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We don't have mortgage brokers listed specifically in Stockton yet — these top-rated pros from San Jose serve your area and are available for calls and quotes today.
Top Picks · Stockton
Best Mortgage Brokers in Stockton, CA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Stockton, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Mission San Jose Mortgage with a 5.0-star rating from 91 Google reviews and an RNM Score of 83/100. Also in the top tier: Alex Coons - Preferred Rate and Preferred Rate Partnered with APM. The average rating across all listed mortgage brokers in Stockton is 5 stars from 51 reviews per business on average.
Mortgage brokers in Stockton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
51
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Rated 5.0 stars from 91 Google reviews, this San Jose mortgage broker is highly trusted.
2111 W March Ln # B200, Stockton, CA 95207, USA5.0 stars from 11 Google reviews for a trusted Antioch mortgage broker.
141 Sand Creek Rd Suite C, Brentwood, CA 94513, USATrusted by hundreds of local clients, this Antioch broker holds a stellar 4.9-star rating.
141 Sand Creek Rd C, Brentwood, CA 94513, USAMortgage Brokers Rankings in Stockton, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mission San Jose Mortgage2111 W March Ln # B200, Stockton, CA 95207, USA | 5.0★ | 91 |
| #2 | Alex Coons - Preferred Rate141 Sand Creek Rd Suite C, Brentwood, CA 94513, USA | 5.0★ | 11 |
| #3 | Preferred Rate Partnered with APM141 Sand Creek Rd C, Brentwood, CA 94513, USA | 4.9★ | 100 |
| #4 | One Brokerage21731 Ventura Blvd Suite 370, Woodland Hills, CA 91364, USA | 4.9★ | 377 |
| #5 | Mariner Finance5829 Lone Tree Wy Suite G, Antioch, CA 94531, USA | 4.9★ | 63 |
| #6 | Jason Peterson at Homeowners Financial Group USA, LLC2455 Sand Creek Rd Suite 104, Brentwood, CA 94513, USA | 5.0★ | 3 |
| #7 | Ranae Callaway Nexa Mortgage5179 Lone Tree Wy Ste 104, Antioch, CA 94531, USA | 5.0★ | 5 |
| #8 | Supreme Lending5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA | 5.0★ | 25 |
| #9 | Home Loans - Cindy Hensley5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA | 5.0★ | 9 |
| #10 | Kristin Calmerin - Supreme Lending5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA | 5.0★ | 31 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Stockton
Trusted by hundreds, this Antioch mortgage broker maintains a stellar 4.9-star rating.
21731 Ventura Blvd Suite 370, Woodland Hills, CA 91364, USA
Rated 4.9 stars from 63 Google reviews for trusted local mortgage guidance.
5829 Lone Tree Wy Suite G, Antioch, CA 94531, USA
5.0-star rating from local clients in Antioch reviews.
2455 Sand Creek Rd Suite 104, Brentwood, CA 94513, USA
Earns a perfect 5.0-star rating from its first five Google reviews.
5179 Lone Tree Wy Ste 104, Antioch, CA 94531, USA
Rated 5.0 stars from 25 Google reviews, this local mortgage broker is highly trusted.
5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA
5.0 stars from 9 Google reviews for trusted mortgage guidance in Antioch.
5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA
Boasts a perfect 5.0-star rating from over 30 Google reviews.
5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA
Trusted Antioch mortgage broker with a perfect 5.0★ rating from local clients.
5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA
Exceptional 5.0-star rating from 10 reviews on Google.
5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA
Earns a perfect 5.0-star rating from nearly 20 local Google reviews.
2157 Country Hls Dr Suite 206, Antioch, CA 94509, USA
Earns a perfect 5.0-star rating from local clients in Antioch.
2157 Country Hls Dr Suite 205, Antioch, CA 94509, USA
Rated 5.0 stars from 4 Google reviews, this broker is highly regarded locally.
7502 Fortaleza Ave, Elk Grove, CA 95757, USA
Elk Grove mortgage broker with a perfect 5.0-star rating from 23 Google reviews.
8788 Elk Grove Blvd Office 1 Building 1, Elk Grove, CA 95624, USA
Elk Grove mortgage broker with a 5.0-star rating from 168 Google reviews.
9401 E Stockton Blvd #145, Elk Grove, CA 95624, USA
Elk Grove mortgage broker with a perfect 5.0-star rating from 19 reviews.
9401 E Stockton Blvd Suite 145, Office 108, Elk Grove, CA 95624, USA
Top-rated Elk Grove mortgage broker with a perfect 5.0★ rating from 18 reviews.
9401 E Stockton Blvd Suite 200, Elk Grove, CA 95624, USA
Elk Grove mortgage broker with a 4.9-star rating from 41 Google reviews.
9401 E Stockton Blvd Suite 200, Elk Grove, CA 95624, USA
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Mortgage Brokers in Stockton, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Mission San Jose Mortgage | 83/100 | 5.0 ★ | 91 |
| 2 | Alex Coons - Preferred Rate | 72/100 | 5.0 ★ | 11 |
| 3 | Preferred Rate Partnered with APM | 82/100 | 4.9 ★ | 100 |
| 4 | One Brokerage | 87/100 | 4.9 ★ | 377 |
| 5 | Mariner Finance | 79/100 | 4.9 ★ | 63 |
| 6 | Jason Peterson at Homeowners Financial Group USA, LLC | 66/100 | 5.0 ★ | 3 |
| 7 | Ranae Callaway Nexa Mortgage | 68/100 | 5.0 ★ | 5 |
| 8 | Supreme Lending | 76/100 | 5.0 ★ | 25 |
| 9 | Home Loans - Cindy Hensley | 71/100 | 5.0 ★ | 9 |
| 10 | Kristin Calmerin - Supreme Lending | 77/100 | 5.0 ★ | 31 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Stockton
What does a mortgage broker do differently than going directly to a bank in Stockton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Stockton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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