoradian, CFP - Financial Planner

5.0· 11 reviews

600 W Broadway #600, San Diego, CA 92101, USA

8

WestPac® Wealth Partners (San Diego)

4.9· 27 reviews

5280 Carroll Canyon Rd Suite 300, San Diego, CA 92121, USA

9

Define Financial

5.0· 17 reviews

12526 High Bluff Dr STE 270, San Diego, CA 92130, USA

10

San Diego Wealth Management

5.0· 1 reviews

6390 Greenwich Dr #215, San Diego, CA 92122, USA

11

Financial Haus

5.0· 15 reviews

1253 University Ave UNIT 1002, San Diego, CA 92103, USA

12

One Degree Advisors

5.0· 65 reviews

8880 Rio San Diego Dr # 1000, San Diego, CA 92108, USA

13

Traction Wealth Management

5.0· 61 reviews

4438 Ingraham St #2002, San Diego, CA 92109, USA

14

Jon Luskin, CFP®

5.0· 17 reviews

San Diego, CA 92101, USA

15

Payday Loan California Advisor

5.0· 7 reviews

925 B St Suite 751, San Diego, CA 92101, USA

16

Heritage Wealth Management, Inc.

5.0· 17 reviews

11440 W Bernardo Ct # 390, San Diego, CA 92127, USA

17

Bull Oak

5.0· 30 reviews

16236 San Dieguito Rd Ste 4-22, Rancho Santa Fe, CA 92091, USA

18

Pacific Wealth Management

4.9· 27 reviews

11512 El Camino Real #350, San Diego, CA 92130, USA

19

Satori Wealth Management, Inc.

5.0· 11 reviews

4660 La Jolla Village Dr ste 100, San Diego, CA 92122, USA

20

High Bluff Private Wealth

5.0· 22 reviews

12520 High Bluff Dr #120, San Diego, CA 92130, USA

Data from Google Business listings
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Frequently Asked Questions — Financial Advisors in San Diego

What is a fiduciary financial advisor and why does it matter in San Diego?

A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in San Diego, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.

How do I verify a financial advisor is registered and legitimate?

Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.

How do financial advisors charge for their services in San Diego?

Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.

What credentials should I look for in a financial advisor?

CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.

How are the financial advisors on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Financial Advisors Directory — San Diego, CA

This page lists and ranks 20 financial advisors serving San Diego, CA as of May 2026. The average verified rating across all listings is 5 stars, with an average of 37 customer reviews per business. The top-ranked financial advisors in San Diego by our algorithm is Pure Financial Advisors, LLC (5.0 stars, 190 reviews). Financial advisors in San Diego typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a financial advisors in San Diego: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CA licensing board before hiring.

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