Local Pros · San Marcos
Local Insurance Agents in San Marcos, CA
Locally owned and operated insurance agents serving San Marcos and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 15 insurance agents in San Marcos, CA by verified customer ratings and review volume. The highest-rated is Hazelrigg And Associates: Allstate Insurance with a 4.9-star rating from 438 verified reviews. Also in the top tier: Just Us Insurance Services, Inc. and Vladan Trifunovic - State Farm Insurance Agent. The average rating across all listed insurance agents in San Marcos is 4.5 stars from 123 reviews per business on average.
Insurance in San Marcos: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
15
Businesses listed
4.5★
Avg rating
123
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Hazelrigg And Associates: Allstate Insurance
6994 El Camino Real #110, Carlsbad, CA 92009, USA
Just Us Insurance Services, Inc.
197 Woodland Pkwy Ste 104320 Suite 104 - 320, San Marcos, CA 92069, USA
Vladan Trifunovic - State Farm Insurance Agent
250 S Pacific St STE 103, San Marcos, CA 92078, USA
Insurance Agents Rankings in San Marcos, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Hazelrigg And Associates: Allstate Insurance6994 El Camino Real #110, Carlsbad, CA 92009, USA | 4.9★ | 438 |
| #2 | Just Us Insurance Services, Inc.197 Woodland Pkwy Ste 104320 Suite 104 - 320, San Marcos, CA 92069, USA | 5.0★ | 255 |
| #3 | Vladan Trifunovic - State Farm Insurance Agent250 S Pacific St STE 103, San Marcos, CA 92078, USA | 5.0★ | 219 |
| #4 | Midland Senior Care Insurance950 Boardwalk STE 201, San Marcos, CA 92078, USA | 5.0★ | 10 |
| #5 | Harding Insurance Agency Inc375 S Rancho Santa Fe Rd STE 105, San Marcos, CA 92078, USA | 4.8★ | 54 |
| #6 | Freeway Insurance630 Nordahl Rd Ste P, San Marcos, CA 92069, USA | 4.7★ | 312 |
| #7 | Schaub Insurance Agency, Inc.950 Boardwalk STE 205, San Marcos, CA 92078, USA | 5.0★ | 37 |
| #8 | Pacific Farm & Ranch Insurance Agency310 Via Vera Cruz Ste 203, San Marcos, CA 92078, USA | 5.0★ | 17 |
| #9 | SGL Insurance Services250 S Pacific St STE 104, San Marcos, CA 92078, USA | 4.7★ | 41 |
| #10 | Access Health Insurance Services Inc950 Boardwalk STE 205, San Marcos, CA 92078, USA | 5.0★ | 60 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in San Marcos
Midland Senior Care Insurance
950 Boardwalk STE 201, San Marcos, CA 92078, USA
Harding Insurance Agency Inc
375 S Rancho Santa Fe Rd STE 105, San Marcos, CA 92078, USA
Freeway Insurance
630 Nordahl Rd Ste P, San Marcos, CA 92069, USA
Schaub Insurance Agency, Inc.
950 Boardwalk STE 205, San Marcos, CA 92078, USA
Pacific Farm & Ranch Insurance Agency
310 Via Vera Cruz Ste 203, San Marcos, CA 92078, USA
SGL Insurance Services
250 S Pacific St STE 104, San Marcos, CA 92078, USA
Access Health Insurance Services Inc
950 Boardwalk STE 205, San Marcos, CA 92078, USA
Ayala's Insurance Inc
206 S Rancho Santa Fe Rd, San Marcos, CA 92078, USA
Bruce Hofbauer - State Farm Insurance Agent
14 Creekside Dr UNIT 106, San Marcos, CA 92078, USA
AAA San Marcos Insurance and Member Services
137 S Las Posas Rd Ste 154, San Marcos, CA 92078, USA
Alliant Insurance Services, Inc.
277 Rancheros Dr STE 300, San Marcos, CA 92069, USA
Get Free Quotes
We'll connect you with the top insurance agents in San Marcos, CA.
Frequently Asked Questions — Insurance Agents in San Marcos
What is the difference between a captive and independent insurance agent in San Marcos?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in San Marcos cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in San Marcos?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in San Marcos adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in San Marcos
Related Searches
More ways to find insurance agents in San Marcos
Insurance Agents in nearby cities