24/7 Available · San Leandro
24-Hour Mortgage Brokers in San Leandro, CA — Always Available
Emergencies don't keep business hours. These mortgage brokers in San Leandro are available 24 hours a day, 7 days a week — including holidays.
As of June 2026, RatingsNearMe ranks 6 mortgage brokers in San Leandro, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Sergio Szyrko - Fairway Home Mortgage with a 5.0-star rating from 304 Google reviews and an RNM Score of 88/100. Also in the top tier: Catalina Alvarado - Fairway Independent Mortgage Corporation and EquitySmart Home Loans - Vaneh Hartouni - Sr. Mortgage Advisor. The average rating across all listed mortgage brokers in San Leandro is 5 stars from 84 reviews per business on average.
Mortgage brokers in San Leandro: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Gaby Rosales NMLS# 1934387 FIMC
Gaby Rosales stands out as the top-ranked mortgage broker in San Leandro due to her high customer satisfaction ratings and personalized service.
Most Reviewed
Sergio Szyrko - Fairway Home Mortgage
A high volume of reviews indicates proven reliability and trust from many past clients, which helps reduce risk for new borrowers.
When choosing a mortgage broker in San Leandro, compare loan options and fees across multiple brokers, and prioritize those who communicate clearly and have a strong local reputation.
Local Market Snapshot
6
Businesses listed
5★
Avg rating
84
Avg reviews
Jun 13, 2026
Last updated
Top Rated Mortgage Brokers
San Leandro mortgage broker with a perfect 5.0-star rating from over 300 reviews.
3597 E Monarch Sky Ln Suite 240, Office 209, Meridian, ID 83646, USATrusted by local clients with a perfect 5.0-star rating from 45 reviews.
2950 Merced St Ste 102J, San Leandro, CA 94577, USASan Leandro mortgage broker with a perfect 5.0-star rating from 35 Google reviews.
1499 Huntington Dr Suite 500, South Pasadena, CA 91030, USAMortgage Brokers Rankings in San Leandro, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Sergio Szyrko - Fairway Home Mortgage3597 E Monarch Sky Ln Suite 240, Office 209, Meridian, ID 83646, USA | 5.0★ | 304 |
| #2 | Catalina Alvarado - Fairway Independent Mortgage Corporation2950 Merced St Ste 102J, San Leandro, CA 94577, USA | 5.0★ | 45 |
| #3 | EquitySmart Home Loans - Vaneh Hartouni - Sr. Mortgage Advisor1499 Huntington Dr Suite 500, South Pasadena, CA 91030, USA | 5.0★ | 35 |
| #4 | US Bank Mortgage1585 E 14th St, San Leandro, CA 94577, USA | — | — |
| #5 | Stuart Davis @ e-Star Mortgage2413 Webb Ave e2, Alameda, CA 94501, USA | 5.0★ | 9 |
| #6 | Gaby Rosales NMLS# 1934387 FIMC2950 Merced St Suite 102 office J, San Leandro, CA 94577, USA | 4.9★ | 29 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in San Leandro
A San Leandro mortgage broker with no Google reviews yet, so no rating is available.
1585 E 14th St, San Leandro, CA 94577, USA
Rated 5.0 stars from 9 Google reviews, this San Leandro mortgage broker earns high client praise.
2413 Webb Ave e2, Alameda, CA 94501, USA
Rated 4.9 stars from 29 Google reviews, this San Leandro mortgage broker is highly trusted.
2950 Merced St Suite 102 office J, San Leandro, CA 94577, USA
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Mortgage Brokers in San Leandro, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Sergio Szyrko - Fairway Home Mortgage | 88/100 | 5.0 ★ | 304 |
| 2 | Catalina Alvarado - Fairway Independent Mortgage Corporation | 79/100 | 5.0 ★ | 45 |
| 3 | EquitySmart Home Loans - Vaneh Hartouni - Sr. Mortgage Advisor | 78/100 | 5.0 ★ | 35 |
| 4 | US Bank Mortgage | 3/100 | — | 0 |
| 5 | Stuart Davis @ e-Star Mortgage | 71/100 | 5.0 ★ | 9 |
| 6 | Gaby Rosales NMLS# 1934387 FIMC | 75/100 | 4.9 ★ | 29 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in San Leandro
What does a mortgage broker do differently than going directly to a bank in San Leandro?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in San Leandro?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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