Real Reviews · Santa Ana

Top-Reviewed Insurance Agents in Santa Ana, CA

What are customers actually saying? Read verified reviews for insurance agents in Santa Ana — every rating is from a real customer.

As of June 2026, RatingsNearMe ranks 19 insurance agents in Santa Ana, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Insurance Navy Brokers with a 5.0-star rating from 618 Google reviews and an RNM Score of 88/100. Also in the top tier: Zeron Insurance Services, Inc. and Neighborhood Insurance Agency. The average rating across all listed insurance agents in Santa Ana is 4.4 stars from 127 reviews per business on average.

Insurance in Santa Ana: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Bravo SR22 Services

Bravo SR22 Services consistently ranks as the top choice in Santa Ana due to its specialized expertise in SR22 insurance and high customer satisfaction.

Most Reviewed

Santa Ana Insurance

A high volume of reviews gives consumers a reliable indication of consistent service quality and trustworthiness.

When choosing an insurance agent in Santa Ana, compare quotes from multiple providers and consider specializations like SR22 coverage. Reading recent reviews can help identify agents who offer personalized service and prompt claims handling.

Filter:

Local Market Snapshot

19

Businesses listed

4.4★

Avg rating

127

Avg reviews

Jun 13, 2026

Last updated

Top Rated Insurance Agents

5.0(618 reviews)

Top-rated Santa Ana insurance agent with 5.0 stars from over 600 reviews.

1150 S Bristol St Unit A, Santa Ana, CA 92704, USA
4.9(560 reviews)

Santa Ana insurance agent with a 4.9-star rating from over 560 reviews.

1665 E 4th St UNIT 106, Santa Ana, CA 92701, USA
5.0(491 reviews)

Trusted by hundreds of local clients, this Santa Ana agent maintains a flawless 5.0-star rating.

600 S Grand Ave Suite 101, Santa Ana, CA 92705, USA

Insurance Agents Rankings in Santa Ana, CA

#BusinessRatingReviews
#1Insurance Navy Brokers1150 S Bristol St Unit A, Santa Ana, CA 92704, USA5.0618
#2Zeron Insurance Services, Inc.1665 E 4th St UNIT 106, Santa Ana, CA 92701, USA4.9560
#3Neighborhood Insurance Agency600 S Grand Ave Suite 101, Santa Ana, CA 92705, USA5.0491
#4Blue Shield of California Insurance Quotes1118 E Chestnut Ave, Santa Ana, CA 92701, USA3.45
#5Eddie Quillares Jr - State Farm Insurance Agent415 N Broadway, Santa Ana, CA 92701, USA4.9188
#6Insurance Services VIA2110 S Bristol St, Santa Ana, CA 92704, USA4.7169
#7Vroom Vroom Insurance11088 Trask Ave, Garden Grove, CA 92843, USA5.036
#8Nano Insurance Services431 E 1st St STE 4M, Santa Ana, CA 92701, USA4.231
#9Santa Ana Insurance1331 W 1st St STE 101, Santa Ana, CA 92703, USA4.8163
#10Penaloza Insurance Services120 S Harbor Blvd G, Santa Ana, CA 92704, USA4.324

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Insurance Agents in Santa Ana

4
3.4· 5 reviews

A Santa Ana insurance agent with a mixed 3.4-star rating from a handful of reviews.

1118 E Chestnut Ave, Santa Ana, CA 92701, USA

5
4.9· 188 reviews

Top-rated local insurance agent with a 4.9-star average from nearly 200 reviews.

415 N Broadway, Santa Ana, CA 92701, USA

6
4.7· 169 reviews

Trusted by hundreds of clients with a strong 4.7-star rating.

2110 S Bristol St, Santa Ana, CA 92704, USA

7
5.0· 36 reviews

5.0-star insurance agent in Santa Ana, trusted by dozens of local clients.

11088 Trask Ave, Garden Grove, CA 92843, USA

8
4.2· 31 reviews

Consistently rated 4.2 stars across 31 Google reviews from local clients.

431 E 1st St STE 4M, Santa Ana, CA 92701, USA

9
4.8· 163 reviews

Trusted by hundreds of local clients, earning a stellar 4.8-star rating.

1331 W 1st St STE 101, Santa Ana, CA 92703, USA

10
4.3· 24 reviews

Shoppers praise this agent, citing a solid 4.3-star rating from 24 reviews.

120 S Harbor Blvd G, Santa Ana, CA 92704, USA

11
4.1· 24 reviews

Trusted Santa Ana insurance agent with a solid 4.1-star rating from 24 reviews.

1210 E McFadden Ave, Santa Ana, CA 92705, USA

12
1.4· 23 reviews

23 Google reviews average 1.4 stars, indicating very low customer satisfaction.

2677 N Main St # 600, Santa Ana, CA 92705, USA

13
4.3· 12 reviews

Known for a solid 4.3-star rating from 12 Google reviews in Santa Ana.

123 S McClay St b, Santa Ana, CA 92701, USA

14
5.0· 11 reviews

Exceptional 5.0-star rating from 11 Google reviews for a Santa Ana insurance agent.

1801 E Edinger Ave #129, Santa Ana, CA 92705, USA

15
4.7· 7 reviews

4.7-star rating from 7 reviews reflects strong local client satisfaction.

2106 N Broadway, Santa Ana, CA 92706, USA

16
5.0· 1 reviews

5.0-star rating from 1 Google review highlights exceptional local service.

302 W 4th St #174, Santa Ana, CA 92701, USA

17
5.0· 10 reviews

5.0 stars from 10 Google reviews, reflecting exceptional local client satisfaction.

1905 17th St #325, Santa Ana, CA 92705, USA

18
3.7· 7 reviews

Mixed 3.7-star rating from 7 Google reviews for this Santa Ana insurance agent.

2429 W McFadden Ave #105, Santa Ana, CA 92704, USA

19
5.0· 24 reviews

5.0 stars from 24 reviews, reflecting consistently exceptional client service in Santa Ana.

707 N Bristol St ste d, Santa Ana, CA 92703, USA

Data from Google Business listings
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Insurance Agents in Santa Ana, CA — Compared

#BusinessRNM ScoreRatingReviews
1Insurance Navy Brokers88/1005.0 ★618
2Zeron Insurance Services, Inc.87/1004.9 ★560
3Neighborhood Insurance Agency88/1005.0 ★491
4Blue Shield of California Insurance Quotes41/1003.4 ★5
5Eddie Quillares Jr - State Farm Insurance Agent85/1004.9 ★188
6Insurance Services VIA81/1004.7 ★169
7Vroom Vroom Insurance78/1005.0 ★36
8Nano Insurance Services64/1004.2 ★31
9Santa Ana Insurance83/1004.8 ★163
10Penaloza Insurance Services64/1004.3 ★24

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026

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Frequently Asked Questions — Insurance Agents in Santa Ana

What is the difference between a captive and independent insurance agent in Santa Ana?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in CA?

Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.

How much does working with a local insurance agent in Santa Ana cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Santa Ana?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Santa Ana adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.

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About This Insurance Agents Directory — Santa Ana, CA

This page lists and ranks 19 insurance agents serving Santa Ana, CA as of June 2026. The average verified rating across all listings is 4.4 stars, with an average of 127 customer reviews per business. The top-ranked insurance agents in Santa Ana by our algorithm is Insurance Navy Brokers (5.0 stars, 618 reviews). Insurance in Santa Ana: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Santa Ana: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CA licensing board before hiring.

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