4.5+ Stars · Suffolk
Highly Rated Mortgage Brokers in Suffolk, VA
Only the best make this list. These mortgage brokers in Suffolk have earned 4.5+ star ratings from real customers — consistently.
As of June 2026, RatingsNearMe ranks 6 mortgage brokers in Suffolk, VA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Kristen Smith with TowneBank Mortgage with a 5.0-star rating from 53 Google reviews and an RNM Score of 80/100. Also in the top tier: New American Funding - Anthony VanDyke and Ronetta Sykes - First Home Mortgage. The average rating across all listed mortgage brokers in Suffolk is 4.4 stars from 17 reviews per business on average.
Mortgage brokers in Suffolk: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Suffolk, VA is home to a variety of mortgage brokers who can assist consumers with finding and securing home loans. Factors to consider when selecting a local mortgage broker include their experience, licensing, and the range of loan products they offer.
- ✓Mortgage brokers in Suffolk can help consumers navigate the home loan process and compare options from multiple lenders
- ✓Brokers are licensed professionals who are knowledgeable about local real estate and mortgage market conditions
- ✓Consumers should research a broker's credentials and read reviews before selecting one to work with
Best Overall
New American Funding - Anthony VanDyke
Anthony VanDyke is top-ranked for his strong local reputation and personalized service in Suffolk.
Most Reviewed
New American Funding - Anthony VanDyke
A high review count indicates broad customer trust and consistent service quality.
When choosing a mortgage broker in Suffolk, compare local expertise and customer feedback, and ask about loan options that fit your specific financial situation.
How to Choose a Mortgage Broker in Suffolk
What to look for
- • Years of experience in the Suffolk, VA mortgage market
- • Positive reviews and references from past clients in Suffolk
- • Expertise in the types of loan programs available in Suffolk
- • Strong relationships with lenders that serve the Suffolk area
Questions to ask
- • How long have you been a mortgage broker in Suffolk, VA?
- • Can you provide references from your Suffolk, VA clients?
- • What loan programs do you typically recommend for homebuyers in Suffolk?
Red flags
- ⚠ Unwillingness to provide details about their Suffolk, VA experience
- ⚠ Negative online reviews or complaints from Suffolk, VA consumers
- ⚠ Lack of familiarity with the Suffolk, VA housing market and loan options
In Virginia, mortgage brokers must be licensed by the State Corporation Commission. Be sure to verify the broker's license and check for any disciplinary actions or complaints.
Local Market Snapshot
6
Businesses listed
4.4★
Avg rating
17
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Consistently earns a perfect 5.0-star rating from over 50 client reviews.
5806 Harbour View Blvd Suite 100, Suffolk, VA 23435, USATrusted by local clients with a 4.8-star rating from 28 reviews.
425 W Washington St Suite 4 Office 219, Suffolk, VA 23434, USA5.0-star rating from a handful of Google reviews.
425 W Washington St #4, Suffolk, VA 23434, USAMortgage Brokers Rankings in Suffolk, VA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Kristen Smith with TowneBank Mortgage5806 Harbour View Blvd Suite 100, Suffolk, VA 23435, USA | 5.0★ | 53 |
| #2 | New American Funding - Anthony VanDyke425 W Washington St Suite 4 Office 219, Suffolk, VA 23434, USA | 4.8★ | 28 |
| #3 | Ronetta Sykes - First Home Mortgage425 W Washington St #4, Suffolk, VA 23434, USA | 5.0★ | 1 |
| #4 | Hard Money Lenders Suffolk VA112 W Washington St, Suffolk, VA 23434, USA | 5.0★ | 1 |
| #5 | New American Funding- Suffolk425 W Washington St Suite 4 Office 219, Suffolk, VA 23434, USA | 2.0★ | 1 |
| #6 | Commercial Real Estate Mortgage Loans Suffolk VA215 Chestnut St # C, Suffolk, VA 23434, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Suffolk
Earns a perfect 5.0-star rating from its customers in Suffolk.
112 W Washington St, Suffolk, VA 23434, USA
A local mortgage broker with a 2.0-star rating based on one Google review.
425 W Washington St Suite 4 Office 219, Suffolk, VA 23434, USA
Suffolk mortgage broker with no customer reviews yet; check back for future ratings.
215 Chestnut St # C, Suffolk, VA 23434, USA
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Mortgage Brokers in Suffolk, VA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Kristen Smith with TowneBank Mortgage | 80/100 | 5.0 ★ | 53 |
| 2 | New American Funding - Anthony VanDyke | 73/100 | 4.8 ★ | 28 |
| 3 | Ronetta Sykes - First Home Mortgage | 62/100 | 5.0 ★ | 1 |
| 4 | Hard Money Lenders Suffolk VA | 62/100 | 5.0 ★ | 1 |
| 5 | New American Funding- Suffolk | 21/100 | 2.0 ★ | 1 |
| 6 | Commercial Real Estate Mortgage Loans Suffolk VA | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Suffolk
What does a mortgage broker do differently than going directly to a bank in Suffolk?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Suffolk?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in VA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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