Pricing Guide · San Mateo
Insurance Agents Cost in San Mateo, CA — 2026 Price Guide
What should you pay for insurance agents in San Mateo? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 20 insurance agents in San Mateo, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Jennifer Selvitella - State Farm Insurance Agent with a 5.0-star rating from 317 Google reviews and an RNM Score of 88/100. Also in the top tier: Jim Breen - State Farm Insurance Agent and Marilyn Wong - State Farm Insurance Agent. The average rating across all listed insurance agents in San Mateo is 4.8 stars from 67 reviews per business on average.
Insurance in San Mateo: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Farmers Insurance - Bravo Insurance Agency Inc
It is the first listed among the top-ranked insurance agents in San Mateo, suggesting high prominence and recognition.
Most Reviewed
Marilyn Wong - State Farm Insurance Agent
High review counts often indicate a track record of customer satisfaction and reliability, making it a trusted choice.
When choosing an insurance agent in San Mateo, consider meeting with multiple agents to compare coverage options and personal service. Asking for referrals from local community members can also help ensure a good fit.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
67
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Exceptional 5.0-star rating from over 300 Google reviews in San Mateo.
3 Plaza View Ln ste j, Foster City, CA 94404, USASan Mateo insurance agent with a perfect 5.0-star rating from over 160 reviews.
1900 S Norfolk St # 216, San Mateo, CA 94403, USATrusted by hundreds of local clients with a perfect 5.0-star rating.
748 Polhemus Rd, San Mateo, CA 94402, USAInsurance Agents Rankings in San Mateo, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jennifer Selvitella - State Farm Insurance Agent3 Plaza View Ln ste j, Foster City, CA 94404, USA | 5.0★ | 317 |
| #2 | Jim Breen - State Farm Insurance Agent1900 S Norfolk St # 216, San Mateo, CA 94403, USA | 5.0★ | 161 |
| #3 | Marilyn Wong - State Farm Insurance Agent748 Polhemus Rd, San Mateo, CA 94402, USA | 5.0★ | 161 |
| #4 | EWD Insurance Services Inc414 E 3rd Ave, San Mateo, CA 94401, USA | 4.6★ | 29 |
| #5 | Heffernan Insurance Brokers1820 Gateway Dr #260, San Mateo, CA 94404, USA | 5.0★ | 2 |
| #6 | Catalli Insurance Brokers60 41st Ave, San Mateo, CA 94403, USA | 5.0★ | 145 |
| #7 | Farmers Insurance - Joseph Angelini2555 Flores St # 150, San Mateo, CA 94403, USA | 4.9★ | 92 |
| #8 | Jerry Selvitella - State Farm Insurance Agent117 N San Mateo Dr #3, San Mateo, CA 94401, USA | 4.8★ | 101 |
| #9 | Craig Ichiuji - State Farm Insurance Agent461 1st Ave, San Mateo, CA 94401, USA | 4.8★ | 24 |
| #10 | Tammie Pereira Insurance1606 S El Camino Real, San Mateo, CA 94402, USA | 4.6★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in San Mateo
Trusted by locals with a strong 4.6-star rating from 29 reviews.
414 E 3rd Ave, San Mateo, CA 94401, USA
Consistently earns perfect 5.0-star ratings from its customers in San Mateo.
1820 Gateway Dr #260, San Mateo, CA 94404, USA
Consistently rated 5.0 stars across 145 reviews in San Mateo.
60 41st Ave, San Mateo, CA 94403, USA
4.9-star rating from 92 reviews makes this San Mateo insurance agent highly trusted.
2555 Flores St # 150, San Mateo, CA 94403, USA
Trusted by hundreds of local clients with an exceptional 4.8-star rating.
117 N San Mateo Dr #3, San Mateo, CA 94401, USA
Rated 4.8 stars from 24 Google reviews, this San Mateo insurance agent is highly trusted.
461 1st Ave, San Mateo, CA 94401, USA
4.6 stars from 11 Google reviews, reflecting strong local client satisfaction.
1606 S El Camino Real, San Mateo, CA 94402, USA
Rated 5.0 stars from 8 Google reviews, this local San Mateo agent is highly trusted.
300 San Mateo Dr # 1, San Mateo, CA 94401, USA
Trusted local insurance agent with a strong 4.6-star rating from 7 reviews.
635 Mariners Island Blvd # 100, San Mateo, CA 94404, USA
4.0 stars from 4 Google reviews for a San Mateo insurance agent.
220 W 20th Ave, San Mateo, CA 94403, USA
Rated 4.9 stars from 158 Google reviews, this San Mateo insurance agent is highly trusted.
303 Vintage Park Dr STE 200, Foster City, CA 94404, USA
4.8 stars from 66 reviews, reflecting exceptional customer satisfaction in San Mateo.
4204 Olympic Ave, San Mateo, CA 94403, USA
5.0 stars from 10 Google reviews for a San Mateo insurance agent.
1519 S B St, San Mateo, CA 94402, USA
Exceptional 5.0-star rating from four Google reviews.
2332 S El Camino Real, San Mateo, CA 94403, USA
Exceptional 5.0-star rating from a small number of Google reviews in San Mateo.
14 41st Ave, San Mateo, CA 94403, USA
5.0-star rating from 1 Google review for a San Mateo insurance agent.
155 Bovet Rd #476, San Mateo, CA 94402, USA
Exceptional 4.9-star rating from 28 reviews for this San Mateo insurance agent.
1611 Borel Pl Ste 7-A, San Mateo, CA 94402, USA
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Insurance Agents in San Mateo, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Jennifer Selvitella - State Farm Insurance Agent | 88/100 | 5.0 ★ | 317 |
| 2 | Jim Breen - State Farm Insurance Agent | 86/100 | 5.0 ★ | 161 |
| 3 | Marilyn Wong - State Farm Insurance Agent | 86/100 | 5.0 ★ | 161 |
| 4 | EWD Insurance Services Inc | 70/100 | 4.6 ★ | 29 |
| 5 | Heffernan Insurance Brokers | 64/100 | 5.0 ★ | 2 |
| 6 | Catalli Insurance Brokers | 85/100 | 5.0 ★ | 145 |
| 7 | Farmers Insurance - Joseph Angelini | 81/100 | 4.9 ★ | 92 |
| 8 | Jerry Selvitella - State Farm Insurance Agent | 80/100 | 4.8 ★ | 101 |
| 9 | Craig Ichiuji - State Farm Insurance Agent | 72/100 | 4.8 ★ | 24 |
| 10 | Tammie Pereira Insurance | 65/100 | 4.6 ★ | 11 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in San Mateo
What is the difference between a captive and independent insurance agent in San Mateo?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in San Mateo cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in San Mateo?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in San Mateo adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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