Low Cost · Sarasota
Cheap Mortgage Brokers in Sarasota, FL — Best Prices
Compare mortgage brokers prices in Sarasota to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 19 mortgage brokers in Sarasota, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Robert Stettler at NFM Lending with a 5.0-star rating from 182 Google reviews and an RNM Score of 98/100. Also in the top tier: Homestead Funding Corp: Jacques E. Laubert | NMLS# 20677 and MortgageRight of Sarasota. The average rating across all listed mortgage brokers in Sarasota is 5 stars from 84 reviews per business on average.
Mortgage brokers in Sarasota: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Affordable Home Loans
Affordable Home Loans stands out as the top-ranked broker due to its consistent high ratings and strong local reputation in Sarasota.
Most Reviewed
Affordable Home Loans
A high review count indicates broad customer experience and trust, helping you gauge reliability and service quality.
When choosing a mortgage broker in Sarasota, compare loan options and fees across multiple brokers, and read recent reviews to ensure they align with your specific financial needs.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
84
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Sarasota mortgage broker with a perfect 5.0 rating from over 180 reviews.
306 N Rhodes Ave STE 112, Sarasota, FL 34237, USA5.0 stars from 177 Google reviews, reflecting exceptional client satisfaction.
1990 Main St Suite 750 Office 781, Sarasota, FL 34236, USATop-rated Sarasota mortgage broker with a perfect 5.0★ score from over 170 reviews.
2912 Bee Ridge Rd Suite 204, Sarasota, FL 34239, USAMortgage Brokers Rankings in Sarasota, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Robert Stettler at NFM Lending306 N Rhodes Ave STE 112, Sarasota, FL 34237, USA | 5.0★ | 182 |
| #2 | Homestead Funding Corp: Jacques E. Laubert | NMLS# 206771990 Main St Suite 750 Office 781, Sarasota, FL 34236, USA | 5.0★ | 177 |
| #3 | MortgageRight of Sarasota2912 Bee Ridge Rd Suite 204, Sarasota, FL 34239, USA | 5.0★ | 170 |
| #4 | Sarasota Mortgage Group227 Central Ave, Sarasota, FL 34236, USA | 5.0★ | 53 |
| #5 | Affordable Home Loans1515 Ringling Blvd Suite 310, Sarasota, FL 34236, USA | 4.8★ | 22 |
| #6 | Braun Mortgage Group6151 Lake Osprey Dr 3rd Floor 1, Sarasota, FL 34240, USA | 5.0★ | 110 |
| #7 | Creative Lending7345 International Pl Ste 108, Sarasota, FL 34240, USA | 5.0★ | 62 |
| #8 | Dustin Meshberger (Suncoast Mortgage)235 N Orange Ave UNIT 200, Sarasota, FL 34236, USA | 4.9★ | 213 |
| #9 | MCK Lending Group2075 Main St #30, Sarasota, FL 34237, USA | 5.0★ | 45 |
| #10 | Cornerstone Lending Group4370 S Tamiami Trl Suite 160, Sarasota, FL 34231, USA | 4.9★ | 40 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Sarasota
Sarasota mortgage broker with a perfect 5.0-star rating from over 50 reviews.
227 Central Ave, Sarasota, FL 34236, USA
4.8 stars from 22 reviews, reflecting consistent client satisfaction in Sarasota.
1515 Ringling Blvd Suite 310, Sarasota, FL 34236, USA
Sarasota mortgage broker with 5.0 stars from over 100 Google reviews.
6151 Lake Osprey Dr 3rd Floor 1, Sarasota, FL 34240, USA
Rated 5.0 stars from 62 Google reviews, this Sarasota mortgage broker is highly trusted.
7345 International Pl Ste 108, Sarasota, FL 34240, USA
4.9-star rating from over 200 Google reviews for this Sarasota mortgage broker.
235 N Orange Ave UNIT 200, Sarasota, FL 34236, USA
5.0-star rating from 45 Google reviews, reflecting exceptional client satisfaction in Sarasota.
2075 Main St #30, Sarasota, FL 34237, USA
4.9 stars from 40 Google reviews, reflecting exceptional client satisfaction.
4370 S Tamiami Trl Suite 160, Sarasota, FL 34231, USA
Sarasota mortgage broker with a perfect 5.0-star rating from 40 Google reviews.
240 N Washington Blvd SUITE 306, Sarasota, FL 34236, USA
4.9-star rating from 38 Google reviews highlights trusted local mortgage guidance.
2639 Fruitville Rd STE 303, Sarasota, FL 34237, USA
Trusted by clients with a perfect 5.0-star rating from 65 Google reviews.
1990 Main St Office 750, Sarasota, FL 34236, USA
5.0 stars from over 100 Google reviews for this Sarasota mortgage broker.
7709 Holiday Dr, Sarasota, FL 34231, USA
5.0 stars from 80 reviews, reflecting consistent client satisfaction.
1626 Ringling Blvd #102, Sarasota, FL 34236, USA
Rated 5.0 stars from 25 Google reviews, this Sarasota mortgage broker is highly trusted.
1990 Main St #750, Sarasota, FL 34236, USA
Trusted by 62 clients with a perfect 5.0-star rating in Sarasota.
1990 Main St Office 750, Sarasota, FL 34236, USA
Top-rated mortgage broker in Sarasota with a perfect 5.0-star rating from 58 reviews.
2000 Webber St, Sarasota, FL 34239, USA
Consistently rated 5.0 stars from nearly 40 local Google reviews.
1549 Ringling Blvd SUITE 510, Sarasota, FL 34236, USA
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Mortgage Brokers in Sarasota, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Robert Stettler at NFM Lending | 98/100 | 5.0 ★ | 182 |
| 2 | Homestead Funding Corp: Jacques E. Laubert | NMLS# 20677 | 98/100 | 5.0 ★ | 177 |
| 3 | MortgageRight of Sarasota | 98/100 | 5.0 ★ | 170 |
| 4 | Sarasota Mortgage Group | 80/100 | 5.0 ★ | 53 |
| 5 | Affordable Home Loans | 75/100 | 4.8 ★ | 22 |
| 6 | Braun Mortgage Group | 96/100 | 5.0 ★ | 110 |
| 7 | Creative Lending | 92/100 | 5.0 ★ | 62 |
| 8 | Dustin Meshberger (Suncoast Mortgage) | 89/100 | 4.9 ★ | 213 |
| 9 | MCK Lending Group | 91/100 | 5.0 ★ | 45 |
| 10 | Cornerstone Lending Group | 88/100 | 4.9 ★ | 40 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Sarasota
What does a mortgage broker do differently than going directly to a bank in Sarasota?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Sarasota?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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