Verified · Seattle
Trusted Insurance Agents in Seattle, WA
Trust matters when you're inviting a pro into your home or business. These insurance agents in Seattle have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Seattle, WA by verified customer ratings and review volume. The highest-rated is Karrie Dubose - State Farm Insurance Agent with a 5.0-star rating from 709 verified reviews. Also in the top tier: Youkie Chambers - State Farm Insurance Agent and Brian Chambers - State Farm Insurance Agent. The average rating across all listed insurance agents in Seattle is 4.7 stars from 264 reviews per business on average.
Insurance in Seattle: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
264
Avg reviews
May 16, 2026
Last updated
Top Rated Insurance Agents
Karrie Dubose - State Farm Insurance Agent
1818 Westlake Ave N Ste 315, Seattle, WA 98109, USA
Youkie Chambers - State Farm Insurance Agent
81 Vine St APT 104, Seattle, WA 98121, USA
Brian Chambers - State Farm Insurance Agent
1500 W Dravus St, Seattle, WA 98119, USA
Insurance Agents Rankings in Seattle, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Karrie Dubose - State Farm Insurance Agent1818 Westlake Ave N Ste 315, Seattle, WA 98109, USA | 5.0★ | 709 |
| #2 | Youkie Chambers - State Farm Insurance Agent81 Vine St APT 104, Seattle, WA 98121, USA | 4.9★ | 573 |
| #3 | Brian Chambers - State Farm Insurance Agent1500 W Dravus St, Seattle, WA 98119, USA | 4.9★ | 484 |
| #4 | Magnolia Insurance Agency, Inc.3424 W McGraw St, Seattle, WA 98199, USA | 4.9★ | 72 |
| #5 | Stable Insurance Agency927 19th Ave, Seattle, WA 98104, USA | 5.0★ | 1 |
| #6 | Farmers Insurance - Chris Elliott Insurance Agency1200 Westlake Ave N #502, Seattle, WA 98109, USA | 5.0★ | 211 |
| #7 | Progressive SeattleRoosevelt Way NE, Seattle, WA 98115, USA | 1.0★ | 1 |
| #8 | Low Cost Auto Insurance League2100 24th Ave S #230, Seattle, WA 98144, USA | 5.0★ | 1 |
| #9 | Gurry and Rogers Insurance Agency2901 NE Blakeley St Unit 3a, Seattle, WA 98105, USA | 4.9★ | 41 |
| #10 | Brown & Brown DBA Spangler Insurance701 5th Ave #550, Seattle, WA 98104, USA | 4.9★ | 26 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Seattle
Magnolia Insurance Agency, Inc.
3424 W McGraw St, Seattle, WA 98199, USA
Stable Insurance Agency
927 19th Ave, Seattle, WA 98104, USA
Farmers Insurance - Chris Elliott Insurance Agency
1200 Westlake Ave N #502, Seattle, WA 98109, USA
Progressive Seattle
Roosevelt Way NE, Seattle, WA 98115, USA
Low Cost Auto Insurance League
2100 24th Ave S #230, Seattle, WA 98144, USA
Gurry and Rogers Insurance Agency
2901 NE Blakeley St Unit 3a, Seattle, WA 98105, USA
Brown & Brown DBA Spangler Insurance
701 5th Ave #550, Seattle, WA 98104, USA
Sure Insurance LLC
510 Olive Wy, Seattle, WA 98101, USA
Sure Health Insurance
1418 3rd Ave, Seattle, WA 98101, USA
T. Vance Webster Insurance & Mortgage Services
1900 W Nickerson St STE 116, Seattle, WA 98199, USA
Well Focus Insurance
220 Occidental Ave S, Seattle, WA 98104, USA
PEMCO Mutual Insurance Co.
1300 Dexter Ave N, Seattle, WA 98109, USA
Kent Christianson - State Farm Insurance Agent
1705 N 45th St Ste A, Seattle, WA 98103, USA
Belltown Insurance Group Inc
1100 Dexter Ave N STE 100, Seattle, WA 98109, USA
Farmers Insurance - Kayla Boys
5306 Ballard Ave NW #413, Seattle, WA 98107, USA
Farmers Insurance - James Nguyen Agency
3315 Rainier Ave S D, Seattle, WA 98144, USA
Vern Fonk Insurance
10237 16th Ave SW, Seattle, WA 98146, USA
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Frequently Asked Questions — Insurance Agents in Seattle
What is the difference between a captive and independent insurance agent in Seattle?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Seattle cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Seattle?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Seattle adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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