Showing results near Shady Shores

We don't have mortgage brokers listed specifically in Shady Shores yet — these top-rated pros from Denton serve your area and are available for calls and quotes today.

24/7 Available · Shady Shores

24-Hour Mortgage Brokers in Shady Shores, TX — Always Available

Emergencies don't keep business hours. These mortgage brokers in Shady Shores are available 24 hours a day, 7 days a week — including holidays.

As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Shady Shores, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Carlos Rascon, Mortgage Lender NMLS #2260704 with a 5.0-star rating from 26 Google reviews and an RNM Score of 76/100. Also in the top tier: Primary Residential Mortgage, Inc. - Lending With Passion Division and Planet Home Lending, LLC - Denton. The average rating across all listed mortgage brokers in Shady Shores is 4.9 stars from 67 reviews per business on average.

Mortgage brokers in Shady Shores: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Filter:

Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

67

Avg reviews

Jul 5, 2026

Last updated

Top Rated Mortgage Brokers

5.0(26 reviews)

Rated 5.0 stars from 26 Google reviews, this Denton mortgage broker is highly trusted.

1430 Robinson Rd #530, Corinth, TX 76210, USA
5.0(128 reviews)

Top-rated Denton mortgage broker with a flawless 5.0-star rating from over 120 reviews.

1430 Robinson Rd #430, Corinth, TX 76210, USA
5.0(10 reviews)

5.0 stars from 10 Google reviews, reflecting exceptional local client satisfaction.

2701 Wind River Ln Suite B, Denton, TX 76210, USA

Mortgage Brokers Rankings in Shady Shores, TX

#BusinessRatingReviews
#1Carlos Rascon, Mortgage Lender NMLS #22607041430 Robinson Rd #530, Corinth, TX 76210, USA5.026
#2Primary Residential Mortgage, Inc. - Lending With Passion Division1430 Robinson Rd #430, Corinth, TX 76210, USA5.0128
#3Planet Home Lending, LLC - Denton2701 Wind River Ln Suite B, Denton, TX 76210, USA5.010
#4Fairway Independent Mortgage Corporation2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA4.9141
#5Robert Tokarczyk | Fairway Independent Mortgage Corporation Loan Officer2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA5.012
#6Cultivate Mortgage1908 Hollister Ln, Denton, TX 76210, USA5.023
#7Highlands Residential Mortgage Denton2300 San Jacinto Blvd, Denton, TX 76205, USA5.0148
#8Affiliated Mortgage Lending211 Fort Worth Dr #A, Denton, TX 76201, USA4.311
#9NFM Lending - Denton101 S Locust St Suite 703, Denton, TX 76201, USA4.9133
#10The Rodney Anderson Team with NFM Lending3000 Village Pkwy #400, Highland Village, TX 75077, USA4.8165

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Shady Shores

4
4.9· 141 reviews

Rated 4.9 stars from 141 Google reviews, a top-rated Denton mortgage broker.

2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA

5
5.0· 12 reviews

Rated 5.0 stars from 12 Google reviews, this Denton broker is highly trusted.

2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA

6
5.0· 23 reviews

Rated 5.0 stars from 23 Google reviews, this Denton mortgage broker is highly trusted.

1908 Hollister Ln, Denton, TX 76210, USA

7
5.0· 148 reviews

Top-rated Denton mortgage broker with a perfect 5.0★ rating from over 140 reviews.

2300 San Jacinto Blvd, Denton, TX 76205, USA

8
4.3· 11 reviews

Trusted by local clients, this Denton mortgage broker holds a solid 4.3-star rating from 11 reviews.

211 Fort Worth Dr #A, Denton, TX 76201, USA

9
4.9· 133 reviews

Denton mortgage broker with a 4.9-star rating from over 130 Google reviews.

101 S Locust St Suite 703, Denton, TX 76201, USA

10
4.8· 165 reviews

Consistently rated 4.8 stars from 165 Google reviews for trusted mortgage guidance.

