Local Pros · Silver Spring
Local Insurance Agents in Silver Spring, MD
Locally owned and operated insurance agents serving Silver Spring and the surrounding area. Supporting local businesses means faster response and accountability.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Silver Spring, MD by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Universal Insurance Group with a 5.0-star rating from 722 Google reviews and an RNM Score of 88/100. Also in the top tier: Chris Aguirre - State Farm Insurance Agent and ZELAYA INSURANCE AND BUSINESS SERVICES LLC. The average rating across all listed insurance agents in Silver Spring is 4.7 stars from 159 reviews per business on average.
Insurance in Silver Spring: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Bethesda General Insurance
Bethesda General Insurance stands out as the top-ranked agent due to its strong reputation and comprehensive coverage options.
Most Reviewed
RightAway Insurance of Silver Spring Maryland
A high review count indicates broad customer experience and trust, helping you gauge service reliability.
When choosing an insurance agent in Silver Spring, compare quotes from multiple agencies and read recent reviews to ensure the agent meets your specific coverage needs and offers responsive customer service.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
159
Avg reviews
Jun 13, 2026
Last updated
Top Rated Insurance Agents
Boasts a flawless 5.0-star rating from over 700 Google reviews.
11161 New Hampshire Ave # 400, Silver Spring, MD 20904, USAShoppers consistently praise this Silver Spring insurance agent, reflected in a 4.9-star rating from 671 reviews.
8455 Colesville Rd Unit 970, Silver Spring, MD 20910, USATrusted by hundreds of local clients, this agent holds a stellar 4.9-star rating.
14021 Georgia Ave Ste C-2, Silver Spring, MD 20906, USAInsurance Agents Rankings in Silver Spring, MD
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Universal Insurance Group11161 New Hampshire Ave # 400, Silver Spring, MD 20904, USA | 5.0★ | 722 |
| #2 | Chris Aguirre - State Farm Insurance Agent8455 Colesville Rd Unit 970, Silver Spring, MD 20910, USA | 4.9★ | 671 |
| #3 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC14021 Georgia Ave Ste C-2, Silver Spring, MD 20906, USA | 4.9★ | 238 |
| #4 | Shalom Insurance Agency, LLC10770 Columbia Pike #250, Silver Spring, MD 20901, USA | 5.0★ | 45 |
| #5 | Gomez Insurance Co1751 Elton Rd #110, Silver Spring, MD 20903, USA | 5.0★ | 31 |
| #6 | Carmen Moya - State Farm Insurance Agent16 University Blvd E Suite B, Silver Spring, MD 20901, USA | 4.9★ | 223 |
| #7 | ACG Insurance Services817 Silver Spring Ave #100, Silver Spring, MD 20910, USA | 4.8★ | 88 |
| #8 | RightAway Insurance of Silver Spring Maryland1900 Lyttonsville Rd, Silver Spring, MD 20910, USA | 4.8★ | 57 |
| #9 | Antonio Thomas - State Farm Insurance Agent912 Thayer Ave Suite 200, Silver Spring, MD 20910, USA | 5.0★ | 21 |
| #10 | Cindi Scafide - State Farm Insurance Agent8403 Colesville Rd #1100, Silver Spring, MD 20910, USA | 4.9★ | 215 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Silver Spring
Proudly rated 5.0 stars from 45 glowing Google reviews.
10770 Columbia Pike #250, Silver Spring, MD 20901, USA
5.0 stars from 31 Google reviews, reflecting exceptional local service.
1751 Elton Rd #110, Silver Spring, MD 20903, USA
4.9-star rating from over 220 reviews makes this a top-rated local choice.
16 University Blvd E Suite B, Silver Spring, MD 20901, USA
4.8 stars from 88 reviews, reflecting trusted local insurance service in Silver Spring.
817 Silver Spring Ave #100, Silver Spring, MD 20910, USA
4.8-star rating from 57 reviews showcases consistently excellent client service.
1900 Lyttonsville Rd, Silver Spring, MD 20910, USA
5.0 stars from over 20 reviews, reflecting exceptional local service.
912 Thayer Ave Suite 200, Silver Spring, MD 20910, USA
Earned an exceptional 4.9-star rating from over 200 Google reviews in Silver Spring.
8403 Colesville Rd #1100, Silver Spring, MD 20910, USA
Silver Spring insurance agent with a 4.9-star rating from 60 reviews.
12111 Heritage Park Cir, Silver Spring, MD 20906, USA
A 3.9-star rating from 44 reviews reflects generally positive but mixed customer feedback.
7676 New Hampshire Ave Ste 305A, Takoma Park, MD 20912, USA
Earned a perfect 5.0★ rating from nearly 200 Google reviews.
12501 Prosperity Dr, Silver Spring, MD 20904, USA
Silver Spring insurance agent with a 4.9-star rating from 86 Google reviews.
512 E Randolph Rd L, Silver Spring, MD 20904, USA
Consistently rated 4.8 stars from dozens of local customer reviews.
8209 Fenton St #5, Silver Spring, MD 20910, USA
A Silver Spring insurance agent with a 3.7-star rating from 17 Google reviews.
912 Thayer Ave Suite 202, Silver Spring, MD 20910, USA
Known for solid 4.3-star service from over a dozen customer reviews.
10800 Lockwood Dr Ste 201A, Silver Spring, MD 20901, USA
Consistently rated 4.3 stars from 11 Google reviews for local service.
13975 Connecticut Ave #205, Silver Spring, MD 20906, USA
Trusted by hundreds of local clients, this agent maintains a flawless 4.9-star rating.
1331 Holton Ln, Takoma Park, MD 20912, USA
4.8 stars from 179 reviews reflects exceptional local trust in this Silver Spring agent.
12057 Tech Rd b, Silver Spring, MD 20904, USA
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Insurance Agents in Silver Spring, MD — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Universal Insurance Group | 88/100 | 5.0 ★ | 722 |
| 2 | Chris Aguirre - State Farm Insurance Agent | 87/100 | 4.9 ★ | 671 |
| 3 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC | 86/100 | 4.9 ★ | 238 |
| 4 | Shalom Insurance Agency, LLC | 79/100 | 5.0 ★ | 45 |
| 5 | Gomez Insurance Co | 77/100 | 5.0 ★ | 31 |
| 6 | Carmen Moya - State Farm Insurance Agent | 86/100 | 4.9 ★ | 223 |
| 7 | ACG Insurance Services | 79/100 | 4.8 ★ | 88 |
| 8 | RightAway Insurance of Silver Spring Maryland | 77/100 | 4.8 ★ | 57 |
| 9 | Antonio Thomas - State Farm Insurance Agent | 75/100 | 5.0 ★ | 21 |
| 10 | Cindi Scafide - State Farm Insurance Agent | 86/100 | 4.9 ★ | 215 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Silver Spring
What is the difference between a captive and independent insurance agent in Silver Spring?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MD?
Search the MD Department of Insurance's online license lookup — Google "MD Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MD must be licensed with the state.
How much does working with a local insurance agent in Silver Spring cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Silver Spring?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Silver Spring adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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