Verified · San Mateo
Trusted Mortgage Brokers in San Mateo, CA
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in San Mateo have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 14 mortgage brokers in San Mateo, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Premier Lending, Inc with a 4.9-star rating from 311 Google reviews and an RNM Score of 87/100. Also in the top tier: Alberto Zamudio Home Loan Consultant. NMLS #282940 and Joanne Shen. The average rating across all listed mortgage brokers in San Mateo is 4.8 stars from 41 reviews per business on average.
Mortgage brokers in San Mateo: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Sean Kameli @ Supreme Lending - NMLS #633285
Sean Kameli is consistently top-ranked for his expertise, client satisfaction, and strong local reputation in San Mateo.
Most Reviewed
Sean Kameli @ Supreme Lending - NMLS #633285
A high number of reviews indicates broad experience and trust from many past clients, helping you gauge reliability.
When choosing a mortgage broker in San Mateo, compare loan options and fees beyond just ratings, and consider getting pre-approved early to strengthen your offer in a competitive market.
Local Market Snapshot
14
Businesses listed
4.8★
Avg rating
41
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of clients, earning a stellar 4.9★ from 311 Google reviews.
1199 Howard Ave #200, Burlingame, CA 94010, USATrusted by 47 clients with a perfect 5.0-star rating in San Mateo.
800 Airport Blvd. #417, Burlingame, CA 94010, USASan Mateo mortgage broker with a 4.9-star rating from 45 Google reviews.
1350 Old Bayshore Hwy #740, Burlingame, CA 94010, USAMortgage Brokers Rankings in San Mateo, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Premier Lending, Inc1199 Howard Ave #200, Burlingame, CA 94010, USA | 4.9★ | 311 |
| #2 | Alberto Zamudio Home Loan Consultant. NMLS #282940800 Airport Blvd. #417, Burlingame, CA 94010, USA | 5.0★ | 47 |
| #3 | Joanne Shen1350 Old Bayshore Hwy #740, Burlingame, CA 94010, USA | 4.9★ | 45 |
| #4 | Sean Kameli @ Supreme Lending - NMLS #633285Supreme Lending, 1810 Gateway Dr # 115, San Mateo, CA 94402, USA | 5.0★ | 26 |
| #5 | Phil Caulfield800 Airport Blvd. #417, Burlingame, CA 94010, USA | 5.0★ | 35 |
| #6 | California Real Estate Loans851 Burlway Rd Suite 511, Burlingame, CA 94010, USA | 5.0★ | 33 |
| #7 | Kai W. Deardorff - Realtor & Mortgage Broker1650 Borel Pl Suite 200, San Mateo, CA 94402, USA | 5.0★ | 14 |
| #8 | Supreme Lending - Scott Eaton1810 Gateway Dr #230, San Mateo, CA 94404, USA | 5.0★ | 11 |
| #9 | Emerson Financial675 Mariners Island Blvd STE 107, San Mateo, CA 94404, USA | 5.0★ | 10 |
| #10 | Redwood Mortgage177 Bovet Rd #520, San Mateo, CA 94401, USA | 2.3★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in San Mateo
Rated 5.0 stars from 26 Google reviews, this San Mateo mortgage broker is highly trusted.
Supreme Lending, 1810 Gateway Dr # 115, San Mateo, CA 94402, USA
5.0 stars from 35 Google reviews, reflecting exceptional client satisfaction.
800 Airport Blvd. #417, Burlingame, CA 94010, USA
5.0 stars from 33 Google reviews for this San Mateo mortgage broker.
851 Burlway Rd Suite 511, Burlingame, CA 94010, USA
5.0★ from 14 Google reviews, reflecting exceptional local client satisfaction.
1650 Borel Pl Suite 200, San Mateo, CA 94402, USA
Exceptional 5.0-star rating from 11 reviews on Google for a San Mateo mortgage broker.
1810 Gateway Dr #230, San Mateo, CA 94404, USA
Trusted by local clients with a perfect 5.0★ rating from 10 Google reviews.
675 Mariners Island Blvd STE 107, San Mateo, CA 94404, USA
A 2.3-star rating from 7 Google reviews indicates mixed customer experiences.
177 Bovet Rd #520, San Mateo, CA 94401, USA
Exceptional 5.0-star rating from six Google reviews for a San Mateo mortgage broker.
3 E 3rd Ave, San Mateo, CA 94401, USA
Exceptional 5.0-star rating from two Google reviews for a local mortgage broker.
1670 S Amphlett Blvd # 214, San Mateo, CA 94402, USA
Exceptional 5.0-star rating from one Google review in San Mateo.
181 2nd Ave, San Mateo, CA 94401, USA
Rated 5.0 stars from 22 Google reviews for trusted mortgage guidance in San Mateo.
1466 Bellevue Ave #27, Burlingame, CA 94010, USA
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Mortgage Brokers in San Mateo, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Premier Lending, Inc | 87/100 | 4.9 ★ | 311 |
| 2 | Alberto Zamudio Home Loan Consultant. NMLS #282940 | 79/100 | 5.0 ★ | 47 |
| 3 | Joanne Shen | 77/100 | 4.9 ★ | 45 |
| 4 | Sean Kameli @ Supreme Lending - NMLS #633285 | 76/100 | 5.0 ★ | 26 |
| 5 | Phil Caulfield | 78/100 | 5.0 ★ | 35 |
| 6 | California Real Estate Loans | 77/100 | 5.0 ★ | 33 |
| 7 | Kai W. Deardorff - Realtor & Mortgage Broker | 73/100 | 5.0 ★ | 14 |
| 8 | Supreme Lending - Scott Eaton | 72/100 | 5.0 ★ | 11 |
| 9 | Emerson Financial | 71/100 | 5.0 ★ | 10 |
| 10 | Redwood Mortgage | 31/100 | 2.3 ★ | 7 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in San Mateo
What does a mortgage broker do differently than going directly to a bank in San Mateo?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in San Mateo?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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