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Low Cost · St. Charles

Cheap Physical Therapists in St. Charles, MO — Best Prices

Compare physical therapists prices in St. Charles to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.

As of May 2026, RatingsNearMe ranks 19 physical therapists in St. Charles, MO by verified customer ratings and review volume. The highest-rated is Axes Physical Therapy - St. Peters (East), MO with a 5.0-star rating from 532 verified reviews. Also in the top tier: Axes Physical Therapy - St. Charles, MO and Athletico Physical Therapy - St. Charles. The average rating across all listed physical therapists in St. Charles is 4.9 stars from 161 reviews per business on average.

Physical therapy in St. Charles: $150–$350/session without insurance; most insurance covers PT with $25–$75 copay after deductible.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

19

Businesses listed

4.9★

Avg rating

161

Avg reviews

May 17, 2026

Last updated

Top Rated Physical Therapists

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Axes Physical Therapy - St. Peters (East), MO

5.0(532 reviews)

5200 Executive Centre Pkwy Suite 200, St Peters, MO 63376, USA

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Axes Physical Therapy - St. Charles, MO

5.0(354 reviews)

1348 Bass Pro Drive, St Charles, MO 63301, USA

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Athletico Physical Therapy - St. Charles

5.0(348 reviews)

2053 Zumbehl Rd, St Charles, MO 63303, USA

Physical Therapists Rankings in St. Charles, MO

#BusinessRatingReviews
#1Axes Physical Therapy - St. Peters (East), MO5200 Executive Centre Pkwy Suite 200, St Peters, MO 63376, USA5.0532
#2Axes Physical Therapy - St. Charles, MO1348 Bass Pro Drive, St Charles, MO 63301, USA5.0354
#3Athletico Physical Therapy - St. Charles2053 Zumbehl Rd, St Charles, MO 63303, USA5.0348
#4Excel Sports & Physical Therapy - St. Charles1982 1st Capitol Dr, St Charles, MO 63301, USA5.0201
#5SSM Health Physical Therapy - St. Charles - Zumbehl1840 Zumbehl Rd, St Charles, MO 63303, USA5.0105
#6SSM Health Physical Therapy - St. Charles - Downtown400 1st Capitol Dr Suite 101, St Charles, MO 63301, USA5.0127
#7SSM Health Physical Therapy - St. Charles - Convention Center711 Veterans Memorial Pkwy Suite 202, St Charles, MO 63303, USA5.0112
#8SSM Health Physical Therapy - St. Peters - Kisker Rd.1475 Kisker Rd Suite 150, St Charles, MO 63304, USA5.0233
#9SSM Health Day Institute - St. Charles Day Institute1552 Country Club Plaza Dr Unit 1570, St Charles, MO 63303, USA4.9106
#10SSM Health Physical Therapy - St. Charles - New Town3789 New Town Blvd, St Charles, MO 63301, USA4.867

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Physical Therapists in St. Charles

4

Excel Sports & Physical Therapy - St. Charles

5.0· 201 reviews

1982 1st Capitol Dr, St Charles, MO 63301, USA

5

SSM Health Physical Therapy - St. Charles - Zumbehl

5.0· 105 reviews

1840 Zumbehl Rd, St Charles, MO 63303, USA

6

SSM Health Physical Therapy - St. Charles - Downtown

5.0· 127 reviews

400 1st Capitol Dr Suite 101, St Charles, MO 63301, USA

7

SSM Health Physical Therapy - St. Charles - Convention Center

5.0· 112 reviews

711 Veterans Memorial Pkwy Suite 202, St Charles, MO 63303, USA

8

SSM Health Physical Therapy - St. Peters - Kisker Rd.

5.0· 233 reviews

1475 Kisker Rd Suite 150, St Charles, MO 63304, USA

9

SSM Health Day Institute - St. Charles Day Institute

4.9· 106 reviews

1552 Country Club Plaza Dr Unit 1570, St Charles, MO 63303, USA

10

SSM Health Physical Therapy - St. Charles - New Town

4.8· 67 reviews

3789 New Town Blvd, St Charles, MO 63301, USA

11

St. Louis Physical Therapy - St. Charles

5.0· 26 reviews

4075 N St Peters Pkwy, St Charles, MO 63304, USA

12

Vital Physical Therapy

5.0· 15 reviews

2440 Executive Dr Suite 100, St Charles, MO 63303, USA

13

Dr. Julie FitSmith

5.0· 11 reviews

920 Hemsath Rd #100, St Charles, MO 63303, USA

14

STL Pain & Physical Therapy Center

5.0· 51 reviews

12800 Boenker Ln, Bridgeton, MO 63044, USA

15

SSM Health Physical Therapy - St. Peters - 94 and Jungermann

4.9· 88 reviews

3639 N St Peters Pkwy, St Peters, MO 63376, USA

16

Advanced Training and Rehab-Cave Springs/St. Peters

4.9· 235 reviews

3899 Veterans Memorial Pkwy, St Peters, MO 63376, USA

17

The Rehabilitation Institute of St. Louis - St. Peters

4.4· 70 reviews

10 Hospital Dr 3rd Floor, St Peters, MO 63376, USA

18

Advanced Training and Rehab

5.0· 177 reviews

12108 St Charles Rock Rd, Bridgeton, MO 63044, USA

19

SSM Health Physical Therapy - Bridgeton - McKelvey Rd.

5.0· 195 reviews

3446 McKelvey Rd, Bridgeton, MO 63044, USA

Data from Google Business listings
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Frequently Asked Questions — Physical Therapists in St. Charles

Do I need a referral to see a physical therapist in MO?

MO allows direct access to physical therapy — you can call and book without a physician referral. However, some insurance plans still require a referral for coverage even when the law doesn't. Call your insurer before your first appointment and ask: "Do I need a referral for outpatient physical therapy to be covered?" This saves you from an unexpected bill.

How much does physical therapy cost in St. Charles without insurance?

Private pay rates typically run $150–$350 per session in St. Charles. Most major insurance plans cover PT after your deductible, with copays of $25–$75 per session. Many plans have annual session limits (commonly 20–60 visits). Always verify your specific benefits — PT coverage varies significantly between plans.

How long does physical therapy take to work?

Acute injuries like ankle sprains or minor muscle tears typically improve in 4–8 sessions over 2–4 weeks. Post-surgical rehab (knee replacement, rotator cuff repair, ACL) typically requires 12–24 sessions over 3–6 months. Your PT should set measurable functional goals at your first visit and reassess progress every 2–3 weeks. If you are not improving, ask why.

What types of conditions do physical therapists in St. Charles treat?

PT covers musculoskeletal injuries, post-surgical rehab, sports injuries, back and neck pain, balance disorders, vertigo (vestibular PT), neurological conditions (stroke, Parkinson's, MS), and pelvic floor dysfunction. Many PTs specialize — ask if the practice has experience with your specific condition before booking, since specialty experience significantly affects outcomes.

How are the physical therapists on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every physical therapists on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Physical Therapists Directory — St. Charles, MO

This page lists and ranks 19 physical therapists serving St. Charles, MO as of May 2026. The average verified rating across all listings is 4.9 stars, with an average of 161 customer reviews per business. The top-ranked physical therapists in St. Charles by our algorithm is Axes Physical Therapy - St. Peters (East), MO (5.0 stars, 532 reviews). Physical therapy in St. Charles: $150–$350/session without insurance; most insurance covers PT with $25–$75 copay after deductible.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a physical therapists in St. Charles: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the MO licensing board before hiring.

Request Free Quotes — Top-Rated Physical Therapists in St. Charles