3000 Village Pkwy #400, Highland Village, TX 75077, USA

11
5.0· 128 reviews

Rated 5.0 stars from 128 Google reviews, this Denton mortgage broker is top-rated.

100 W Oak St, Denton, TX 76201, USA

12
5.0· 141 reviews

Top-rated Denton mortgage broker with a perfect 5.0 rating from over 140 reviews.

100 W Oak St Suite G-109, Denton, TX 76201, USA

13
4.9· 37 reviews

Rated 4.9 stars from 37 Google reviews, this Denton mortgage broker is highly trusted.

207 W Hickory St #312, Denton, TX 76201, USA

14
5.0· 50 reviews

Rated 5.0 stars from 50 Google reviews, trusted by Flower Mound clients.

2630 Justin Rd Bldg 4, Ste 4206, Highland Village, TX 75077, USA

15
5.0· 1 reviews

5.0 stars from a handful of Google reviews shows exceptional local client satisfaction.

400 W Oak St, Denton, TX 76201, USA

16
5.0· 58 reviews

Rated 5.0 stars from 58 Google reviews, this Flower Mound broker is highly trusted.

3020 Corporate Ct # 500, Flower Mound, TX 75028, USA

17
5.0· 33 reviews

5.0 stars from 33 Google reviews, reflecting exceptional client service.

3020 Corporate Ct, Flower Mound, TX 75028, USA

18
5.0· 26 reviews

A 5.0-star mortgage broker in Flower Mound, trusted by dozens of clients.

2611 Cross Timbers Rd, Flower Mound, TX 75028, USA

19
5.0· 52 reviews

5.0 stars from 52 reviews, reflecting exceptional client satisfaction in Frisco.

2770 Main St #221, Frisco, TX 75033, USA

20
5.0· 25 reviews

Lewisville's top-rated mortgage broker with a perfect 5.0★ score from 25 reviews.

2904 Oak Bend Ct, Flower Mound, TX 75028, USA

Data from Google Business listings
Updated regularly with real reviews
No obligation to contact
Free to compare

Get Free Quotes

We'll connect you with the top mortgage brokers in Shady Shores, TX.

Free · No obligation · Local pros only

Mortgage Brokers in Shady Shores, TX — Compared

#BusinessRNM ScoreRatingReviews
1Carlos Rascon, Mortgage Lender NMLS #226070476/1005.0 ★26
2Primary Residential Mortgage, Inc. - Lending With Passion Division85/1005.0 ★128
3Planet Home Lending, LLC - Denton71/1005.0 ★10
4Fairway Independent Mortgage Corporation84/1004.9 ★141
5Robert Tokarczyk | Fairway Independent Mortgage Corporation Loan Officer72/1005.0 ★12
6Cultivate Mortgage76/1005.0 ★23
7Highlands Residential Mortgage Denton86/1005.0 ★148
8Affiliated Mortgage Lending60/1004.3 ★11
9NFM Lending - Denton83/1004.9 ★133
10The Rodney Anderson Team with NFM Lending83/1004.8 ★165

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

✨ New · AI Visibility

Get your business on AI — ChatGPT, Perplexity & Google AI

AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Shady Shores to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.

Frequently Asked Questions — Mortgage Brokers in Shady Shores

What does a mortgage broker do differently than going directly to a bank in Shady Shores?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Shady Shores?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

Mortgage Brokers in Nearby Cities

Compare top-rated mortgage brokers in cities near you.

How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.

More Home Services in Shady Shores

Related Searches

About This Mortgage Brokers Directory — Shady Shores, TX

This page lists and ranks 20 mortgage brokers serving Shady Shores, TX as of July 2026. The average verified rating across all listings is 4.9 stars, with an average of 67 customer reviews per business. The top-ranked mortgage brokers in Shady Shores by our algorithm is Carlos Rascon, Mortgage Lender NMLS #2260704 (5.0 stars, 26 reviews). Mortgage brokers in Shady Shores: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Shady Shores: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

Request Free Quotes — Top-Rated Mortgage Brokers in Shady Shores