Verified · Spring Hill
Trusted Mortgage Brokers in Spring Hill, TN
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Spring Hill have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 11 mortgage brokers in Spring Hill, TN by verified customer ratings and review volume. The highest-rated is Bryan Little Group - NEO Home Loans Powered by Better with a 5.0-star rating from 110 verified reviews. Also in the top tier: The Erica Kelley Group powered by Flat Branch Home Loans and Thrive Lending: Mortgage Lenders. The average rating across all listed mortgage brokers in Spring Hill is 4.8 stars from 39 reviews per business on average.
Mortgage brokers in Spring Hill: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
11
Businesses listed
4.8★
Avg rating
39
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Bryan Little Group - NEO Home Loans Powered by Better
9695 Lebanon Rd #140, Mt. Juliet, TN 37122, USA
The Erica Kelley Group powered by Flat Branch Home Loans
2092 Fairview Blvd, Fairview, TN 37062, USA
Thrive Lending: Mortgage Lenders
2035 Tollgate Blvd, Thompson's Station, TN 37179, USA
Mortgage Brokers Rankings in Spring Hill, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Bryan Little Group - NEO Home Loans Powered by Better9695 Lebanon Rd #140, Mt. Juliet, TN 37122, USA | 5.0★ | 110 |
| #2 | The Erica Kelley Group powered by Flat Branch Home Loans2092 Fairview Blvd, Fairview, TN 37062, USA | 5.0★ | 82 |
| #3 | Thrive Lending: Mortgage Lenders2035 Tollgate Blvd, Thompson's Station, TN 37179, USA | 5.0★ | 29 |
| #4 | Thrive Lending: Jessi McRoy O'Brien, Loan Officer2035 Tollgate Blvd, Thompson's Station, TN 37179, USA | 5.0★ | 13 |
| #5 | American Pacific Mortgage (NMLS #2790696)2001 Campbell Station Pkwy a3, Spring Hill, TN 37174, USA | — | — |
| #6 | Chase Home Lending4930 Main St, Spring Hill, TN 37174, USA | — | — |
| #7 | Andrew Meyers, Mortgage Broker2035 Tollgate Blvd, Thompson's Station, TN 37179, USA | 5.0★ | 19 |
| #8 | Cindy Porter - Northpointe Bank Home Loan Center5226 Main St STE D1, Spring Hill, TN 37174, USA | 4.9★ | 13 |
| #9 | Danae Phillips, Mortgage Broker NMLS 16778152035 Tollgate Blvd, Thompson's Station, TN 37179, USA | — | — |
| #10 | Fairway Independent Mortgage Corporation3011 Harrah Dr suite o, Spring Hill, TN 37174, USA | 4.0★ | 4 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Spring Hill
Thrive Lending: Jessi McRoy O'Brien, Loan Officer
2035 Tollgate Blvd, Thompson's Station, TN 37179, USA
American Pacific Mortgage (NMLS #2790696)
2001 Campbell Station Pkwy a3, Spring Hill, TN 37174, USA
Andrew Meyers, Mortgage Broker
2035 Tollgate Blvd, Thompson's Station, TN 37179, USA
Cindy Porter - Northpointe Bank Home Loan Center
5226 Main St STE D1, Spring Hill, TN 37174, USA
Danae Phillips, Mortgage Broker NMLS 1677815
2035 Tollgate Blvd, Thompson's Station, TN 37179, USA
Fairway Independent Mortgage Corporation
3011 Harrah Dr suite o, Spring Hill, TN 37174, USA
SWBC Mortgage Corporation
4918 Main St STE 7, Spring Hill, TN 37174, USA
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Frequently Asked Questions — Mortgage Brokers in Spring Hill
What does a mortgage broker do differently than going directly to a bank in Spring Hill?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Spring Hill?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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