Top Picks · Stafford
Best Insurance Agents in Stafford, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 17 insurance agents in Stafford, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is TGS Insurance Agency with a 4.4-star rating from 1,442 Google reviews and an RNM Score of 90/100. Also in the top tier: Demetrius Phenix - State Farm Insurance Agent and All Nations Insurance. The average rating across all listed insurance agents in Stafford is 4.8 stars from 142 reviews per business on average.
Insurance in Stafford: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Farmers Insurance - Shanay Bell
Shanay Bell is top-ranked for her personalized service and strong community reputation in Stafford.
Most Reviewed
Demetrius Phenix - State Farm Insurance Agent
A high review count indicates broad customer experience and trust in the agent's reliability.
When choosing an insurance agent in Stafford, compare quotes from multiple agencies and read recent reviews to ensure the agent understands your specific coverage needs.
Local Market Snapshot
17
Businesses listed
4.8★
Avg rating
142
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by locals with a strong 4.4-star rating from over 1,400 reviews.
11740 Katy Fwy suite 1000, Houston, TX 77079, USAStafford's top-rated insurance agent with 5.0 stars from over 250 Google reviews.
2440 S Main St, Stafford, TX 77477, USAStafford's top-rated insurance agent with a 4.9★ average from over 200 reviews.
4800 Sugar Grove Blvd Suite 520, Stafford, TX 77477, USAInsurance Agents Rankings in Stafford, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | TGS Insurance Agency11740 Katy Fwy suite 1000, Houston, TX 77079, USA | 4.4★ | 1,442 |
| #2 | Demetrius Phenix - State Farm Insurance Agent2440 S Main St, Stafford, TX 77477, USA | 5.0★ | 252 |
| #3 | All Nations Insurance4800 Sugar Grove Blvd Suite 520, Stafford, TX 77477, USA | 4.9★ | 212 |
| #4 | JMS Insurance Agency, LLC10701 Corporate Dr #103, Stafford, TX 77477, USA | 4.8★ | 21 |
| #5 | K&K INSURANCE SERVICES LLC223 Murphy Rd, Stafford, TX 77477, USA | 5.0★ | 15 |
| #6 | Low Cost Auto Insurance Agency Houston9555 W Sam Houston Pkwy S #351, Houston, TX 77099, USA | 4.6★ | 9 |
| #7 | Pureshield Insurance13000 Murphy Rd, Stafford, TX 77477, USA | 5.0★ | 2 |
| #8 | Amtex Insurance448 FM 1092 Rd, Stafford, TX 77477, USA | 4.3★ | 59 |
| #9 | Express Insurance Houston (Auto & Home & Commercial)610 Murphy Rd #113, Stafford, TX 77477, USA | 4.9★ | 94 |
| #10 | Safenet Insurance Agency LLC4418 Bluebonnet Dr Suite # 207, Stafford, TX 77477, USA | 5.0★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Stafford
A top-rated Stafford insurance agent with a 4.8-star average from 21 Google reviews.
10701 Corporate Dr #103, Stafford, TX 77477, USA
Stafford, TX insurance agent with a flawless 5.0-star rating from 15 reviews.
223 Murphy Rd, Stafford, TX 77477, USA
Rated 4.6 stars from 9 Google reviews for reliable local insurance guidance.
9555 W Sam Houston Pkwy S #351, Houston, TX 77099, USA
Boasts a perfect 5.0-star rating from satisfied local clients.
13000 Murphy Rd, Stafford, TX 77477, USA
Consistently rated 4.3 stars from 59 local customer reviews.
448 FM 1092 Rd, Stafford, TX 77477, USA
Shoppers praise this agent's service, reflected in a stellar 4.9-star rating from 94 reviews.
610 Murphy Rd #113, Stafford, TX 77477, USA
Trusted Stafford insurance agent with a flawless 5.0-star rating from 11 reviews.
4418 Bluebonnet Dr Suite # 207, Stafford, TX 77477, USA
Trusted local insurance agent with a perfect 5.0-star rating from 4 Google reviews.
INSIDE COMET INCOME TAX, 2839 N Main St Suite 108, Stafford, TX 77477, USA
Earns a perfect 5.0-star rating from its first Google reviews.
445 FM 1092 Rd #101b, Stafford, TX 77477, USA
Trusted by hundreds of local clients, with a strong 4.7-star average rating.
11540 S Wilcrest Dr, Houston, TX 77099, USA
Consistently earns a perfect 5.0-star rating from local clients in Stafford.
11104 W Airport Blvd R D O, Stafford, TX 77477, USA
Boasts a perfect 5.0-star rating from 9 Google reviews in Stafford, TX.
802 Texas Pkwy suite C, Stafford, TX 77477, USA
Trusted by hundreds of local clients, this Stafford insurance agent holds a strong 4.4-star rating.
12999 Murphy Rd Ste M13, Stafford, TX 77477, USA
Boasts a flawless 5.0-star rating from dozens of local customer reviews.
2839 N Main St #103, Stafford, TX 77477, USA
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Insurance Agents in Stafford, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | TGS Insurance Agency | 90/100 | 4.4 ★ | 1,442 |
| 2 | Demetrius Phenix - State Farm Insurance Agent | 100/100 | 5.0 ★ | 252 |
| 3 | All Nations Insurance | 97/100 | 4.9 ★ | 212 |
| 4 | JMS Insurance Agency, LLC | 83/100 | 4.8 ★ | 21 |
| 5 | K&K INSURANCE SERVICES LLC | 85/100 | 5.0 ★ | 15 |
| 6 | Low Cost Auto Insurance Agency Houston | 64/100 | 4.6 ★ | 9 |
| 7 | Pureshield Insurance | 76/100 | 5.0 ★ | 2 |
| 8 | Amtex Insurance | 72/100 | 4.3 ★ | 59 |
| 9 | Express Insurance Houston (Auto & Home & Commercial) | 81/100 | 4.9 ★ | 94 |
| 10 | Safenet Insurance Agency LLC | 72/100 | 5.0 ★ | 11 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Stafford
What is the difference between a captive and independent insurance agent in Stafford?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Stafford cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Stafford?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Stafford adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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