Top Picks · Stafford
Best Insurance Agents in Stafford, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 17 insurance agents in Stafford, TX by verified customer ratings and review volume. The highest-rated is TGS Insurance Agency with a 4.4-star rating from 1,442 verified reviews. Also in the top tier: Demetrius Phenix - State Farm Insurance Agent and All Nations Insurance. The average rating across all listed insurance agents in Stafford is 4.8 stars from 142 reviews per business on average.
Insurance in Stafford: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.8★
Avg rating
142
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
TGS Insurance Agency
11740 Katy Fwy suite 1000, Houston, TX 77079, USA
Demetrius Phenix - State Farm Insurance Agent
2440 S Main St, Stafford, TX 77477, USA
All Nations Insurance
4800 Sugar Grove Blvd Suite 520, Stafford, TX 77477, USA
Insurance Agents Rankings in Stafford, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | TGS Insurance Agency11740 Katy Fwy suite 1000, Houston, TX 77079, USA | 4.4★ | 1,442 |
| #2 | Demetrius Phenix - State Farm Insurance Agent2440 S Main St, Stafford, TX 77477, USA | 5.0★ | 252 |
| #3 | All Nations Insurance4800 Sugar Grove Blvd Suite 520, Stafford, TX 77477, USA | 4.9★ | 212 |
| #4 | TIA- Texas Insurance Agency11540 S Wilcrest Dr, Houston, TX 77099, USA | 4.7★ | 149 |
| #5 | Dat Chan Trinh: Allstate Insurance12999 Murphy Rd Ste M13, Stafford, TX 77477, USA | 4.4★ | 101 |
| #6 | Low Cost Auto Insurance Agency Houston9555 W Sam Houston Pkwy S #351, Houston, TX 77099, USA | 4.6★ | 9 |
| #7 | JMS Insurance Agency, LLC10701 Corporate Dr #103, Stafford, TX 77477, USA | 4.8★ | 21 |
| #8 | Pureshield Insurance13000 Murphy Rd, Stafford, TX 77477, USA | 5.0★ | 2 |
| #9 | Houston Health Insurance Experts11104 W Airport Blvd R D O, Stafford, TX 77477, USA | 5.0★ | 10 |
| #10 | K&K INSURANCE SERVICES LLC223 Murphy Rd, Stafford, TX 77477, USA | 5.0★ | 15 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Stafford
TIA- Texas Insurance Agency
11540 S Wilcrest Dr, Houston, TX 77099, USA
Dat Chan Trinh: Allstate Insurance
12999 Murphy Rd Ste M13, Stafford, TX 77477, USA
Low Cost Auto Insurance Agency Houston
9555 W Sam Houston Pkwy S #351, Houston, TX 77099, USA
JMS Insurance Agency, LLC
10701 Corporate Dr #103, Stafford, TX 77477, USA
Houston Health Insurance Experts
11104 W Airport Blvd R D O, Stafford, TX 77477, USA
K&K INSURANCE SERVICES LLC
223 Murphy Rd, Stafford, TX 77477, USA
REYES MULTI INSURANCE SERVICES
INSIDE COMET INCOME TAX, 2839 N Main St Suite 108, Stafford, TX 77477, USA
Express Insurance Houston (Auto & Home & Commercial)
610 Murphy Rd #113, Stafford, TX 77477, USA
Safenet Insurance Agency LLC
4418 Bluebonnet Dr Suite # 207, Stafford, TX 77477, USA
VARUGHESE INSURANCE AGENCY
445 FM 1092 Rd #101b, Stafford, TX 77477, USA
Farmers Insurance - Shanay Bell
2839 N Main St #103, Stafford, TX 77477, USA
Get Free Quotes
We'll connect you with the top insurance agents in Stafford, TX.
Frequently Asked Questions — Insurance Agents in Stafford
What is the difference between a captive and independent insurance agent in Stafford?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Stafford cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Stafford?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Stafford adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Stafford
Related Searches
More ways to find insurance agents in Stafford
Insurance Agents in nearby cities