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Pricing Guide · Tallahassee

Insurance Agents Cost in Tallahassee, FL — 2026 Price Guide

What should you pay for insurance agents in Tallahassee? See real 2026 price ranges from local pros and get free quotes to compare.

As of May 2026, RatingsNearMe ranks 19 insurance agents in Tallahassee, FL by verified customer ratings and review volume. The highest-rated is McGinniss Himmel Insurance Agency with a 5.0-star rating from 1,257 verified reviews. Also in the top tier: Waterhouse Insurance and Financial Services and Bill Reardon - State Farm Insurance Agent. The average rating across all listed insurance agents in Tallahassee is 4.8 stars from 278 reviews per business on average.

Insurance in Tallahassee: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

19

Businesses listed

4.8★

Avg rating

278

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

McGinniss Himmel Insurance Agency

5.0(1,257 reviews)

2367 Centerville Rd, Tallahassee, FL 32308, USA

🥈

Waterhouse Insurance and Financial Services

4.9(1,265 reviews)

2880 Apalachee Pkwy, Tallahassee, FL 32301, USA

🥉

Bill Reardon - State Farm Insurance Agent

4.9(504 reviews)

1835 Fiddler Ct, Tallahassee, FL 32308, USA

Insurance Agents Rankings in Tallahassee, FL

#BusinessRatingReviews
#1McGinniss Himmel Insurance Agency2367 Centerville Rd, Tallahassee, FL 32308, USA5.01,257
#2Waterhouse Insurance and Financial Services2880 Apalachee Pkwy, Tallahassee, FL 32301, USA4.91,265
#3Bill Reardon - State Farm Insurance Agent1835 Fiddler Ct, Tallahassee, FL 32308, USA4.9504
#4Fuqua Insurance Agency1836 Hermitage Blvd, Tallahassee, FL 32308, USA4.9108
#5Acceptance Insurance1210 Capital Cir SE Ste A, Tallahassee, FL 32301, USA4.9441
#6Premier Insurance Agency113 S Monroe St, Tallahassee, FL 32301, USA5.072
#7Alliance Insurance1138 E Tennessee St, Tallahassee, FL 32308, USA4.9133
#8Quality Insurance Of Tallahassee1225 S Monroe St, Tallahassee, FL 32301, USA4.5121
#9Woodham Insurance2286 Wednesday St STE 1, Tallahassee, FL 32308, USA5.0103
#10McKee Insurance Agency1701 Hermitage Blvd Suite 201, Tallahassee, FL 32308, USA4.765

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Tallahassee

4

Fuqua Insurance Agency

4.9· 108 reviews

1836 Hermitage Blvd, Tallahassee, FL 32308, USA

5

Acceptance Insurance

4.9· 441 reviews

1210 Capital Cir SE Ste A, Tallahassee, FL 32301, USA

6

Premier Insurance Agency

5.0· 72 reviews

113 S Monroe St, Tallahassee, FL 32301, USA

7

Alliance Insurance

4.9· 133 reviews

1138 E Tennessee St, Tallahassee, FL 32308, USA

8

Quality Insurance Of Tallahassee

4.5· 121 reviews

1225 S Monroe St, Tallahassee, FL 32301, USA

9

Woodham Insurance

5.0· 103 reviews

2286 Wednesday St STE 1, Tallahassee, FL 32308, USA

10

McKee Insurance Agency

4.7· 65 reviews

1701 Hermitage Blvd Suite 201, Tallahassee, FL 32308, USA

11

Bridges Insurance Agency

4.9· 106 reviews

1913 Capital Cir NE, Tallahassee, FL 32308, USA

12

Acentria Insurance

5.0· 23 reviews

1701 Hermitage Blvd Suite 201, Tallahassee, FL 32308, USA

13

Tyre Insurance Agency

4.8· 82 reviews

1114 N Adams St, Tallahassee, FL 32303, USA

14

Assurance Low-Cost Car Insurance

4.7· 12 reviews

1520 Killearn Center Blvd, Tallahassee, FL 32309, USA

15

GreatFlorida Insurance: Tara Smith

4.8· 74 reviews

2522 Capital Cir NE STE 4, Tallahassee, FL 32308, USA

16

Jim Smith - GEICO Insurance Agent

4.6· 556 reviews

2508 N Monroe St, Tallahassee, FL 32303, USA

17

Affiliated Insurance Agencies

4.5· 34 reviews

2500 Apalachee Pkwy ste c, Tallahassee, FL 32301, USA

18

Alisha Clayton - State Farm Insurance Agent

5.0· 322 reviews

1525 W Tharpe St #1, Tallahassee, FL 32303, USA

19

Pichard Insurance Agency, Inc.

5.0· 10 reviews

2074 Centre Pointe Blvd Suite 100, Tallahassee, FL 32308, USA

Data from Google Business listings
Updated regularly with real reviews
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Frequently Asked Questions — Insurance Agents in Tallahassee

What is the difference between a captive and independent insurance agent in Tallahassee?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in FL?

Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.

How much does working with a local insurance agent in Tallahassee cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Tallahassee?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Tallahassee adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Tallahassee, FL

This page lists and ranks 19 insurance agents serving Tallahassee, FL as of May 2026. The average verified rating across all listings is 4.8 stars, with an average of 278 customer reviews per business. The top-ranked insurance agents in Tallahassee by our algorithm is McGinniss Himmel Insurance Agency (5.0 stars, 1,257 reviews). Insurance in Tallahassee: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Tallahassee: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the FL licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Tallahassee