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We don't have mortgage brokers listed specifically in Sunnyvale yet — these top-rated pros from Mesquite serve your area and are available for calls and quotes today.
4.5+ Stars · Sunnyvale
Highly Rated Mortgage Brokers in Sunnyvale, TX
Only the best make this list. These mortgage brokers in Sunnyvale have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Sunnyvale, TX by verified customer ratings and review volume. The highest-rated is Cedric Pitts - United Mortgage Pros with a 4.9-star rating from 78 verified reviews. Also in the top tier: Mesquite Mortgage and Not Your Average Lender. The average rating across all listed mortgage brokers in Sunnyvale is 4.7 stars from 83 reviews per business on average.
Mortgage brokers in Sunnyvale: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
83
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Cedric Pitts - United Mortgage Pros
1509 Paintbrush St, Mesquite, TX 75149, USA
Mesquite Mortgage
103 N Broad St, Mesquite, TX 75149, USA
Not Your Average Lender
310 E Interstate 30 Suite M101, Garland, TX 75043, USA
Mortgage Brokers Rankings in Sunnyvale, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Cedric Pitts - United Mortgage Pros1509 Paintbrush St, Mesquite, TX 75149, USA | 4.9★ | 78 |
| #2 | Mesquite Mortgage103 N Broad St, Mesquite, TX 75149, USA | 4.0★ | 1 |
| #3 | Not Your Average Lender310 E Interstate 30 Suite M101, Garland, TX 75043, USA | 3.9★ | 30 |
| #4 | Fairway Home Mortgage - The Heritage Group1417 E Interstate 30 Suite 5, Garland, TX 75043, USA | 4.9★ | 222 |
| #5 | August REI3960 Broadway Blvd #107, Garland, TX 75043, USA | 4.5★ | 570 |
| #6 | Promise Mortgage LLC4306 Curlew Ln, Garland, TX 75043, USA | 5.0★ | 61 |
| #7 | Innovative Lending204 W Broad St Suite C, Forney, TX 75126, USA | 5.0★ | 10 |
| #8 | DHI Mortgage4312 Miller Rd, Rowlett, TX 75088, USA | 3.2★ | 38 |
| #9 | Lone Star Reverse Mortgage6105 Volunteer Pl, Rockwall, TX 75032, USA | 5.0★ | 14 |
| #10 | City Bank Mortgage771 E US Hwy 80 #100 Suite 100, Forney, TX 75126, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Sunnyvale
Fairway Home Mortgage - The Heritage Group
1417 E Interstate 30 Suite 5, Garland, TX 75043, USA
August REI
3960 Broadway Blvd #107, Garland, TX 75043, USA
Innovative Lending
204 W Broad St Suite C, Forney, TX 75126, USA
DHI Mortgage
4312 Miller Rd, Rowlett, TX 75088, USA
Lone Star Reverse Mortgage
6105 Volunteer Pl, Rockwall, TX 75032, USA
City Bank Mortgage
771 E US Hwy 80 #100 Suite 100, Forney, TX 75126, USA
James Brown - Chase Home Lending Advisor - NMLS ID 661165
401 N Farm to Market 548, Forney, TX 75126, USA
Nicole Carpenter / Home Loan / Platinum Eagle Mortgage
571 FM 548 Suite 132, Forney, TX 75126, USA
Tabernacle Financial Group, Inc
5001 Rowlett Rd #101, Rowlett, TX 75088, USA
Mark Eastin-Clear Modern Mortgage
1215 Arista Dr #102, Rockwall, TX 75032, USA
Mortgage Resource of Texas
311 E Interstate 30 #103, Rockwall, TX 75087, USA
Reverse TX Mortgage
311 E Interstate 30 #103, Rockwall, TX 75087, USA
Sherri Crayne - Highlands Residential Mortgage
2701 Sunset Ridge Dr, Rockwall, TX 75032, USA
Jesse Young -Neighborhood Loans
2701 Sunset Ridge Dr, Rockwall, TX 75032, USA
Integrity Mortgage Corporation of Texas
5 Horizon Ct, Rockwall, TX 75032, USA
Craig Lemp - Revolution Mortgage - Heath Tx
6520 Alliance Dr #130, Rockwall, TX 75032, USA
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Frequently Asked Questions — Mortgage Brokers in Sunnyvale
What does a mortgage broker do differently than going directly to a bank in Sunnyvale?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Sunnyvale?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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