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Licensed · St. Charles

Licensed & Insured Restaurants in St. Charles, MO

Every restaurants listed here carries proper licensing and insurance in MO. Protect yourself — always verify credentials before work begins.

As of May 2026, RatingsNearMe ranks 20 restaurants in St. Charles, MO by verified customer ratings and review volume. The highest-rated is Napoli 3 with a 4.7-star rating from 1,103 verified reviews. Also in the top tier: Gingham's Homestyle Restaurant and Prasino St. Charles. The average rating across all listed restaurants in St. Charles is 4.6 stars from 2,891 reviews per business on average.

Restaurants in St. Charles range from $ (budget, under $15/person) to $$$$ (fine dining, $60+/person).

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.6★

Avg rating

2,891

Avg reviews

May 17, 2026

Last updated

Top Rated Restaurants

🥇

Napoli 3

4.7(1,103 reviews)

1450 Beale St #105, St Charles, MO 63303, USA

🥈

Gingham's Homestyle Restaurant

4.6(8,033 reviews)

1566 Country Club Plaza Dr, St Charles, MO 63303, USA

🥉

Prasino St. Charles

4.5(3,075 reviews)

1520 S 5th St #110, St Charles, MO 63303, USA

Restaurants Rankings in St. Charles, MO

#BusinessRatingReviews
#1Napoli 31450 Beale St #105, St Charles, MO 63303, USA4.71,103
#2Gingham's Homestyle Restaurant1566 Country Club Plaza Dr, St Charles, MO 63303, USA4.68,033
#3Prasino St. Charles1520 S 5th St #110, St Charles, MO 63303, USA4.53,075
#4Lewis & Clark's Restaurant217 S Main St, St Charles, MO 63301, USA4.42,339
#5Shay's Creole Smokehouse (Hosted by The Millstream)Hosted by The Millstream, 912 S Main St, St Charles, MO 63301, USA4.8313
#6Salt + Smoke501 S Main St, St Charles, MO 63301, USA4.42,901
#7Firebirds Wood Fired Grill1501 Beale St, St Charles, MO 63303, USA4.34,819
#8Tucanos Brazilian Grill1520 S 5th St #100, St Charles, MO 63303, USA4.36,493
#9Tony's On Main Street132 N Main St, St Charles, MO 63301, USA4.52,317
#10La Pâtisserie Paris524 S Main St suite 3, St Charles, MO 63301, USA5.032

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Restaurants in St. Charles

4

Lewis & Clark's Restaurant

4.4· 2,339 reviews

217 S Main St, St Charles, MO 63301, USA

5

Shay's Creole Smokehouse (Hosted by The Millstream)

4.8· 313 reviews

Hosted by The Millstream, 912 S Main St, St Charles, MO 63301, USA

6

Salt + Smoke

4.4· 2,901 reviews

501 S Main St, St Charles, MO 63301, USA

7

Firebirds Wood Fired Grill

4.3· 4,819 reviews

1501 Beale St, St Charles, MO 63303, USA

8

Tucanos Brazilian Grill

4.3· 6,493 reviews

1520 S 5th St #100, St Charles, MO 63303, USA

9

Tony's On Main Street

4.5· 2,317 reviews

132 N Main St, St Charles, MO 63301, USA

10

La Pâtisserie Paris

5.0· 32 reviews

524 S Main St suite 3, St Charles, MO 63301, USA

11

The Main House

4.5· 368 reviews

500 S Main St, St Charles, MO 63301, USA

12

Fratelli's Ristorante

4.7· 1,888 reviews

2061 Zumbehl Rd, St Charles, MO 63303, USA

13

Miami Grill

5.0· 2 reviews

620 S 5th St, St Charles, MO 63301, USA

14

Napoli Sea

4.7· 153 reviews

1450 Beale St, St Charles, MO 63303, USA

15

Bar Louie - Streets of St. Charles

4.4· 5,965 reviews

1650 Beale St Suite 180, St Charles, MO 63303, USA

16

Ameristar Casino Resort Spa St. Charles

4.2· 14,623 reviews

1 Ameristar Blvd, St Charles, MO 63301, USA

17

Sauci Pasta

4.8· 603 reviews

1990 1st Capitol Dr, St Charles, MO 63301, USA

18

Savor

4.4· 346 reviews

221 N Main St, St Charles, MO 63301, USA

19

Old Millstream Inn

4.5· 757 reviews

912 S Main St, St Charles, MO 63301, USA

20

Big A's On the Riverfront

4.4· 1,697 reviews

308 N Main St, St Charles, MO 63301, USA

Data from Google Business listings
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Frequently Asked Questions — Restaurants in St. Charles

How do I find the best restaurants in St. Charles?

Look for businesses with 4.5+ stars, 50+ verified reviews, proper licensing and insurance, and transparent pricing. The top-ranked restaurants in St. Charles on this page are scored by our algorithm that weighs ratings, review count, and profile completeness.

Are restaurants in St. Charles licensed and insured?

Licensing requirements vary by trade and state. For most home service contractors, MO requires both a state license and liability insurance. Always ask any contractor for proof of current insurance and a copy of their license number before work begins — you can verify most licenses on your state licensing board's website.

How much do restaurants charge in St. Charles, MO?

Prices vary by scope, materials, and contractor experience. Use the free quote form on this page to request estimates from multiple local pros simultaneously. Getting 3+ quotes is the single most effective way to avoid overpaying.

What should I look for when hiring a restaurants in St. Charles?

Verify licensing and insurance, read recent reviews on multiple platforms, ask for a written estimate before work starts, confirm they pull permits when required, and check references from recent local projects. Featured businesses on this page are ranked by verified ratings and review quality.

How are the restaurants on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every restaurants on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Restaurants Directory — St. Charles, MO

This page lists and ranks 20 restaurants serving St. Charles, MO as of May 2026. The average verified rating across all listings is 4.6 stars, with an average of 2,891 customer reviews per business. The top-ranked restaurants in St. Charles by our algorithm is Napoli 3 (4.7 stars, 1,103 reviews). Restaurants in St. Charles range from $ (budget, under $15/person) to $$$$ (fine dining, $60+/person).

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a restaurants in St. Charles: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the MO licensing board before hiring.

Request Free Quotes — Top-Rated Restaurants in St. Charles