Top Picks · Tempe
Best Insurance Agents in Tempe, AZ
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Tempe, AZ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Lindsay Sapanaro - State Farm Insurance Agent with a 4.9-star rating from 571 Google reviews and an RNM Score of 87/100. Also in the top tier: Nationwide Insurance: Ceo Insurance & Financial Services LLC and Jack Chumadevsky - GEICO Insurance Agent. The average rating across all listed insurance agents in Tempe is 4.7 stars from 217 reviews per business on average.
Insurance in Tempe: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 9, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Tempe, AZ is home to a variety of insurance agents offering coverage for auto, home, life, and other insurance needs. Consumers should research local agents' specialties, customer reviews, and compare quotes to find the best fit for their insurance requirements.
- ✓Tempe has numerous insurance agents across major providers like GEICO, State Farm, and Freeway Insurance
- ✓Agents offer a range of personal and commercial insurance products to meet local consumers' needs
- ✓Researching agent specialties, reviews, and comparing quotes can help find the right insurance solution
Best Overall
The General Insurance
The General Insurance stands out as a top-ranked provider for its comprehensive coverage options and strong local reputation in Tempe.
Most Reviewed
Jack Chumadevsky - GEICO Insurance Agent
A high number of reviews signals consistent customer satisfaction and a proven track record of reliable service.
When choosing an insurance agent in Tempe, compare quotes from multiple agents and consider reading recent reviews to ensure the agent meets your specific coverage needs. Local agents often provide personalized service that can be more responsive than larger online brokers.
How to Choose a Insurance Agent in Tempe
What to look for
- • An insurance agent licensed in the state of Arizona
- • An agent with experience working with clients in Tempe, AZ
- • An agent who specializes in the type of insurance you need (e.g. auto, home, life)
- • An agent who is responsive, communicative, and able to explain insurance options clearly
Questions to ask
- • How long have you been an insurance agent, and how much experience do you have working with clients in Tempe?
- • What insurance companies do you represent, and what types of policies do you specialize in?
- • Can you provide references from other clients in Tempe who you've worked with?
Red flags
- ⚠ An agent who is pushy or tries to rush you into a decision
- ⚠ An agent who is not transparent about the insurance companies they represent or the policies they offer
- ⚠ An agent who is not licensed in the state of Arizona
In the state of Arizona, insurance agents are required to be licensed by the Arizona Department of Insurance. When selecting an insurance agent, it's important to verify that they are properly licensed and in good standing with the state regulatory authority.
Local Market Snapshot
18
Businesses listed
4.7★
Avg rating
217
Avg reviews
Jun 9, 2026
Last updated
Top Rated Insurance Agents
Insurance Agents Rankings in Tempe, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lindsay Sapanaro - State Farm Insurance Agent5410 S Lakeshore Dr, Tempe, AZ 85283, USA | 4.9★ | 571 |
| #2 | Nationwide Insurance: Ceo Insurance & Financial Services LLC8400 S Kyrene Rd Ste 230, Tempe, AZ 85284, USA | 5.0★ | 459 |
| #3 | Jack Chumadevsky - GEICO Insurance Agent815 E Baseline Rd #105, Tempe, AZ 85283, USA | 4.6★ | 728 |
| #4 | AZ Insurance Team442 E Southern Ave, Tempe, AZ 85282, USA | 4.8★ | 220 |
| #5 | Hayden & Hayden Agency, Inc.5225 S McClintock Dr C, Tempe, AZ 85283, USA | 4.8★ | 39 |
| #6 | Riseson Insurance64 E Broadway Rd STE 200, Office 285, Tempe, AZ 85282, USA | 5.0★ | 262 |
| #7 | RSP Insurance Specialists2234 S McClintock Dr, Tempe, AZ 85282, USA | 4.9★ | 105 |
| #8 | Greg Ninke Insurance1839 E Concorda Dr, Tempe, AZ 85282, USA | 5.0★ | 13 |
| #9 | Claudia Salmon-Getz - State Farm Insurance Agent2131 E Broadway Rd Suite 12, Tempe, AZ 85282, USA | 4.9★ | 333 |
| #10 | 1st Insurance Group2033 E Warner Rd STE 102, Tempe, AZ 85284, USA | 4.8★ | 96 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Tempe
5225 S McClintock Dr C, Tempe, AZ 85283, USA
64 E Broadway Rd STE 200, Office 285, Tempe, AZ 85282, USA
2131 E Broadway Rd Suite 12, Tempe, AZ 85282, USA
4411 S Rural Rd Suite 201, Tempe, AZ 85282, USA
4600 S Mill Ave suite 220, Tempe, AZ 85282, USA
4411 S Rural Rd Suite 201 Suite 201, Tempe, AZ 85282, USA
6139 S Rural Rd Suite 101, Tempe, AZ 85283, USA
4411 S Rural Rd Ste 104, Tempe, AZ 85282, USA
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Insurance Agents in Tempe, AZ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Lindsay Sapanaro - State Farm Insurance Agent | 87/100 | 4.9 ★ | 571 |
| 2 | Nationwide Insurance: Ceo Insurance & Financial Services LLC | 88/100 | 5.0 ★ | 459 |
| 3 | Jack Chumadevsky - GEICO Insurance Agent | 82/100 | 4.6 ★ | 728 |
| 4 | AZ Insurance Team | 84/100 | 4.8 ★ | 220 |
| 5 | Hayden & Hayden Agency, Inc. | 75/100 | 4.8 ★ | 39 |
| 6 | Riseson Insurance | 88/100 | 5.0 ★ | 262 |
| 7 | RSP Insurance Specialists | 82/100 | 4.9 ★ | 105 |
| 8 | Greg Ninke Insurance | 73/100 | 5.0 ★ | 13 |
| 9 | Claudia Salmon-Getz - State Farm Insurance Agent | 87/100 | 4.9 ★ | 333 |
| 10 | 1st Insurance Group | 80/100 | 4.8 ★ | 96 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Frequently Asked Questions — Insurance Agents in Tempe
What is the difference between a captive and independent insurance agent in Tempe?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in AZ?
Search the AZ Department of Insurance's online license lookup — Google "AZ Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in AZ must be licensed with the state.
How much does working with a local insurance agent in Tempe cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Tempe?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Tempe adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 9, 2026.
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